TMA Capital Providers
Organized alphabetically by company:
NameCompany
Contact Info / Type of Capital
(factoring, SBA, traditional, equity, hard money, etc) / Minimum $ / Work with
DIP? / Average closing time
(after submission) / Other requirements or options
Matt Gilbreath
Alliance Bank of Arizona
(602) 797-3673 / Traditional Commercial Bank Lending:
- CRE, investor- & owner-occupied
 - Working capital LOCs incl. ABL
 - M&A Buyout/Acquisition financing
 
Brian Shiau
American Industrial Acquisition Corporation
(480) 754-9868 /
- Equity in Industrial Manufacturers (buyouts & investments)
 - Fulcrum securities that can lead to control (secured or unsecured debt)
 
- 51%+ control/ equity
 - $0 to negative EBITDA (distressed)
 
Shane O’Grady
Celtic Capital Corporation
(480) 209-5400 / Asset-based lending / $500,000 / Yes / 30 days /
- Max advance on collateral:
 - 85% on A/R
 - 50% on inventory
 - 75% forced liq. value
 - No lock boxes
 - Equipment-only term loans available
 
Robyn Barrett
FSW Funding
(602) 535-5984, ext 101 / Asset-based lending anywhere in US:
- Factoring of A/R
 - Inventory LOCs
 
- Factoring : 5 days
 - Inventory LOC: 5-15 days.
 
- Personal or Validity Guaranty
 - B2B and B2G, some int’l lending
 - No long-term commitments or termination fees
 - No monthly min. fee requirement
 
Brian Evans
Guaranty Solutions LLC
(480) 703-4957 cell /
- Growth & Rescue capital
 - Refinance, Recapitalizations, & Bank Replacement financing
 - Bridge loans
 - Acquisition & Exit financing
 - Asset-based lending
 
- May or may not require personal guaranties
 
Jeromy Cushing
Liquid Capital Funding Solutions
623-680-2422 cell /
- Factoring
 - Asset-based lending
 - Working Capital Advance
 - Equipment leasing/PO financing
 - Purchase Finance Program
 
Tim Carstens
MB Business Capital
(480) 440-1608 cell / Asset-based lending including:
- Revolving LOCs (advances up to 85% of A/R & 60% of inventory)
 - Term Loans (advances up to 80% of orderly liquidation value of equip & 75% of fmv of real estate)
 - Cash Flow Loans (up to 25% of total credit facility)
 - Equity/Mezzanine/Junior Lien available through preferred 3rdparty sources.
 
- Appraisals
 - Field audits
 
David Matthews
Meadows Bank
(602) 721-9999 / Traditional commercial lending:
- Owner-occupied real estate (refi, acquisition, expansion)
 - Working capital LOCs
 - Construction/investor CRE
 
- Term sheet: 3 days
 - Formal commitment: 2 weeks
 
- Personal guaranties (owners)
 - Reserve accounts
 
Jared Shintaku
Pinnacle Bank
(480) 815-3550 / SBA Lending:
- Purchase/refi of CRE debt
 - Purchase/refi of working capital, equip, improvement, partner buyout, inventory debt
 - Int’l Trade/Export Loans
 
- Term Sheet: 1 week
 - Closing: 4-6weeks depending on 3rd party reports
 
- SBA approval
 - Personal guaranties from everyone w/20%+ ownership
 
Carl Osberg
Scottsdale Private Lending, LLC
(480) 980-2154 cell / Hard money/private lending:
- Non-Owner-Occupied real estate (office, retail, industrial, multifamily).
 - Construction
 - Land & Lot
 - Fix & Flip
 
- 12-36mo term
 - Acceptable exit strategy
 
Alexi Panagiotakopoulos
SMS Financial
(602) 481-9274 /
- Bridge Loans
 - Refinance, Recapitalization, & Restructure Financing
 - Commercial & Investment Financing
 - Debt Acquisition
 
- 6-48 month terms
 - Interest-only
 
Scott Ferguson
Sustainable Income
(602) 697-5617 /
- Asset-Based Lending
 - Factoring
 - CRE & Equipment
 - Bridge Loans
 - Growth & Rescue capital
 - Securitization
 
- Capital for lender expansion
 - Esoteric credit opportunities
 
John Roberts
The Private Bank
(818) 389-6607 / Traditional commercial lending:
- Working capital LOCs
 - Term loans secured by owner-occupied CRE
 - Acquisition financing, leveraged recapitalizations, turnaround financing
 - Asset-based & cash flow facilities
 
Clifton Moschnik
Wells Fargo Capital Finance
(602) 378-2482 / Traditional commercial lending:
- Asset-based specializing in working capital LOCs
 - M&A financing, partner buyouts, etc.
 
- CRE: 8 weeks
 - Working capital, etc: 4 weeks
 
Legend:
- CRE: Commercial Real Estate
 - LOC: Line of Credit
 - FMV: fair market value
 - A/R: accounts receivable
 - Days are business days
 
