RISK ANALYSIS/LOSS CONTROL & SITE SURVEY ASSESSMENTS

Overview:

The business risk and field (job site) assessments are of the insured’s and general contractor’s risk management practices and protocols that are in place to mitigate potential liability claims. Please note that the job-site survey is designed to cover potential issues relevant to general liability insurance and does not affect or replace any work or services provided by third-party quality control or construction inspection services.

Assessment Topics:

Business Protocols

Wrap Administration  Risk Management & Loss Control  Certificate Tracking  Construction & General Industry Safety

Tel: (888)-240-4431  

Corporate history and project details;

Project ownership job site supervision;

Claims history;

Local right-to-repair laws compliance;

Risk transfer procedures

Contract language;

OSHA compliance; contract language and documentation

Subcontractor vetting process

Prior “wrap-up” program experience

Document retention protocols

Certificate of insurance tracking

Document retention protocols;

Customer service program/warranties,

Homeowner and HOA protocols and turnover process (including maintenance manuals)

Wrap Administration  Risk Management & Loss Control  Certificate Tracking  Construction & General Industry Safety

Tel: (888)-240-4431  

Page 1 of 1

Site Safety - Liability Protocols

Corporate and subcontractor safety programs;

Understand potential for litigation as it pertains to the liability exposures at project site(s)

Attractive nuisances

Awareness of overall OSHA regulations

OSHA Compliance

Site Liability – multi-employer site obligations i.e.

Scaffolding, fall protection, fencing, housekeeping, hazardous communication, proper safety signage, fire protection

Assessment Findings:

Our consultant will prepare a report based upon the requirement of the carrier. Our report format allows our consultant to include any special information or circumstances that may not fit exactly within the categories. After the report is generated from our office, you and the carrier will receive a copy of it.

A key role of Paladin Risk Management will be to work with both parties to ensure that many of the missing or needed information will be provided to become compliant with the review recommendations and carrier requirements. (New Prime, Subcontract or Purchase and Sales Agreements are not provided; however they are reviewed and critical insurance, indemnity, safety template information and appropriate local right to repair information and template language is provided).

Participants:

If the general contractor is not affiliated with the owner (selling entity), both entities will be required to provide details of pre-construction, construction means & methods & post construction procedures & protocols.

Wrap Administration  Risk Management & Loss Control  Certificate Tracking  Construction, Public & General Industry Safety

 Tel: (888)-240-4431  