Spend Some and
Save Some…
The Choice is up to you!

Did you know you can save part of your tax refund?

Whether it’s for a rainy day, a new car, a future emergency, a down payment of a home or apartment, or anything else, saving even just a small part of your tax refund is easy!Ask your tax preparer about FORM 8888 and automatically deposit just a small part of your tax refund into a savings account, checking account, reloadable debit card or in a U.S. Savings Bonds. Just saving even a few dollars today can help you avoid financial potholes down the road.

Splitting your tax refund is FAST, EASY, FREE & you can WIN $$$![i]

If you have your savings account and routing numbers, your tax preparer can automatically deposit some of your refund into savings. The rest of your refund could be deposited into your checking account, a reloadable debit card or mailed to you. Best of all, there are no fees or charges for splitting your tax refund into different accounts and when you have your refund direct deposited into your account it arrives in as little as 10 days!

Don’t have a bank account? No Problem!

Ask your tax preparer about other savings options like U.S. Savings Bonds. Series I Savings Bonds can be purchasedon your tax form with as little as $50. They are very low-risk and earn interest for up to 30 years. This is great for long-term saving because you must hold the bonds for at least a year. Beyond the first year, you can hold the bonds as long as you want, and cash them in at any bank.

Is your Refund Already Spent?

If you can’t saving this year, it’s not too early to start planning ahead. An easy way is to file a new W-4 with your employer increasing your withholding. Withholding just $5 more per week can add more than $250 to your refund next year.[ii]

For more Savings tips and tricks, go to

[i] If you save $50 using FORM 8888, you can win $25,000! Go to or see the back of this flyer for more details.

[ii] Every taxpayer’s situation is different and may change from year-to-year. While withholding an extra $5 a week for 52 weeks results in $260, money will not earn interest and your tax situation may change. Ask your tax preparer about what is best for you.