COVERAGE A - BODILY INJURY AND PROPERTY DAMAGEis amended as follows:

  1. We will pay for damages and reasonable clean-up and removal expenses under this endorsement because of “property damage” to property of others served by “your sewer system” or “your water system.” The “property damage” and clean-up and removal expense must result from a covered “sewer back up incident” or a covered “water system incident.”
  2. The insurance afforded by this endorsement does not apply to:
  3. “Property damage” which is otherwise payable under COVERAGE A - BODILY INJURY AND PROPERTY DAMAGE;
  4. Overflow of inland or tidal waters;
  5. “Property damage” resulting from blockage occurring anywhere other than “your sewer system”;
  6. “Property damage” to or clean up and removal expenses in connection with damage to foundations of buildings or structures caused by a “sewer back up incident;” or
  7. “Property damage” to any property which you own or occupy or which is in your care, custody or control.
  8. The following Limits of Insurance apply to the coverage provided by this endorsement:
  9. The Each Occurrence Limit shown in the Policy Declarations is the most we will pay for all damages because of “property damage” and clean-up and reasonable expenses arising out of a single “sewer back-up incident” or “water system incident.”
  1. The Aggregate Limit shown in the Policy Declarations is the most we will pay for the sum of all damages covered by this endorsement during the “policy period”.

The Each Occurrence Limit shown in the Policy Declarations is part of, and not in addition to, the Each Occurrence Limit of Insurance shown in the Declarations.

  1. The insurance provided under this endorsement is excess over and will not contribute with any other valid and collectible property or liability insurance that covers a “sewer back-up incident” or “water system incident.”
  2. The following definitions are added:

“Sewer back up incident” means a backflow ofmaterials from “your sewer system” which occursas a direct result of a blockage or back-up other than through your negligence.

“Water system incident” means the accidental flow of water from “your water system” as a result of something other than through your negligence.

“Your sewer system” means sewer lines which you own or which you have responsibility to maintain.

“Your water system” means water lines which you own or which you have responsibility to maintain.

ALL OTHER TERMS AND CONDITIONS OF THIS POLICY REMAIN UNCHANGED

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AUTHORIZED REPRESENTATIVEDATE

POOL – OP1 10/02Page 1 of 1

If this box is checked, coverage applies only to “water system incident.” No coverage applies to “sewer back up incident.”

ALL OTHER TERMS AND CONDITIONS OF THIS POLICY REMAIN UNCHANGED

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AUTHORIZED REPRESENTATIVEDATE

POOL – OP1 10/02Page 1 of 1