COMPLIANCE RECRUITMENT SOLUTIONS

PERSONAL

Name: David Spring

Location:London

Nationality: British

EDUCATION & QUALIFICATIONS

Professional: ACAMS 2010

University: Manchester University 2002 – 2005

-BA 2.2 (Hons) English

School: Elizabeth College, London 1996 – 2002

-3 A-Levels: Mathematics (B), English Literature (C) & History (C)

-9 GCSE’s: (graded A-C)

CAREER SUMMARY

2011 – DATE DEF BANK PLC

Financial Crime & AML Manager

2009 – 2011 CONTRACT ROLES

2010 – 2011123 Bank – KYC/AML Analyst

2009 – 2010XYZ Banking Group– KYC Enhanced Due Diligence Analyst

2005 – 2009 ABC BANK PLC

2007 – 2009KYC Analyst

2005 – 2007Relationship Manager – Commercial Banking

EMPLOYMENT HISTORY

SEP 2011 – DATE DEF BANK PLC

Financial Crime & AML Manager

Working for this leading international bank and managing a team of five, duties include;

  • Provision of guidance and advice on AML/Financial Crime issues affecting the Bank
  • Responsible for ensuring all business lines` compliance with the Bank`s AML / STF policy standards
  • Regularly liaising with Senior Management within the various business lines to ensure risks are mitigated.
  • Providing input in to the annual MLRO report.
  • Responsible for ensuring that an effective assurance programme is in place to assess compliance with the Bank`s AML / CTF policy requirements.
  • AML / CTF policy writing, advice and assurance

NOV 2009 – SEP 2011 CONTRACT ROLES

Sep 2010 – Sep 2011123 Bank – KYC/AML Analyst

  • Dealing with different legal entity types such as corporates, trusts, financial institutions, SPV’s, hedge funds, foreign correspondent banks, pensions, LLPs, charities and subsidiaries.
  • Assessing the customers risk rating, carrying out risk assessments and whether the customer had any dealings with any sanctioned countries such as Cuba, Iran, North Korea, Sudan and Syria adhering to OFAC.
  • Undertaking in depth analysis and investigation on the banks low, medium and high risk entities. Reviewing and remediating existing and new clients ensuring that procedures and processes are adhered to.
  • Ensuring knowledge is up to date with regards to EDD/CDD and AML/KYC processes as well as taking part in continuous training with regards to changes to the overall KYC process.

Nov 2009 – Sep 2010XYZ Banking Group– KYC Enhanced Due Diligence Analyst

  • KYC Analyst undertaking in-depth KYB/KYC analysis and investigation for High Risk entities. Reviewing and remediating existing and new clients ensuring that ‘Know Your Customer / Know Your Business’ procedures are fully adhered to.
  • Keeping information up to date and escalating issues when needed.
  • Liaising with relationship managers to ensure all KYC information such as name, address, products and country of domicile are accurate and complete.
  • Ensuring source of wealth, beneficial ownership, corporate structure, sanctions, country issues, politically exposed people (PEP) details are all up to date.
  • Dealing with transactions involving sanctioned countries such as Syria, Iraq and Sudan, adverse media and PEP management on high risk customers and ensuring the correct procedures and processes are adhered to.

AUG 2005 – SEP 2009ABC BANK PLC

Sep 2007 – Sep 2009KYC Analyst

  • Responsible for complete on-boarding process for new clients both from UK and Internationally. Using a wide range of sources to obtain relevant information and documentation to support this
  • Clients include regulated entities, trusts, funds, government entities; Non listed and listed corporations, high net worth individuals and SPV.
  • Ensuring that the new companies that we are opening up accounts for are legally able to hold accounts, ensuring we have received all relevant information in regards not only to UK law but also international law
  • Having meetings with customers both in person and on the phone to guide them through the new account opening/new loans process i.e. KYC
  • Ensure companies which we are lending very large amounts are fully checked and verified, also compliant with both UK and international law.
  • Dealing with leverage finance to ensure that very sensitive and urgent deals which need to go through happen however ensuring all KYC checks are complete.

Aug 2005 – Sep 2007Relationship Manager – Commercial Banking

  • Managing a portfolio of over seven hundred businesses
  • Responsible for maintaining the KYC integrity on all customers and perform reviews on accounts periodically.
  • Authorised to lend to clients whether in the form of an overdraft or a loan.
  • Bringing in new customers and sell new accounts and products to them.
  • Assessing the needs of the customer and suggesting a solution to support them.
  • Transferring large amounts of money around the world.
  • Setting up savings account and suggesting appropriate investment opportunities

SALISBURY HOUSE, LONDON WALL, LONDON, EC2M 5QQ

Tel: 020 7330 6960

Email: