SERVICE

CHARGES

& FEES

EFFECTIVE

APRIL 1, 2015

Reviewed

April, 2015

Business Hours

9:00-4:30

(Mon-Fri)

Closed 12:00-1:00

(306)939-2100

1-866-374-5005

fax (306)939-4474

Email
Website

P.O. BOX 331

EARL GREY, SK

S0G1J0

PERSONAL & BUSINESS CHEQUING

 Maximum of $12.00/month and Minimum

of $2.00/month

 $1.00 per cheque

 No service charge for MasterCard or MemberCard Transactions, electronic debits,

in-branch cash withdrawals, transfers, deposits

ortransfers made by telephone

Automatic overdraft transfer fee $2.00/transfer

New membersfirst order of cheques free

All cheque orders or specialty cheque orders to

be charged to the member(s)

PERSONAL & BUSINESS

PLAN 24 SAVINGS

$2.00 monthly fee

 No service charge for MasterCard or MemberCard Transactions, electronic debits,

in-branch cash withdrawals, transfers, deposits

ortransfers made by telephone

NON PROFIT ORGANIZATION CHEQUING

 $2.00 Monthly Flat Fee

 No Transaction Fees

New membersfirst order of cheques free

All cheque orders or specialty cheque orders to

be charged to the member(s)

NON PROFIT ORGANIZATION PLAN 24 SAVINGS

 No Fees

TRUST ACCOUNT PLAN 24 SAVINGS

 No Fees

YOUTH/STUDENT

CHEQUING & PLAN 24 SAVINGS

(18 Years of Age & Younger )

High School Grads must provide copy of Proof of Enrollment in Post Secondary Education for a minimum of 60%course load each Semester to qualify. If no proof of enrollment in post secondary automatically move to Personal Chequing Service Charges.

New membersfirst order of cheques free

All cheque orders or specialty cheque orders to

becharged to the member(s)

 No Transaction Fees other than the fees listed

below.

STUDENT CHEQUING & PLAN 24 SAVINGS

(19 to 25 Years of Age)Must provide copy of Proof ofEnrollment in Post Secondary Education for a minimum 60% course load each Semester to qualify. On 26th Birthday automatically move to Personal Chequing Service Charges regardless of enrollment in Post-Secondary Education.

New membersfirst order of cheques free

All cheque orders or specialty cheque orders to

becharged to the member(s)

 No Transaction Fees other than the fees listed

below.

OTHER FEES– Applicable to all account types.

$1.00 per ABM withdrawal at Credit Union ABM

$1.50 per ABM withdrawal at Bank Machine

Photo retrievals at actual cost

$5.00 per replacementMASTERCARD (DEBIT Card) or MEMBERCARD (other than at expiry date

$5.00 for manual transfers to cover overdrawn

account

$5.00 for each item that overdraws an account

$30.00 per N.S.F. returned item/cheque.

Certifying cheque - $10.00 per cheque

$1.50 per Customer Automated File Transfer Transaction (primarily used by Business Accounts)

BILL PAYMENTS - Made In-Branch

$0.75 per bill payment such as Utility Companies, FCC & Credit Card, etc.

No fee for payment of Crop Insurance or Canada Revenue Agency Remittances

INTERNET HOMEBANKING

Free Service

MISCELLANIOUS CHARGES @ $5.00

Stop payments

Items sent on collection at request of member

Phoning long distance to verify funds

Issuing Manager’s Trust cheques

Closing account including membership within 60 days

U.S. MONEY DRAFTS

$5.00 per order, plus exchange

TRAVELLERS CHEQUES

No commission charged for American Express

SEARCH ACCOUNTS FOR TRANSACTIONS

$20.00 per hour

WIRE TRANFERS

$7.00 charge between Sask Credit Unions

$10.00 charge to/from Canadian Banks

$20.00 charge to/from United States

$30.00 charge to/from International other

Than the United States

$25.00 charge for Wire Traces or Incomplete Instructions

NIGHT DEPOSITORY

Free Service

SAFETY DEPOSIT BOX ANNUAL RENTAL

Small(1x5)…………………………..$20.00

Medium(2x5) & (3x6)…………………$25.00

Large(2x10) & (6x6)…..…………….$30.00

Drilling to open box……………………$200.00

Replace lost key/Closing with one Key....$25.00

LOAN FEES & CHARGES

Loan Services by Appointment

Third Party Registration Fees (i.e. Land Titles,

Lawyers Fees & Personal Property Registration, etc)

No Fees or Service Charges from the credit union

BANK CONFIRMATIONS

$20.00 per confirmation

RRSP

$25.00 per RRSP transferred to another Financial Institution

PHOTOCOPYING

$0.25 per pageforBlack & White Print

$0.35 per page for Color Print

plus $0.10 per page, if paper not supplied

FAXING

Sending:

$1.00 per page faxed (within Canada)

$3.00 per page faxed (outside Canada)

Receiving:

$0.50 per page

COMMISSIONER OF OATH

No Service Charge for service provided by authorized staff

Business Hours

9:00-4:30

(Mon-Fri)

Closed 12:00-1:00

(306)939-2100

1-866-374-5005

fax (306)939-4474

Email
Website