BY VIRTUE OF A DECREE AND ORDER OF SALE OF THE WARREN CIRCUIT COURT, the Master Commissioner will sell at public auction the real property in the following actions on Thursday,November 21, 2013, about the hour of 5:00p.m., at the JusticeCenter on the 2nd Floor, in the District “D” Courtroom, Bowling Green, Kentucky. Said property shall be sold to collect the amounts hereinafter set forth, together with interest and the costs of the action, and upon the following terms and conditions (unless otherwise stated).

  1. The purchasers will be required to pay ten percent (10%) down the day of sale in the form of cash or personal check and post bond on the remainder with the balance due in thirty (30) days. Said bond will bear interest at the rate of twelve percent (12%) per annum upon the unpaid balance from the date of sale until paid in full.

The Master Commissioner will retain a lien on the property sold to secure the sale price. If the purchaser elects to post bond, he/she will be required to provide sufficient surety, such as a letter from their bank or a bank representative signing for them at the time of the sale. Please contact the Master Commissioner’s Office prior to the sale with questions regarding approved surety at 842-0614. Occasionally, additional announcements are published on our webpage at

  1. The property is sold subject to the following:

a. State, county, city, and school taxes payable for the entire year of 2013

and all taxes due thereafter.

  1. Easements, restrictions, and covenants of record.
  2. Assessments for public improvements levied against the property.
  3. Any facts which an inspection or accurate survey of the property may disclose.
  1. The property shall otherwise be sold free and clear of any and all right, title, and interest of all parties to this action and of their liens and encumbrances thereon except such right of redemption as may exist in favor of the United States of America or the defendants. Also, the Master Commissioner does not obtain a title search or investigate for further liens on the properties listed below nor conduct or authorize a survey of the property. The purchaser is responsible for title searches and/or any additional liens not named in the Judgment and Order of Sale and for the results of any good and accurate survey of the property.
  1. For a more particular description of these properties, refer to the file on record at the Warren Circuit Clerk’s Office on the first floor of the JusticeCenter. Deeds and Wills referenced are of record in the Office of the Warren County Court Clerk.
  1. The Master Commissioner does not have access to the properties listed below and therefore makes no representation or warranty of any kind as to the conditions of these properties.

SALE No. 1

HSBC BANK USA, NATIONAL ASSOCIATION AS TRUSTEE FOR THE POOLING AND SERVICING AGREEMENT DATED AS OF APRIL 1, 2007 SG MORTGAGE SECURITIES TRUST 2007-NC1 ASSET BACKED CERTIFICATES, SERIES 2007-NC1 vs. GENEVA H. AMOS; UNKNOWN HEIRS OF JOHN H. AMOS; UNKNOWN OCCUPANT; UNKNOWN SPOUSE OF GENEVA H. AMOS; COMMONWEALTH OF KENTUCKY, COUNTY OF WARREN; pending in Warren Circuit Court, Div II,13-CI-78, to collect $73,623.76, interest at the rate of $14.71 per diemuntil paid, plus additional fees and costs.

933 Loving Road

Recorded in Book 441, Page93, of record in the Warren County Clerk’s Office.

Michael E. Boyd,Attorney for Plaintiff

SALE No. 2

MANUFACTURERS AND TRADERS TRUST COMPANY, AS TRUSTEE ON BEHALF OF THE HOLDERS OF THE HOME EQUITY LOAN PASS-THROUGH CERTIFICATES, SERIES 1999-1 vs. NEWTON A. BARNETT, JR. AKA N.A. BARNETT AKA NEWTON ALPHIUS BARNETT; UNKNOWN SPOUSE, IF ANY, OF NEWTON A. BARNETT, JR.; US BANK NATIONAL ASSOCIATION DBA ELAN FINANCIAL; BOWLING GREEN-WARREN COUNTY COMMUNITY HOSPITAL CORPORATION DBATHE MEDICAL CENTER AT BOWLING GREEN; COMMONWEALTH HEALTH CORPORATION, INC. DBA BLUEGRASS RADIOLOGY SERVICES; ANESTHESIA & PAIN SPECIALISTS OF BOWLING GREEN, PLC; GILBERT, BARBEE, MOORE & MCILVOY, P.S.C. DBA GRAVES GILBERT CLINIC, PSC; WESTERN KENTUCKY HEART & LUNG ASSOCIATES, PLLC; UNITED STATES OF AMERICA; CITY OF BOWLING GREEN; COUNTY OF WARREN; pending in Warren Circuit Court, Div. II,13-CI-647, to collect $86,877.41 interest at the rate of 4.0% percent per annum, until paid, plus additional fees and costs.

2500 Smallhouse Rd.

Recorded in Deed Book 751, Page 672, of record in the Warren County Clerk’s Office.

Philip Q. Ratliff, Attorney for Plaintiff (RA)

SALE No. 3

THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2007-12 vs. ELIZABETH M. BARTSCH; JOHN E. BARTSCH;pending in Warren Circuit Court, Div II, 10-CI-105, to collect $173,228.63, interest at the rate of $29.79 per diemuntil paid, plus additional fees and costs.

721 Morehead Way

Recorded in Deed Book 878, Page 632, of record in the Warren County Clerk’s Office.

Mark N. Dierks, Attorney for Plaintiff (LSR)

SALE No. 4

BANK OF AMERICA, N.A.SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP. vs. JACK BECK AKA JACK D. BECK, ANITA BECK AKA ANITA K. BECK, PBI BANK, INC., UNKNOWN DEFENDANT, SPOUSE OF JACK BECK AKA JACK D. BECK, UNKNOWN DEFENDANT, SPOUSE OF ANITA BECK AKA ANITA K. BECK,; pending in Warren Circuit Court, Div I, 12-CI-272, to collect $142,211.82, interest at the rate of $6.00 per diem until paid, plus additional fees and costs.

1438 Browning Road.

Recorded in Deed Book 734, Page 765, of record in the Warren County Clerk’s Office.

Angela M. Goad, Attorney for Plaintiff (LSR)

SALE No. 5

JPMORGAN CHASE BANK, NATIONAL ASSOCIATION vs. EARL L. BOWLING; BETTY BOWLING AKA BETTY J. BOWLING; CITY OF BOWLING GREEN; WELLS FARGO BANK, N.A.; PNC BANK, NATIONAL ASSOCIATION SUCCESSOR BY MERGER TO NATIONAL CITY BANK;pending in Warren Circuit Court, Div II, 13-CI-770, to collect $60,335.76, interest at the rate of 6.0% per annum until paid, plus additional fees and costs.

1713 Media Dr.

Recorded in Deed Book 828, Page 973, of record in the Warren County Clerk’s Office.

Ashley R. Carnes, Attorney for Plaintiff (LSR)

SALE No. 6

HSBC BANK USA, NATIONAL ASSOCIATION AS TRUSTEE FOR SASCO 2008 RF1 vs. DENNIS BRATCHER; ANNIE L. BRATCHER; U.S. BANK, NATIONAL ASSOCIATION ND pending in Warren Circuit Court, Div. I, 12-CI-1585, to collect $89,156.04, interest at the rate of $12.25 per diem until paid, plus any additional fees and costs expended.

201 Collett View Rd.

Recorded in Deed Book 874, Page 539, in the Warren County Court Clerk’s Office.

Ashley R. Carnes, Attorney for Plaintiff (LSR)

SALE No. 7

CITIZENS FIRST BANK vs. STEVE CHAFFIN; ALESIA CHAFFIN; COMMONWEALTH OF KENTUCKY, EDUCATION CABINET, EX REL DIVISION OF UMEMPLOYMENT INSURANCE; WELLS FARGO BANK NATIONAL ASSOCIATION; pending in Warren Circuit Court, Div. I, 12-CI-146, to collect $160,978.42, interest at the rate of 6.875 per diem until paid, plus additional fees and costs.

389 Threlkel Ferry Rd.

Recorded in Deed Book 585, Page247, in the Warren County Court Clerk’s Office.

Lorelei C. Bolohan, Attorney for Plaintiff (LSR)

SALE No. 8

JPMORGAN CHASE BANK, NATIONAL ASSOCIATION vs. GARY CRUMP; pending in Warren Circuit Court, Div II, 12-CI-631, to collect $94,106.97, interest at the rate of $13.55 per diem until paid, plus additional fees and costs.

1026 Gotts Hydro Road South

Recorded in Deed Book 988, Page 819 of record in the Warren County Clerk’s Office.

David E. Johnson, Attorney for Plaintiff (LSR)

SALE No. 9

BANK OF AMERICA, NA SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP vs. KEITH L. DOWNEY; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.; pending in Warren Circuit Court, Div I, 10-CI-1819, to collect $147,035.21, interest at the rate of 7.5% per annumuntil paid, plus additional fees and costs.

1332 Angelica Court

Recorded in Deed Book 939, Page 941, of record in the Warren County Clerk’s Office.

Lori R.Leach, Attorney for Plaintiff (LSR)

SALE No.10

SOUTH CENTRAL BANK, INC. FKA SOUTH CENTRAL BANK OF BARREN COUNTY, INC. vs. SCOTT M. EATON; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR COUNTRYWIDE BANK, FSB; pending in Warren Circuit Court, Div. I, 13-CI-1042, to collect $134,243.34, interest at the rate of 4.875% per annum until paid, plus any additional fees and costs expended.

1397 Hays Lodge Road, Smiths Grove

Recorded in Deed Book 987, Page 776, in the Warren County Court Clerk’s Office.

Philip S. George, III, Attorney for Plaintiff (NS)

SALE No.11

EMBRACE HOME LOANS, INC. vs. AMIE R. GAMMON, AKA AMIE CUMMINGS; pending in Warren Circuit Court, Div. I, 12-CI-1730,to collect $105,954.96, interest at the rate of 5.5% per annumuntil paid, plus any additional fees and costs expended.

970 Bethel Lane

Recorded in DeedBook 994, Page 300, in the Warren County Court Clerk’s Office.

Maura E. Binder, Attorney for Plaintiff (MDK)

SALE No.12

PBI BANK, INC. vs. THEODORE GEORGE; DEBRA GEORGE; WARREN COUNTY, KENTUCKY; pending in Warren Circuit Court, Div II,13-CI-531, to collect $377,063.22, interest at a rate of 5.0% per annum until paid, plus additional fees and costs expended.

738 Old Scottsville Road

Recorded in Book 553, Page 68, in the Warren County Clerk’s Office.

Scott A. Bachert, Attorney for Plaintiff

SALE No.13

JPMORGAN CHASE BANK, NATIONAL ASSOCIATION vs. JUSTIN W. GREGORY; pending in Warren Circuit Court, Div I,13-CI-71, to collect $112,276.19, interest at a rate of 7.25% per annum until paid, plus additional fees and costs expended.

601 Fern Hill Street

Recorded in Book 955, Page 842, in the Warren County Clerk’s Office.

Maura E. Binder, Attorney for Plaintiff (MDK)

SALE No.14

BANK OF AMERICA, N.A. SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP vs. GEORGE RAYMOND HAGAN, JR. AKA RAYMOND HAGAN; CARLET R. HAGAN; G&FF, INC.; pending in Warren Circuit Court, Div I, 12-CI-1463, to collect $202,044.25, interest at the rate of $6.375 per diem until paid, plus additional fees and costs.

343 Kempton Lane

Recorded in Deed Book 979, Page 153, of record in the Warren County Clerk’s Office.

Angela M. Goad, Attorney for Plaintiff (LSR)

SALE No.15

DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR J.P. MORGAN MORTGAGE ACQUISTION TRUST 2007-CH2, ASSET BACKED PASS-THROUGH CERTIFICATES, SERIES 2007-CH2; vs. JILL JENKINS; DAVID M. JENKINS; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.; ITS SUCCESSORS AND ASSIGNS; CHASE BANK USA, N.A.; pending in Warren Circuit Court, Div II, 12-CI-1453, to collect $88,631.16, interest at the rate of 7.825% per annum until paid, plus additional fees and costs.

169 West Villa Drive.

Recorded in Deed Book 905, Page 95, of record in the Warren County Clerk’s Office.

Maura E. Binder, Attorney for Plaintiff (MDK)

SALE No.16

CITIZENS FIRST BANK vs. RICHARD H. KELLEY; TORI T. KELLEY; AERL, LC (“AERL”); BOWMAN KELLEY TOTAL OFFICE SYSTEMS, INC. “(BOWMAN KELLEY”); MARIAH MOORE HOUSE, LLC (“MARIAH MOORE”); THOMAS L. KELLEY, III; COMMONWEALTH OF KENTUCKY COUNTY OF WARREN, KENTUCKY; CITY OF BOWLING GREEN, KENTUCKY; KY LIEN HOLDINGS, LLC; CITIZENS FIRST BANK, INC.; ARTHUR SOLOMON; SOUTHERN FOODS, INC.; SUNBELT MANAGEMENT COMPANY, INC.; pending in Warren Circuit Court, Div. I, Special Judge Hon. Janet Crocker, 11-CI-868A, to collect $4,208,037.97, plus accrued unpaid interest in the amount of $868,168.06 and interest at the rate of 12% per annum until paid, plus any additional fees and costs expended.

801 State St., locally known as Mariah Moore House

Recorded in Deed Book 827, Page 262, in the Warren County Court Clerk’s Office.

Scott A. Bachert, Attorney for Plaintiff

Brady W. Dunnigan, Attorney for Defendant/Cross-Claimant

SALE No.17

CITIZENS FIRST BANK vs. CAROLINE LANHAM; KENTUCKY HOUSING CORPORATION; pending in Warren Circuit Court, Div I, 13-CI-913, to collect $96,348.77, interest at a rate of 6.50% per annum until paid, plus attorney fees and costs expended.

1875 Old Springfield Road, Woodburn

Recorded in Deed Book 971, Page 303, of record in the Warren County Clerk’s Office.

Scott A. Bachert, Attorney for Plaintiff

SALE No.18

WELLS FARGO BANK, N.A. vs. BARBARA MCELVAIN, DAVID MCELVAIN, JPMORGAN CHASE BANK, N.A., UNKNOWN DEFENDANT, SPOUSE OF BARBARA MCELVAIN, UNKNOWN DEFENDANT, SPOUSE OF DAVID MCELVAIN; pending in Warren Circuit Court, Div II,12-CI-1720, to collect $146,143.00, interest at a rate of $21.28 per diem until paid, plus additional fees and costs expended.

3428 Smallhouse Road

Recorded in Book 887, Page 623, in the Warren County Clerk’s Office.

Angela M. Goad, Attorney for Plaintiff (LSR)

SALE No.19

WELLS FARGO BANK, N.A. vs. WILLIAM C. MORAN; PATRICIA A. MORAN; pending in Warren Circuit Court, Div I, 13-CI-516 to collect $109,284.83, interest at the rate of 4.625% per annum until paid, plus additional fees and costs.

7310 Glasgow Rd.

Recorded in Deed Book 1025, Page 234, of record in the Warren County Clerk’s Office.

Maura E. Binder, Attorney for Plaintiff (MDK)

SALE No.20

GREEN TREE SERVICING LLC vs. THERESA MURPHY; TONY RADFORD; THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS SUCCESSOR TRUSTEE TO JPMORGAN CHASE BANK, N.A., AS TRUSTEE ON BEHALF OF THE CERTIFICATEHOLDERS OF THE CWHEQ INC., CWHEW REVOLVING HOME EQUITY LOAN TRUST, SERIES 2005-M; pending in Warren Circuit Court, Div. I, 13-CI-324, to collect $88,674.48, interest at the rate of 3.125% per annum until paid, plus any additional fees and costs expended.

4690 Girkin Rd.

Recorded in Deed Book 915, Page 747, in the Warren County Court Clerk’s Office.

Maura E. Binder, Attorney for Plaintiff (MDK)

SALE No.21

U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR CREDIT SUISSE FIRST BOSTON MORTGAGE SECURITIES CORP., HOME EQUITY ASSET TRUST 2005-5, HOME EQUITY PASS-THROUGH CERTIFICATES, SERIES 2005-5 vs. HAROLD C. PHELPS AKA HAROLD PHELPS; PATRICIA PHELPS AKA PATRICIA PHELPS AKA PATRICIA JOY BURNS; THE MEDICAL CENTER AT BOWLING GREEN; WOMEN’S HEALTH SPECIALISTS; pending in Warren Circuit Court, Div. I, 13-CI-521, to collect $68,940.77, interest at the rate of $7.75 per diemuntil paid, plus additional fees and costs.

1126 Crewdson Drive

Records Book 570, Page 180, in the Court Clerk’s office for Warren County, Kentucky.

Ashley R. Carnes, Attorney for Plaintiff (LSR)

SALE No.22

NATIONSTAR MORTGAGE LLC vs. MARTY PINET AKA MARTY RAY PINET; PATRICIA PINET AKA PATRICIA LYN PINET; pending in Warren Circuit Court, Div. II, 13-CI-751 to collect $258,528.67, interest at the rate of 7.375% per annum until paid, plus any additional fees and costs expended.

3101 Yearling Ave.

Recorded in Deed Book 937, Page 439, in the Warren County Court Clerk’s Office.

Philip S. George, III, Attorney for Plaintiff(NS)

SALE No.23

BANK OF AMERICA, N.A.; vs. DANIEL RICHARDSON a/k/a DANIEL CURTIS RICHARDSON; UNKNOWN SPOUSE (IF ANY) OF JASON UPCHURCH; UNKOWN SPOUSE (IF ANY) OF LAURA RUNNER;SOUTH CENTRAL BANK OF BOWLING GREEN, INC.; THE COMMONWEALTH OF KENTUCKY, EX REL., DIVISION OF UNEMPLOYMENT INSURANCE; KERRIE MILESKO; pending in Warren Circuit Court, Div. II, 12-CI-1346 to collect $69,408.53, interest at a rate of 7.5% per annum until paid, plus attorney fees and costs expended.

1055 Bristow Road.

Recorded in Deed Book D933, Page 665, in the Warren County Clerk’s Office.

Maura E. Binder, Attorney for Plaintiff (MDK)

SALE No.24

BANK OF AMERICA,N.A.; vs. GABRIEL L. SANTILLAN; KARLA L. SANTILLAN; UNKNOWN SPOUSE (IF ANY) OF GABRIEL L. SANTILLAN; pending in Warren Circuit Court, Div. I, 13-CI-430, to collect $98,226.27, interest at a rate of 5.25% per annum until paid, plus additional fees and costs expended.

181 Robins Nest Drive, includes a 2007 Mead mobile home

Recorded in Deed Book 942, Page 821, in the Warren County Court Clerk’s Office.

Maura E. Binder, Attorney for Plaintiff

SALE No.25

JPMORGAN CHASE BANK, NATIONAL ASSOCIATION; vs. PAUL SIEBERT; RACHELLE SIEBERT;pending in Warren Circuit Court, Div II, 12-CI-1182, to collect $162,802.26, interest at the rate of 6.3750 per diem until paid, plus additional fees and costs.

2108 Lodge Hall Road.

Recorded in Deed Book 794, Page 292, of record in the Warren County Clerk’s Office.

Ashley R. Carnes, Attorney for Plaintiff (LSR)

SALE No.26

THE ESTATE OF MARY E. OWENS THROUGH ITS PERSONAL REPRESENTATIVE TERRI OWENS vs. TAX EASE LIEN SERVICING, LLC vs. THIRTEENTH STREET DEVELOPMENT, LLC; SECURED CAPITAL NVESTMENTS, LLC; WARREN COUNTY, KENTUCKY; CITY OF BOWLING GREEN; pending in Warren Circuit Court, Div. II, 12-CI-1164, to collect $259.44, interest at a rate of 12% per annum until paid, plus additional fees and costs expended.

200 13TH Avenue E

Recorded in Deed Book 1853, Page 598, in the Warren County Court Clerk’s Office.

R. Eric Craig, Attorney for Plaintiff (Tax Ease)

SALE No.27

JPMORGAN CHASE BANK, NATIONAL ASSOCIATION vs. SHARON TURNER, CITY OF BOWLING GREEN; pending in Warren Circuit Court, Div. I,12-CI-223, to collect $41,407.12, interest at the rate of 6.8750 per diem until paid, plus any additional fees and costs expended.

209 Plain Avenue.

Recorded in Deed Book 938, Page 336, in the Warren County Court Clerk’s Office.

Michael R. Brinkman, Attorney for Plaintiff (LSR)

SALE No.28

THE BANK OF NEWYORK MELLON FKA THE BANK OF NEWYORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-BC5. vs. CHRIS TWIDWELL AKA CHRISTOPHER E. TWIDWELL; SHERI TWIDWELL; pending in Warren Circuit Court, Div. I,11-CI-1412,to collect $100,165.71, interest at a rate of 7.93% per annum until paid, plus additional fees and costs expended.

1754 Richardsville Road.

Recorded in Deed Book D769, Page 259, in the Warren County Court Clerk’s Office.

Victoria M. Kadreva Holmes, Attorney for Plaintiff (MDK)

SALE No.29

PHH MORTGAGE CORPORATION F/K/A CENDANT MORTGAGE CORPORATION vs. RICHARD D. WATTS; CASSANDRA D. WATTS; SOUTHEAST FINANCIAL CREDIT UNION; pending in Warren Circuit Court, Div. II12-CI-1731, to collect $72,863.99, interest at the rate of 8.812% per annum until paid, plus any additional fees and costs expended.

1113 Walker St.

Recorded in Deed Book 915, Page 808, in the Warren County Court Clerk’s Office.

Robert E. Ison, Attorney for Plaintiff

SALE No.30

PHH MORTGAGE CORPORATION F/K/A CENDANT MORTGAGE CORPORATION vs. RICHARD D. WATTS; CASSANDRA D. WATTS; pending in Warren Circuit Court, Div. II,09-CI-1371, to collect $69,808.34, interest at the rate of 8.762% per annum until paid, plus any additional fees and costs expended.

227 West 14th St.

Recorded in Deed Book 907, Page 577, in the Warren County Court Clerk’s Office.

M. Elizabeth Hils, Attorney for Plaintiff

SALE No.31

PHH MORTGAGE CORPORATION F/K/A CENDANT MORTGAGE CORPORATION vs. RICHARD D. WATTS; CASSANDRA D. WATTS; pending in Warren Circuit Court, Div. II,09-CI-1059, to collect $70,912.35, interest at the rate of 8.744% per annum until paid, plus any additional fees and costs expended.

423 Columbia Way

Recorded in Deed Book 924, Page 418, in the Warren County Court Clerk’s Office.

M. Elizabeth Hils, Attorney for Plaintiff