WAMIC
GL 6452A 04 14
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WAMIC This endorsement changes
GL 6452A 04 14 the policy
Page 1 of 2 -- PLEASE READ THIS CAREFULLY --
AMENDATORY ENDORSEMENT
WISCONSIN
Includes Copyrighted material with permission of American Association of Insurance Services Inc.
WAMIC
GL 6452A 04 14
Page 2 of 2
1. Under Defense Coverage, 2. Is deleted and replaced with:
2. “We” do not have to provide defense after:
- “We” have paid an amount equal to the “limit” as the result of:
- a judgment; or
- a written settlement agreed to by “us”; or
- such “limit” of the company’s liability has been tendered for settlement.
2. Under Exclusions That Apply to Bodily Injury and Property Damage 1. is deleted and replaced by the following:
1. “We” do not pay for “bodily injury” or
“property damage”:
a. which is expected by, directed by, or intended by any “insured”; or
b. that is the result of intentional and malicious acts of any “insured”.
This exclusion does not apply to “bodily injury” that arises out of the use of reasonable force to protect people or property.
3. Under What Must Be Done In Case Of Loss, item a. of Notice is deleted and replaced by:
a. In the case of an "occurrence", or if an "insured" becomes aware of anything that indicates that there might be a claim under this Commercial Liability Coverage, "you" must arrange for notice to be given to "us" or "our" agent as soon as reasonably possible.
4. Under What Must Be Done in Case Of Loss,
Other Duties, the following is added:
c. After an “occurrence” causing “bodily injury” or “property damage”, “you” shall take, at “your” expense, reasonable steps to prevent similar “occurrences” in the future from the same or similar conditions.
5. Under Conditions, the following addition amends the Misrepresentation, Concealment, or Fraud condition:
No misrepresentation or breach of affirmative warranty constitutes grounds for voiding coverage or otherwise affects "our" obligation under this coverage unless "you" or any other "insured" who has misrepresented a material fact or circumstance knew or should have known that the representation was false, and:
a. "we" rely on the misrepresentation or breach of affirmative warranty and it is either material or it is made with intent to deceive; or
b. the fact misrepresented or falsely warranted contributes to the loss.
No failure of a condition prior to a loss and no breach of promissory warranty constitutes grounds for voiding coverage unless it exists at the time of the loss or otherwise affects "our" obligation under this coverage and:
a. increases the risk at the time of the loss; or
b. contributes to the loss.
This does not apply to nonpayment of premium.
6. Under Conditions, the following addition amends Subrogation:
If an "insured" assigns "us" the rights of recovery and "we" recover from another party, "we" will make the "insured" whole before recovering for "our" loss.
7. Under Conditions, the Suit Against Us condition is deleted and replaced by:
Suit Against Us -- No suit may be brought against "us" unless all the "terms" of this coverage have been complied with.
8. Under Conditions, the following condition is added:
Conformity With Statute -- "Terms" of this coverage in conflict with the laws of the state where this policy is issued are changed to conform to such statutes.
GL 6452A 04 14
Includes Copyrighted material with permission of American Association of Insurance Services Inc.