October 2014
EnglishEnglish
Current Account for Deposits in Banking Services
(L28)
SAP SE
Dietmar-Hopp-Allee 16
69190 Walldorf
Germany / Building Block Configuration Guide
© SAP SE Page 2 of 4
SAP Best Practices Current Account for Deposits in Banking Services (L28): Configuration Guide
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Contents
1 Purpose 5
2 Preparation 5
2.1 Prerequisites 5
3 Configuration 5
3.1 Conditions 6
3.1.1 Informational Purpose: Defining Condition Types 7
3.1.2 Defining Condition Group Types 8
3.1.3 Editing a Condition Group 10
3.2 Product Definition – Creating Current Account Products 21
3.2.1 Creating RDS Current Account Product (Standard) 22
3.2.2 Creating RDS Current Account Product (for Product Pricing List) 28
3.3 Product Pricing List 31
3.3.1 Editing a Condition Group 31
3.3.2 Creating a Product Pricing List 45
3.3.3 Creating a Product Pricing List for Sales Product CURRENT_ACC_EMP 47
3.3.4 Creating a Product Pricing List for Sales Product CURRENT_ACC_HNWI 49
3.3.5 Creating a Product Pricing List for Sales Product CURRENT_ACC_STD 51
3.4 Product Version Change – Defining Product Transitions 53
3.4.1 Defining Product Transitions 53
3.5 Currency Exchange 53
3.5.1 Defining Translation Ratios 54
3.5.2 Defining Derivation Rules for Exchange Rate Types 55
3.5.3 Editing Exchange Rates 55
3.6 Account Product Change 56
3.6.1 Defining Transfer Procedures 56
3.6.2 Defining Product Transitions 57
3.7 Forward Order 57
3.8 Standing Order 58
3.9 Exception Handling 58
3.10 Bank Statement 59
3.11 Assigning Account Symbol for Account Closure 59
3.11.1 Assigning Account Symbol for RDS Current Account Closure 59
Current Account for Deposits in Banking Services
1 Purpose
The purpose of this document is to describe the general configuration steps required to manually set up the configuration within the system landscape that has already been installed using the corresponding installation or configuration guides for installation.
If you do not want to configure manually and prefer automated installation using BC Sets and other tools, refer to the Quick Guide of your SAP rapid-deployment solution that is attached to the SAP Note.
This document supplements the existing Customizing documentation in the Implementation Guide (IMG) and provides additional information where required.
Within this document, all necessary steps for configuring the current account life cycle in Banking Services are described including Forward Order and Standing Order. Therefore, master data settings as well as configuration needs are included.
As a result of the configuration and maintenance of the master data and of the customizing configuration described in the subsequent chapters, the Banking Services part of a typical life cycle of a current account including Forward Order and Standing Order can be executed.
After having set up all the prerequisite steps, like general settings, organizational data, and business partners, this current account cycle starts at the point in time when the customer signs the contract, it supports some typical events that can occur during the life cycle, and it ends with the closure of the account.
2 Preparation
2.1 Prerequisites
Banking Services from SAP 8.0 - SP 2 must be installed.
Before you start installing this building block, you must install prerequisite building blocks. For more information, see Building Block Prerequisites Matrix for the SAP Deposits Management Rapid-Deployment Solution V1.800.
3 Configuration
The following section describes the complete settings for this building block. These settings can be divided into three main groups:
Prerequisite settings that have to be checked and which were delivered by SAP (as part of the standard delivery)
The term Check refers to these prerequisite settings.
Specify all prerequisites necessary for the configuration of this building block (even if this means describing a complete table). Prerequisite settings are those settings that direct or influence the business process. Do not describe settings that are for documentation purposes only and that do not influence the process, such as generic code lists for currencies or countries. These settings are not described as prerequisites.
Settings defined by the customer (in the customer namespace and customer-specific):
The system uses automation to request individual customer settings during the personalization process. These settings can be initial or reused from existing SAPERP layers and are indicated in the text by <your value>.
If you need to explain the customer value, choose one of the following options:
If you have a short explanation, enter it directly in the table.
If you need a longer explanation, add an asterisk * after the customer value (<your value>*) and explain the value in the Comment paragraph.
Additional settings that need to be made, covered either by automation or manual configuration (in the customer namespace).
The term Create refers to these additional settings in the text.
Personalization
In this configuration guide, some fields are marked with (*) – Personalized field.
If the solution is implemented manually using the delivered configuration guides, the fields marked for personalization have to be taken into consideration.
During the configuration, you have to adjust the values provided for these fields in line with the values relevant for your implementation (for example, the currency in the configuration guides is marked as personalized field. Always replace the specified currency (EUR) with the currency relevant for your RDS).
For more details on personalization, see sections 6.2.1 and 6.2.3.6.2 in the Quick Guide. The overview table in the Quick Guide lists all the fields/values that are personalized along with a brief explanation.
3.1 Conditions
In general, a condition represents part of a contractual agreement between the bank and the customers for a financial instrument like a current account.
Use
For the conditions for deposit account assignment, the condition model of Banking Services is used. Therefore, the following must be checked or maintained:
· condition type
· condition group type
· condition group
· condition
For the rapid-deployment solution for deposits, several condition groups need to be created in order to group together the different ranges of conditions that are used for this rapid-deployment solution for deposits.
These groups of conditions are linked to standard condition types, as described in the following tables:
Rapid-deployment solution current account:
Condition Group Category / Condition Group Type / Condition Group (RDS)Financial Conditions
Category: Settlement
Settlement Type: 001 / 92001- Settl. Curr. Acc. RDS DM / 920100 - Settl. Curr. Acc. Stand.
920101 - Settl. Curr. Acc. Empl.
920102 - Settl. Curr. Acc. ACust.
920103 - Settl. Curr. Acc. BCust.
920104 - Settl. Curr. Acc. Stand.
920105 - Settl. Curr. Acc. Empl.
Transaction / 92002- Trans Curr. Acc. RDS DM / 920200 - Trans Curr. Acc. Stand
920201 - Trans Curr. Acc. Stand
Event / 92003 – Event Curr. Acc. RDS DM / 920300 - Event Curr. Acc. Stand
Rapid-deployment solution current account foundation:
Condition Group Category / Condition Group Type / Condition Group (RDS)Financial Conditions
Category: Settlement
Settlement Type: 001 / 92001- Settl. Curr. Acc. RDS DM / 920104 - Settl. Curr. Acc. Stand.
920105 - Settl. Curr. Acc. Empl.
Transaction / 92002- Trans Curr. Acc. RDS DM / 920201 - Trans Curr. Acc. Stand
Event / 92003 – Event Curr. Acc. RDS DM / 920301 - Event Curr. Acc. Stand
Condition groups are created from the SAP Easy Access menu in the application (using transaction F9COGR2), and then conditions are assigned to the created condition groups.
To create condition groups and edit conditions in the master data, some customizing steps are required.
The customizing and application level settings that must be made to use condition groups in the rapid-deployment solution for deposits are explained in detail in the following paragraphs.
3.1.1 Informational Purpose: Defining Condition Types
Use
Condition types form the basis for the creation and account assignment of conditions in the application.
To use the condition types, these have to be grouped in condition groups.
Procedure
1. Access the customizing activity using the following navigation path:
Transaction code / SPROIMG menu / Financial Services ® Account Management ® Product Management ® Financial Conditions ® Define Condition Types
2. On the Change View “Condition Type”: Overview screen, check that the following conditions are given:
User Action / CondTyp / Condition Type Name / CondCat /Check / 115010 / Acct Maint. Charge / 115010
Check / 105110 / Credit Interest / 115020
Check / 105100 / Debit Interest / 105020
Check / 105120 / Overdraft Interest / 105020
Check / 205010 / Value Date / 205010
Check / 115070 / Closure Charge / 115020
Check / 205020 / Subj.Fin.Payt Period / 205020
Check / 205030 / Expiry Date - Prenotes / 205030
The SAP standard financial conditions mentioned in the table above are used to describe the financial requirements to be represented within the rapid-deployment solution (variable interest rate, account maintenance fee, and disbursement fee).
All other condition types delivered in the standard SAP system are not used for this rapid-deployment solution, but they remain in the system and are not deleted or changed.
3.1.2 Defining Condition Group Types
Use
Together with the condition groups, condition group types are needed for the product and allow condition group categories to be subdivided into more specific units.
For the rapid-deployment solution for deposits, the following condition group types must be created.
Procedure
1. Access the customizing activity using the following navigation path:
Transaction code / SPROIMG menu / Financial Services ® Account Management ® Product Management ® Financial Conditions ® Define Condition Group Types
2. Choose the New Entries pushbutton and create the following entries:
User Action / Field name / User Value and Actions /Create / Con.Gr.Type / 92001
Create / Condition Group Type Description / Settl. Curr. Acc. RDS DM
Select / Con.Gr.Cat. / 1 - Settlement
Activate / B (buffering indicator) / Flag X
Check / Corresp. Ind. Conds / Indicator Not Set
Check / RCategory / 0010 Reference Interest Rates for Checking Accounts
Check / Number of Days / blank
Check / Template Allowed / blank
Condition Group Category can be chosen from the dropdown list.
3. Press Enter.
4. Then select the entry (by marking the line) and double-click the Condition Type subfolder in the dialog structure (on the left side of the screen).
5. Choose the New Entries pushbutton and select the following condition type from the dropdown list:
CondTyp / Cond Type Name /115010 / Acct Maint. Charge
105110 / Credit Interest
105100 / Debit Interest
105120 / Overdraft Interest
6. Choose the Save pushbutton.
7. Choose the Back pushbutton to return to Change View “Condition Group Type”: Overview.
8. Create the following entries:
User Action / Field name / User Value and actions /Create / Con.Gr.Type / 92002
Create / Condition Group Type Description / Trans Curr. Acc. RDS DM
Select / Con.Gr.Cat. / 2 - Transaction
Activate / B (buffering indicator) / Flag X
Check / Corresp. Ind. Conds / Indicator Not Set
Check / RCategory / blank
Check / Number of Days / blank
Check / Template Allowed / blank
Condition Group Category can be chosen from the dropdown list.