Petsecure

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Trupanion

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President’s Choice

What type of Animal? / Canine and Feline / Canine and Feline / Canine and Feline
What age range can you register your pet? How long are they covered? / Pets can be registered from 8 weeks and up. They will be covered their entire lifetime. / Pets can be registered between 8 weeks - 14 years old. They will be covered their entire lifetime. / Pets can be registered from 8 weeks and up. They will be covered their entire lifetime.
How many different plans do they offer? / 4 / 1 / 4
What is the lowest starting monthly payment? / Canine:$12.95 + tax
Feline: $11.95 + tax / Canine:$23.83 + tax
Feline: $14.18 + tax / Canine:$10.95 + tax
Feline:$9.95 + tax
What kind of deductible? / You only have to pay one deductible per year, no matter how many pet insurance claims you make in that year, and only if you need to make a claim. / Any deductible from $50-$1,000 in increments of $5 or no deductible. Deductibles are per incident. / Deductible depends on the age of your pet and is set when you sign up for your insurance. The deductibles are annual.
What is covered in general (additional coverage is plan specific)? / 80% of vet costs for accident and illness including x-rays, hospitalization, surgery prescriptions, alternative therapy, and exams. As well depending on the plan they also cover preventative care and dentals. / 90% of vet costs for diagnostic tests, surgeries, medication, hospital stays and other treatments that arise from a pet being sick or injured. Also hereditary and congenital disorders as long as they are not pre-existing. Some alternative therapies and prescription diets. / 80% of vet costs for accidents and illness including x-ray, hospitalization, surgery prescription etc. They also cover emergency boarding fees, advertising for lost or missing pets, cancelled travel expenses and cremation
What is not covered in general (some conditions are plan specific)? / Pre-existing conditions, prescription diets / Exams, preventative care, dentals, vaccinations, pre-existing conditions / Pre-existing conditions, preventative care, vaccinations, dental, prescription diets.
After joining, when does coverage begin? / Accident: 48 hours
Illness: 14 days / Accident: 5 days
Illness: 30 days / Accident: 48 hours
Illness: 21 days
Multi-pet discount? / Yes: They will reduce premium by 10% for 3 or more. 15% for 6 or more. / No / Yes: They will reduce premium by 10% for 3 or more. 15% for 6 or more.
Website / www.petsecure.com / www.trupanion.com / www.pcfinancial.ca