Dear <Name>:

This letter contains important information about your health benefits for 2016. Please read it carefully and contact me with any questions.

Our online Open Enrollment for your 2016 health benefits will run from October 21 – November 6.

Medical Plans

We are offering the following medical plans to our employees through The Episcopal Church Medical Trust (Medical Trust)

Medical Plan / Monthly Rates / Single / Employee + Spouse / Employee + Child/ren / Family
Aetna HMO / $836 / $1,672 / $1,505 / $2,508
Anthem BCBS High Option PPO / $858 / $1,716 / $1,544 / $2,574
UnitedHealthCare Choice Plus / $880 / $1,760 / $1,584 / $2,640
Anthem BCBS High Deductible / $783 / $1,570 / $1,458 / $2,128
Anthem BCBS High Deductible 15 / $754 / $1,507 / $1,380 / $2,144
Anthem BCBS MS High Option PPO * / $670 / $1,340 / $1,206 / $2,010

*Employee and/or spouse must be age 65 or older to enroll in this plan, enrolled in Medicare Part A, and the parish must be a small employer (less than 20 employees). Please contact me for additional details.

Dental Plans

The following Cigna dental plans are also offered through the Medical Trust:

Dental Plan / Monthly Rates / Single / Employee + Spouse / Employee + Child/ren / Family
Preventive Dental / $25 / $50 / $45 / $75
Basic Dental / $51 / $102 / $92 / $153
Dental & Orthodontia / $68 / $136 / $122 / $204

Plan Documents

2016 Summaries of Benefits and Coverage Plan will be available no later than the beginning of the open enrollment on October 21st. These summaries are prepared by vendors and may or may not be available prior to that date. Other useful information about open enrollment can be found on the Diocesan web site at the following link: http://www.dohio.org/insurance. Handbooks will be updated on the CPG web site in January 2016.

Not a Member and Want to Enroll?

If you are not currently participating in a Medical Trust plan and would like to enroll, please review the plan options in this letter, and go online to www.cpg.org, select active clergy or lay, then Health to explore the plans and benefits. You will not receive a letter from the Medical Trust, so please contact me to request an enrollment form or to ask any questions.

Current Members

You will receive a letter from the Medical Trust approximately one week before Open Enrollment begins. This letter will have information regarding when and how to access the Open Enrollment website.

IMPORTANT NOTE: For 2016, you will no longer receive a unique user name and password specifically for Open Enrollment. Instead, you will use the same user name and password you created to access your benefits information on MyCPG Accounts to access the enrollment web page as well. If you have not already created an account on MyCPG Accounts, please do so at your next opportunity. For assistance, contact the Client Services Team at (800) 480-9967, Monday to Friday, 8:30 AM – 8:00 PM ET (excluding holidays). Or, email .

Begin reviewing your options now if you are considering a plan change or considering enrolling in a Medical Trust Plan. Research alternate plans prior to the Open Enrollment period to allow yourself time to make your decision. This is also the time of year when you may add eligible dependents to your plan or remove eligible dependents from your plan without the need to demonstrate a qualifying event.

Not Making Any Changes to Your Plans?

Even if you do not want to make changes to your health plan, it is important for you to log in to the Open Enrollment website to check that your personal information is correct for yourself and your dependents. You can submit any corrections through the online system and/or by notifying me.

Employee Assistance Program (EAP) with Cigna Behavioral Health

In addition to the health plans, your employer also offers a stand-alone EAP plan for qualified employees who have spousal or other qualified coverage that is not through the Medical Trust. (The EAP is already included as part of each medical plan offering.) This outstanding program covers your entire household.

If you have any questions, please don’t hesitate to contact me.

Sincerely,

William A. Powel, III, Canon to the Ordinary

(216) 774-0449