Ø 3 Years and 7 Months of Experience in Banking

Harneet Singh

Email id: Mobile: 89301-46800

Carrier Objective: To pursue a challenging career where I can dedicate my knowledge & contribute constructively to my profession & at the same time complementing my passion for earning.

Summary:

Ø 3 years and 7 months of experience in banking.

Ø Extensive experience in the Areas of General Banking Operations and Client Relationship.

Ø Demonstrated ability for problem solving, task management and leadership.

Ø Technically sound to consistently contribute to corporate growth, profitability and productivity.

Ø A self starter with positive attitude and results.

Ø Clear written and oral communication with strong analytical and reasoning skills.

Educational Qualifications:

Ø CAIIB. (Certified Associates of Indian Institute of Banking and Finance, Mumbai) 2010.

Ø JAIIB. (Junior Associates of Indian Institute of Banking and Finance, Mumbai) 2010.

Ø Post Graduate Diploma in banking operation (2009) from Institute of Finance, Banking & Insurance, Chandigarh

Ø M.F.C (Masters in Finance and Control) from Kurukshetra University 2008.

Ø Bachelor of Commerce from Kurukshetra University 2006.

Additional Qualifications:

Customer Service and banking codes & Standard board of India Certificate from IIBF, Mumbai. (2011)

KYC/AML Certificate from IIBF, Mumbai. (2010)

SME in India Certificate from IIBF, Mumbai. (2010)

Computer Skills:

Ø Financial Software: Flexcube (I-flex),

Ø Applications: MS Office.

Employment History:

Lakshmi Vilas Bank Ltd. – Mar2009 to till date

Work Experience: Mar2009- till date

Organization: - Lakshmi Vilas Bank Ltd, Panipat.

Branch Banking Operations

Designation: Assistant Manager

Role & Responsibility:

Ø Authorization of all teller transactions viz. funds transfer, cash deposits and withdrawals, RTGS and NEFT payments, DD and Pay order issuance, clearing operations, Opening and closing of FDs.

Ø ATM operations cash loading, Claim settlement and reconciliation.

Ø Resolution of customer queries/complaints

Ø Account opening/documentation checking

Ø Ensure compliance with KYC and AML guidelines and all other Banking rules, Regulations & Procedures

Ø Ensure accurate compilation of MIS as required by the product team/central ops and submission of Required MIS within time.

Ø Monitoring and reconciliation of dummy accounts, suspense accounts.

Ø Quality Correspondence with Head Office, Zonal Office and other regulatory bodies.

Ø Attending and rectifying the remarks mentioned in Statutory Audit/Annual Audit, General/IOB Inspection, IS Audit and Income Leakage Audit.

Ø Handling borrower accounts for various fund based and non-fund based credit facilities like CC limits, OD limits, Term Loans, and BG limits which include processing, disbursing, documentation, monitoring and calculate DP of the borrower accounts.

Ø Stock and unit inspection the borrower accounts.

Ø Involved in Cross Selling and Up Selling of Banks Financial Products.

Key Strengths:

Ø Significant Inter Personal and Communication Skill.

Ø Exhibit Pro activeness in the Jobs Undertaken.

Personal Details:

Fathers Name : Sh. Manjeet Singh Papneja

Date of Birth : April 22, 1985

Marital Status : Single

Nationality : Indian

Languages : English, Hindi, Punjabi

CTC : 4.80 p.a (I.B.A package)

Permanent Address : H. No. 422A, Sector-29A,

Chandigarh.