2016-2017 Junior Achievement

2016-2017 JUNIOR ACHIEVEMENT

ELEMENTARY PROGRAMS

KINDERGARTEN-OURSELVES: JA Ourselves introduces students to the intersection of financial literacy and kindergarten social studies learning objectives, including personal economics and the choices people make to meet their needs and wants.

Following participation in the program, students will be able to: • Practice personal economics by considering choices. • Explain the difference between needs and wants. • Understand the concept of money, particularly earning and saving. • Identify the importance of giving to a worthy cause.

This program is comprised of 5, 30 minute lesson.

FIRST GRADE-OUR FAMILIES: JA Our Families introduces students to the intersection of entrepreneurship and first-grade social studies learning objectives, including how family members’ jobs and businesses contribute to their well-being.

Following participation in the program, students will be able to: • Describe the similarities and differences found in families. • Categorize needs and wants. • Describe the jobs people do. • Analyze their own skills to find ways they can support their families. • Identify the goods and services provided by local businesses. • Explain one of the entrepreneurial characteristics—Satisfy a Need or a Want.

This program is comprised of 5, 30 minute lesson.

SECOND GRADE-OUR COMMUNITY: JA Our Community introduces students to the intersection of work readiness and early elementary grades social studies learning objectives, including how citizens benefit from and contribute to a community’s success.

Following participation in the program, students will be able to: • Describe a community. • Identify the variety of careers people have in a community and how each job requires specific skills. • Identify how business and government jobs help a community. • Explain how taxation supports government services. • Recognize voting as a way responsible citizens act. • Describe the flow of money in a community’s economy.

This program is comprised of 5, 40 minute lesson.

THIRD GRADE-OUR CITY: JA Our City introduces students to the intersection of financial literacy and third-grade social studies learning objectives, including the characteristics of cities and how people and businesses in cities manage their money.

Following participation in the program, students will be able to: • Provide practical information about the zones found within a city. • Examine the importance of money to a city, including paying taxes, and how people use different methods to pay for goods and services. • Describe the contributions of financial institutions to a city and how they help businesses and people achieve their economic goals. • Develop an understanding that entrepreneurs promote a healthy economy within a city. • Compare news formats and examine their importance to the financial well-being of a city

This program is comprised of 5, 45 minute lesson.

FOURTH GRADE-OUR REGION: JA Our Region introduces students to entrepreneurship and how entrepreneurs use resources to produce goods and services in a community. JA Our Region introduces the relationship between the natural, human, and capital resources found in different regions and explores regional businesses that produce goods and services for consumers. In addition, students solve problems by weighing risks and rewards.

Following participation in the program, students will be able to: • Analyze how entrepreneurs use resources and work with each other to produce goods and services in a community. • Recognize the skills, tasks, and concepts an entrepreneur must master to start a successful business.

This program is comprised of 5, 45 minute lesson.

FIFTH GRADE-OUR NATION: JA Our Nation introduces fifth-grade students to the intersection of work readiness and upper elementary grades social studies learning objectives. Through hands-on classroom activities, the program provides students with practical information about the nation’s free market system and how it serves as an economic engine for businesses and careers. The curriculum also introduces the need for entrepreneurial and innovative thinking to meet the requirements of high-growth, high-demand careers and the concept of globalization in business. JA Our Nation is volunteer-taught and kit-based.

Included are five 45-minute sessions, a supplemental session focusing on business organization, and enhanced extension activities.

AFTERSCHOOL- JA MORE THAN MONEY- JA More than Money will meet the needs of a diverse group of students by providing engaging, academically enriching, and experiential learning sessions in economic education.

Following participation in the program, students will be able to: • Build on their understanding of money basics and apply that understanding to their daily lives. • Recognize the significance of money management in making informed life-decisions

This program is comprised of 5, 45 minute lesson.

Middle Grades Programs

JA’s middle grades programs for students in grades 6-8 include economics and business curricula and a capstone experience. The dynamic interaction between the volunteer and students promotes active learning and brings theory to life.

Each program contains 5, 45 minute, hands-on lessons.

CLASSROOM BASED PROGRAMS

JA Economics for Success™ JA Economics for Success provides practical information about personal finance and the importance of identifying education and career goals based on a student’s skills, interests, and values.

Following participation in the program, students will be able to: • Explore their skills, interests, values, and the world of work to make informed education, career, and life decisions. • Develop their knowledge of personal finance to apply strong financial-management skills regardless of income.

JA Global Marketplace™ JA Global Marketplacetakes students on a spin around the world. Students learn the products they use every day, like their backpacks and sneakers, might use raw material from one country, be assembled in another, and sold from Peking to Chicago. The program helps students understand how goods flow through various economies and the effect globalization has on their lives. Retiring Summer 2016(Grades 6-8)

JA Global Marketplace (Blended Model),By participating in JA Global Marketplace (Blended Model), middle grade students experience the worldwide interdependence of producers, consumers, and the global workforce by playing the role of business owners and managers at the international FreeTrade Market. The program consists of seven sessions and offers two implementation options—Basic or Advanced. Basic implementation includes Sessions 0ne through Six delivered by the volunteer. Advanced implementation includes Sessions One through Six delivered by the volunteer, and Session Seven delivered by the teacher or volunteer. To accommodate the variety of technology available in schools, a high-tech and low-tech version of each session is available. In addition to session goals, the chart below depicts the student-to-computer ratio for high-tech settings. This is easily adaptable to low-tech situations.

JA It’s My FutureJA It’s My Future provides students with practical information about preparing for the working world while still in middle school.

Following participation in the program, students will be able to: • Explore potential careers, discover how to plan for a job, and learn how to keep it. • Develop personal-branding and job-hunting tools for earning a job.

AFTER SCHOOL PROGRAM

JA It’s My Business!™JA It’s My Business! encourages students to use critical thinking to learn entrepreneurial skills that support positive attitudes as they explore and enhance their career aspirations. Following participation in the program, students will be able to:  Apply their entrepreneurial skills to education, career, and service pursuits.

All JA programs are designed to support the skills and competencies identified by the Partnership for 21st Century Skills. These programs also augment school-based, work-based, and connecting activities for communities with school-to-work initiatives.

JA High School Programs

At-a-Glance

JA’s high school programs for students in grades 9-12 include economic and business curricula, an after-school student-led enterprise, and a one-day workplace capstone experience. The dynamic interaction between JA volunteers and students promotes active learning and brings theory to life.

JA Classroom-Based Programs

JA Be Entrepreneurial® introduces students to the essential components of a practical business plan, and challenges them to start an entrepreneurial venture while still in high school. Seven volunteer-led sessions required.

Concepts—Advertisement, Business plan, Competitive advantages, Customer, Demographic, Entrepreneur, Entrepreneurial spirit, Ethical dilemma, Ethics, Financing, Franchise, Long- vs. short-term consequences, Management, Market, Market needs, Marketing, Nonprofit business, Product, Product development, Profit, Social entrepreneur, Social responsibility, Stakeholder, Voting

Skills—Analyzing information, Business planning, Categorizing data, Decision making, Evaluating alternatives, Expressing multiple viewpoints, Graphic presentation, Oral and written communication, Presenting information, Reading for understanding, Weighing consequences, Working in groups, Working in pairs

JA CareerSuccess™equips students with the tools and skills required to get and keep a job in high-growth industries. Seven volunteer-led sessions required.

Concepts— Career clusters, Career planning, Career preparation, Collaboration, Communication, Conflict management, Critical thinking, Education and training, Employer expectations, High-growth jobs, High performance teams, Interests, Inventory and ordering, Job interviews, Job outlook, Job retention, Post-secondary options, Problem-solving techniques, Retail stocking, Skills, Soft skills, STEM, Technical skills, The 4Cs, Working priorities, Workplace Skills

Skills— Analyze data, Collaborative discussions, Conflict resolution, Communication, Competition, Creativity and innovation, Critical thinking, Decision making, Following written instructions, Formulating answers from personal experiences, Goal-setting, Identify behaviors, Interpersonal skills, Organizing information, Prioritizing, Problem solving, Research skills, Role playing, Self-assessment, Time management, Work collaboratively, Working in groups

JA Economics® examines the fundamental concepts of micro-, macro-, and international economics. Seven volunteer-led sessions required.

Concepts—Advantage, Demand, Economic systems, Exchange rates, Fiscal policy, Gross Domestic Product, Government, Global Economy, Income distribution, Inflation, International Trade, Investment, Labor, Markets, Opportunity costs, Productivity, Scarcity, Supply, Trade

Skills—Applying and classifying information, Critical thinking, Decision making, Giving reports, Graphing, Interpreting data, Leadership, Math computation, Public speaking, Reading, Research, Taking notes, Working in groups, Writing

JA Exploring Economics®fosters lifelong skills and knowledge about how an economy works, including micro-, macro-, personal, and international economics. Seven volunteer-led sessions required.

Concepts—Banks as borrowers and lenders, Command economy, Consumer Price Index (CPI), Consumer purchasing power, Demand, Distribution, Economics, Economic isolationism, Economic systems, Federal Reserve System, Free-rider problem, Inflation, Inflation rate, International trade, Investing options, Market economy, Market-clearing price, Nonrivalry, Percentage change, Private property, Production, Public vs. private goods, Public vs. private sector, Regional trade, Risk versus reward, Saving options, Simple interest, Supply, Supply and demand, Tariff, Taxes, Trade restrictions, Utility, United States Bureau of Labor Statistics (BLS), World trade

Skills—Analyzing information, Categorizing data, Charting, Decision making, Evaluating alternatives, Evaluating information, Graphing, Listening forunderstanding, Oral and written communication, Negotiating, Public speaking, Reading for understanding, Solving algebraic equations, Working in pairs and groups

JA Personal Finance®focuses on: earning money; spending money wisely through budgeting; saving and investing money; using credit cautiously; and protecting one’s personal finances. Five volunteer-led sessions required. This program retires in the summer of 2016.

Concepts— Budget, Budgeting, Compound interest, Consumer protection, Credit, Credit cards, Credit reports and scores, Debt, Earning, Education, Expense, Fixed expenses, Fraud, Identity theft, Income, Insurance, Interest, Investing, Lifetime earnings, Opportunity cost, Personal finances, Pay yourself first, Principal, Risk, Risk management, Saving money, Savings, Variable expenses

Skills—Analyzing information, Categorizing data, Creativity, Decision making, Evaluating alternatives, Graphic presentation, Oral, visual, and written communication, Prioritizing information, Read for understanding, Using a timeline, Working in pairs

JA Personal Finance®—Blended Model (2015)

By participating in JA Personal Finance (Blended Model), high school students experience the relationship between financial decisions made now and future financial freedom and quality of life. The program consists of eight sessions and offers two implementation options—Basic or Advanced. Basic implementation includes Sessions One through Five delivered by the volunteer. Advanced implementation includes Sessions One through Five delivered by the volunteer and Sessions Six through Eight delivered by the teacher or volunteer. Advanced implementation depends on educator requirements and correlations to local standards. To accommodate the variety of technology available in schools, a high-tech and low-tech version of each session is available. In addition to session goals, the chart below depicts the student to-computer ratio for high-tech settings. This is easily adaptable to low-tech situations.

JA Titan® introduces critical economics and management decisions through an interactive simulation. Seven volunteer-led sessions required.

Concepts—Business management, Capital investment, Charitable giving, Demographics, Fixed costs, Four P’s of Marketing, Law of diminishing returns, Marketing, Marketing research, Price, Product life cycle, Production, Research and development, Target marketing, Variable costs

Skills—Analyzing information, Critical-thinking, Data analysis, Decision-making, Mathematical skills, Planning, Reading charts and graphs, Research, Teamwork, Working in groups

JA AfterSchool®

JA Company Program® analyzes and explores personal opportunities and responsibilities within a student-led company. Twelve volunteer-led meetings required.

Concepts—Business, Choices, Competition, Division of labor, Entrepreneurship, Expenses, Fixed Costs, Goods, Incentive, Income, Liquidation, Management, Marketing, Parliamentary procedure, Price, Productivity, Profit, Production, Research and development, Services, Stock, Variable costs

Skills—Assembling products, Consensus-building, Critical thinking, Estimating, Filling out forms, Interpreting data, Math computation, Negotiating, Presenting reports, Problem solving, Public speaking, Research, Selling, Teamwork

JA Company Program Blended Model unlocks the innate ability in students to fill a need or solve a problem in their community by launching a business venture—unleashing their entrepreneurial spirit.

Each of the program’s 13 meetings is divided into two activities and includes a team builder exercise: • Company Ops is that portion of the meeting during which students build and manage their business. This usually will take the majority of the meeting time. • During the Deeper Dive, near the end of the meeting, students work individually or in groups to take a closer look at a business-related topic. Their work will culminate in creating a Personal Action Plan to guide them in taking next steps.

JA Capstone

JA Job Shadow™prepares students to be entrepreneurial thinkers in their approach to work. Students will acquire and apply the skills needed in demanding and ever-changing workplaces. Two in-class sessions, a four- to five-hour site visit, and one in-class session required after the visit.

Concepts—Career assessment, Career clusters, Career planning, Elevator pitch, Infographic profile, Interests, Job hunting, Job interview, Job outlook, Networking, Professional and ethical behaviors, Resume, Skills, Thank you notes, Work priorities

Skills—Analyze and apply data, Business Communication, Creativity and innovation, Follow written instructions, Formulate answers from personal experience, Identify behaviors, Interviewing, Oral and written communication, Organize information, Present information, Read a variety of sources for information, Role-play, Self-assessment, Technical writing, Work collaboratively