<?Xml Version= 1.0 Encoding= UTF-8 Standalone= Yes ?>

<?xml version="1.0" encoding="UTF-8" standalone="yes"?>

<!-- Generated by Swiss Commission for Financial Standardisation ( Arbeitsgruppe XML on 01.2002, published as Version 3.0, 09.2002 published unchanged as Version 3.1 -->

<!-- Appendix to document "Elektronische Gutschriftsanzeige in XML" published at (Swiss Interbank Clearing AG) -->

<Document xmlns="urn:swift:xsd:$Advices" xmlns:xsi=" xsi:schemaLocation="urn:swift:xsd:$Advices xmlcreadv_v31.xsd">

<Advices>

<Advice>

<AdviceID>Field A02</AdviceID>

<AdviceDate>

<!-- Date element (Field A05) -->

<Date>2001-05-16</Date>

</AdviceDate>

<!-- Date element (Field A06) -->

<MessageFunction>9</MessageFunction>

<AdvicedAccount>

<AccountID>

<Max35_Text>Field B04</Max35_Text>

</AccountID>

<Currency>Field A07</Currency>

<AccountOwner>

<Name>Field B07</Name>

</AccountOwner>

<AccountServicer>

<ClearingSystemNumber_Identifier>Field B03</ClearingSystemNumber_Identifier>

</AccountServicer>

<Entry>

<EntryID>Field B11</EntryID>

<!-- Date element (Field B13) -->

<EntryStatus>Booked</EntryStatus>

<EntryDate>

<!-- Date element (Field B01) -->

<Date>2001-05-16</Date>

</EntryDate>

<ValueDate>

<!-- Date element (Field B02) -->

<Date>2001-05-16</Date>

</ValueDate>

<!-- Field A01 -->

<Indicator>Credit</Indicator>

<!-- Fields B05 and B06 -->

<EntryAmount currencyCode="Field B05">9</EntryAmount>

<NotInterestEntry xsi:type="Charge">

<!-- Field B10 -->

<ChargeOption>BEN</ChargeOption>

<!-- Field B14 -->

<ChargeIncluded>true</ChargeIncluded>

<!-- Fields B07 and B08 -->

<ChargeAmount currencyCode="Field B08">9</ChargeAmount>

</NotInterestEntry>

<NotInterestEntry xsi:type="Transfer">

<TransferID>Field C25</TransferID>

<!-- Field C19 -->

<TransferReason>01</TransferReason>

<ProprietaryElement>

<MicrofilmNumber>Field C22</MicrofilmNumber>

<ImageReference>Field C26</ImageReference>

<FreeText>/CH:Delivery/Field C27/CH:Trx/Field C28/CH:Reject/Field C29/CH:Source/Field C30</FreeText>

</ProprietaryElement>

<!-- Fields C02 and C03 -->

<SinglePostedAmount currencyCode="Field C03">9</SinglePostedAmount>

<!-- Fields C06 and C07 -->

<TransferedAmount currencyCode="Field C06">9</TransferedAmount>

<PaymentInstruction>

<PaymentInstructionID>Field C21</PaymentInstructionID>

<!-- Field C23 -->

<PaymentInstructionDate>

<Date>2000-01-01</Date>

</PaymentInstructionDate>

<RemittanceInfo>

<Max35_Text>Field C20</Max35_Text>

<Max35_Text>Field C20</Max35_Text>

<Max35_Text>Field C20</Max35_Text>

<Max35_Text>Field C20</Max35_Text>

<Max35_Text>Field C20</Max35_Text>

</RemittanceInfo>

<TransactionBeneficiaryAccountID>

<BBAN_Identifier>Field C32</BBAN_Identifier>

</TransactionBeneficiaryAccountID>

<!-- Fields C04 and C05 -->

<InstructedAmount currencyCode="Field C04">9</InstructedAmount>

</PaymentInstruction>

<TransferOriginator>

<Name>Field C13 Structured Address Name</Name>

<StructuredAddressAndCareOfDetails>

<StructuredPostalAddressDetails>

<StreetName>Field C13 Structured Address Street</StreetName>

<TownName>Field C13 Structured Address City</TownName>

<PostOfficeBox>Field C13 Structured Address Postfach</PostOfficeBox>

<Country>Field C13 Structured Address Country</Country>

<PostCodeIdentifier>Field C13 Structured Address Postal Code</PostCodeIdentifier>

</StructuredPostalAddressDetails>

<CareOfDetails>

<Name>Field C13 In Care of Name</Name>

</CareOfDetails>

</StructuredAddressAndCareOfDetails>

</TransferOriginator>

<OriginatorsAccountOwner>

<FreeFormatPostalAddressDetails>

<AddressLine>Field C12 Unstructured Address 1</AddressLine>

<AddressLine>Field C12 Unstructured Address 2</AddressLine>

<AddressLine>Field C12 Unstructured Address 3</AddressLine>

<AddressLine>Field C12 Unstructured Address 4</AddressLine>

<AddressLine>Field C12 Unstructured Address 5</AddressLine>

</FreeFormatPostalAddressDetails>

</OriginatorsAccountOwner>

<Exchange>

<!-- Field C17 -->

<ExchangeDate>

<Date>200-01-01</Date>

</ExchangeDate>

<CurrencyChange>

<SourceCurrency>Field C31</SourceCurrency>

<ExchangeRate>

<!-- Field C16 -->

<Value>9</Value>

</ExchangeRate>

<!-- Fields C14 and C15 -->

<!-- <ChangeAmount currencyCode="Field C14">9</ChangeAmount> -->

</CurrencyChange>

</Exchange>

<Charge>

<!-- Field C01 -->

<ChargeOption>SHA</ChargeOption>

<!-- Cield C33 -->

<ChargeIncluded>false</ChargeIncluded>

<!-- Fields c08, C09, C10 and C11 -->

<ChargeAmount currencyCode="Field C08 and C10">9</ChargeAmount>

</Charge>

<UltimateBeneficiary>

<ID>

<Code>Field C18</Code>

<Description>Type of identifier</Description>

</ID>

</UltimateBeneficiary>

</NotInterestEntry>

</Entry>

</AdvicedAccount>

</Advice>

</Advices>

</Document>