WEB SITE REDESIGN
Version 3 – February 20, 2006
CONTACT INFORMATION:
Diane M. Gutshall
P. O. Box 1248
Camp Hill, PA 17001
(717) 350-3248
(717) 791-0114 (fax)
PAGE 1 - HOME:
Purpose:Welcome to the web site
Branding:Benefits is Our Business
Providing Solutions is our mission
Working for you is what we do
FeaturesWelcome message –
Health costs continue to increase; however, the trend is reflecting slower rates of increase.
Creative health care concepts are encouraging employees to become more of a consumer as it relates to purchasing and utilizing their group benefit plans.
Thank you for visiting our web site.
Capital Region Benefits helps employers better manage group benefit plans and utilize cutting-edge concepts to control costs.
Capital Region Benefits helps employees understand group benefit plan features to ensure they utilize the plan correctly.
Capital Region Benefits provides education on changes in benefit-related legislation and the impact those changes have on employers and employees.
Capital Region Benefits is providing creative benefit solutions to employers with at least two (2) employees.
Serving as an independent representative when working with insurance carriers – Capital Region Benefits is solely dedicated to the client’s needs and desires.
Capital Region Benefits – working for you !
PAGE 2 - CORPORATE PROFILE:
BENEFITS IS OUR BUSINESS
Specialist in providing group benefit consulting for employers located in Central Pennsylvania. Corporate offices located in Mechanicsburg, Pennsylvania.
Group Products:Health
Dental
Vision
Life
Short-term disability
Long-term disability
TestimonialGary Karkuff, First Choice (TO BE PROVIED)
To learn more about First Choice Rehabilitation Specilists, please view their web site at WW.FIRSTCHOICEREHAB.COM
PAGE 3 - PRINCIPAL PROFILE:
WORKING FOR YOU IS WHAT WE DO
Graduate of Penn State University (Bachelor of Science)
Licensed with the State of Pennsylvania to sell life, accident and health insurance
Experienced group benefit consultant:
- Working with employers with employees from 2 - 2,000
- Managing all health and welfare benefits (health, dental, vision, life insurance, short-term disability and long-term disability)
Harrisburg Chamber of Commerce – corporate member, Ambassador and committee volunteer
Executive Women International – firm member, board member and Treasurer
Central Pennsylvania Association of Female Executives – member, board member and Treasurer
Central Pennsylvania Business Associates - member
Testimonial:
Prior to September, 2004, Tri-County Association for the Blind handled all matters relating to the implementation of a group benefit plan. This meant we solicited quotes from various carriers each year and compared the benefits and rates presented; we implemented benefits directly with a carrier working closely with the carrier’s customer service staff when problems or issues arose, and we conducted employee meetings when required to communicate benefit concepts and costs.
Since September, 2004, when Diane began working with the Association, we not only controlled the cost of the benefit plans, but our staff’s responsibilities have been refocused to concentrating on key operational matters most important to the Association’s mission. As our benefit consultant, Diane monitors enrollment transactions and billing changes, handles all employee communications, annually reviews the current plan’s performance and costs and through a detailed quoting and analysis process, makes recommendations for plan improvements that maintain a comprehensive program while keeping costs in check.
It has been a real time saver for TCAB. It is a comfort to know that when an employee has a question regarding their health care, we just have them call Diane. I know that the employee’s are getting accurate information and great customer service. Diane has taken the guessing game out of Health Care for Tri-County Association for the Blind.
Danette Blank
Executive Director
Tri-County Association for the Blind.
To learn more about Tri-County Association for the Blind, please view their web site at
PAGE 4 - GROUP HEALTH INSURANCE:
PROVIDING SOLUTIONS IS OUR MISSION
Representing the following carriers:
Aetna
American Medical Security
Assurant
Capital Blue Cross
Central Reserve Life
Geisinger Health Plan
HealthAssurance
Highmark Blue Shield
InterCounty Health Plan
Pacific Life
Princial Financial
Teachers Protective Mutual Life
United Healthcare
Providing creative health care solutions to:
Control premium
Provide comprehensive benefits
Maintain reasonable employee contributions
Special emphasis on:
Flexible Spending Accounts (FSA)
Health Reimbursement Arrangements (HRA)
Health Savings Accounts (HSA)
With the goal of maintaining an employer’s competitiveness for retaining existing and attracting new employees
Testimonial:
Our February 2005 health plan renewal notification presented a potential cost increase of 33%. One of my sales executives met with Diane Gutshall at a workshop and she briefly explained the services she provides as a group benefit consultant. In summary, Diane reviewed several carrier options and determined those carriers were uncompetitive and she recommended a creative solution to control costs while continuing to maintain a comprehensive benefit plan. Our annual costs are estimated to increase only 13%. The creative concept coupled a health reimbursement arrangement (HRA) with a high deductible health plan (HDHP).
Diane has been invaluable in educating me about changes in healthcare concepts and assisting employees in understanding how both the HRA and HDHP work. She is always available upon request to me and my staff, and she is responsive to our needs.
As a small business owner, consistently dealing with cost increases, it is our pleasure to have found Diane and have added her to my inner circle of outside partners. I have a great accountant, lawyer and financial advisor that I trust with the growth of my company. Now I’ve added Diane and her company to my list.
I would highly recommend her to anyone that is looking for ways to keep their health benefits costs in line.
Sean X. Farrell
President
Keystone Displays
To learn more about Keystone Displays, please view their web site at WWW.KEYSTONEDISPLAYS.COM
PAGE 5 - OTHER INSURANCE PRODUCTS:
PROVIDING SOLUTIONS IS OUR MISSION
Behind health insurance, dental insurance is the next most frequently requested benefit by prospective employees
Vision insurance plans are relatively inexpensive when purchased on a group basis, and the cost of such programs is significantly less than the benefit received.
A core group life insurance benefit is favorably perceived by employees. If coupled with the ability for employees to purchase supplemental life insurance, the plan will greatly enhancement your employee’s personal financial security.
Non-work related disability programs provide security.
Capital Region Benefits understands the importance of these programs and helps employers determine how best to provide these additional benefits for the purpose of retaining valued and skilled employees as well as recruiting new employees.
PAGE 6 - PRESS ROOM:
WORKING FOR YOU IS WHAT WE DO
(Please Note: The White Papers will be downloadable PDF documents.)
White Paper – Understanding your EOB
White Paper – Statistical Results of HRA Performance
White Paper – Understanding FSAs
White Paper – High Deductible Plan concepts
Central Penn Business Journal Emerging Business of the Year Finalist - 2005
CPBJ article (mid January)
Articles of interest
Calendar of Events
PAGE 7 - CONTACT US:
Here there will be an online form. I will create this myself. For now, please just add the following form fields without any functionality:
Name: (textfield)
Company: (textfield)
Address: (textfield)
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Zip: (textfield)
Day-Time Phone: (textfield)
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Contact Via: Email Phone (2 radio buttons)
Questions/Comments: (Textarea)
Diane M. Gutshall
Capital Region Benefits
P. O. Box 1248
Camp Hill, PA 17001-1248
phone (717) 350-3248
fax (717) 791-0114