Web Links: Chapter 11 – Insuring Your Life
Last updated: 2-4-2003
Web Link 11.1 An overview of Life Insurance
Web Link11.2 Discussions of who needs to be insured
Click on Life Insurance, The Basics
needs life insurance
Web Link 11.3 Term policies
life insurance
Web Link 11.3a Rates of return on a whole life policy
Web Link 11.4 Whole life policies
value
Web Link (WSJ) 11.5 Discussions of whole life versus term insurance.
Wall Street Journal [Site no longer available]
Scroll down to Term Life Insurance and Permanent Life Insurance.
Web Link 11.5a Mutual companies and participating policies
Web Link 11.5b Conditions for payment of ADB
Web Link 11. 6 Discussion of ADB provisions
Web Link 11.6a Examples of riders
Click on document number 1412
Click on Riders
Web Link 11.7 Viatical settlements
Web Link 11.8 An example of an endowment policy
[No links currently available]
Web Link 11.9 Present Value Calculator
Web Link 11.10 Second to die policies
Web Link 11.11 Buying term and investing the difference
Scroll down to Buy term and invest the difference
Web Link 11.12 Variable life insurance
Web Link 11.13 Universal life
Web Link 11.14 Variable universal life
Web Link 11.15 Summary of differences between term, whole life, variable, universal, and variable universal
Web Link 11.16 [Not currently used]
Web Link 11.17 Appropriate size premium approach
[No links currently available]
Web Link 11.18 Human life value approach
Web Link 11.19 Human life value calculator
Click on life calculators, and then on human life value
Web Link (WSJ) 11.20 Examples of multiple of earnings approaches
Wall Street Journal [no longer available]
Web Link 11.21 Discussion of needs based approaches
Scroll down to Total Needs method
Click on life calculators, and then on insurance needs
Web Link 11.22 Calculator for a needs based approach to insurance need
Web Link (WSJ) 11.23 Other needs based calculators
Wall Street Journal
Web Link 11.24 Pointer sites for calculators to determine how much life insurance is needed
[No links available at this time]
Web Link 11.25 [Not currently used]
Web Link 11.26 Who is entitled to social security survivor's benefits
1
Web Link 11.27 Ordering a PEBES
Web Link 11.28 [Not currently used]
Web Link 11.29 Obtaining estimates of a college education
Web Link 11.30 Estimate a college fund for a child
Web Link 11.31Other calculators for estimating a college fund
[No links currently available]
Web Link 11.32 [Not currently used]
Web Link 11.33 Quotes for term life insurance policies
Web Link 11.34 Pointer sites for life insurance quotes
You must first specify your state.
Web Link 11.35 The medical exam process
Web Link 11.35a Criteria for rating life insurance applicants
Web Link 11.36 Directories of near-by agents
Web Link 11.37 Links to insurance companies, organized alphabetically
Web Link 11.38 National Association of Insurance Commissioners
Web Link 11.39 Description of A.M. Best's ratings
Web Link 11.40 Information on companies and ratings
This site allows you to obtain Best’s rating for any insurance, or a report on that company.
This site provides ratings by Standard & Poor’s and Duff & Phelps.
Web Link 11.41 When to review life insurance coverage
Web Link11.42 Glossary of life insurance terms
Web Link 11.43 Some FAQ sites
FAQ’s for term life insurance.
Web Link 11.44 Miscellaneous sites
Life insurance Traps, Tips, and Suggestions
Ten mistakes people make in buying life insurance.
Complaint ratios for insurance companies doing business in Kansas
Web Link (WSJ) 11.45 Overview of life insurance
Wall Street Journal [Link no longer available]
Web Link 11.46 Information that has changed since the book was written, new information that pertains to the topic, new web sites pertaining to this chapter:
The only calculator I have found that provides online quotes on whole life, variable life, and universal life.