Personal Insurance

All UTARlocalstudents are covered by a group personal accident policy with a minimum coverage as follows:

UTAR Student GPA Insurance Scope of Cover:

Against accidents due to violent, external & visible means round the clock anywhere in the world resulting death or permanent disablement in respect of the following persons: -

Insured Persons:All students of UniversitiTunku Abdul Rahman

No / Item / Compensation
for each insured person (RM)
1 / Death / 45,000.00
2 / Permanent total disablement loss of one hand or both feet, and /or loss of sight of one or both eyes / 45,000.00
3 / Permanent total disablement by accident due to causes other than loss of limb or sight / 45,000.00
4 / Actual expenses reasonably and necessarily incurred for medical treatment by registered practitioner and funeral expenses. / 3,000.00

In respect of traditional medical treatment, the compensation is limited to RM500.00

"HOW TO CLAIM INSURANCE"

The insurance claim forms can be obtained from the Department of Student Affairs (DSA). Students are advised to inform DSA after the accident has taken place and to submit the claim form together with the following documents to DSA as soon as possible for process.

For injury case

1. / Insurance Claim Form
2. / Photocopy of Student IC & ID
3. / Original Medical Receipts
4. / Photographs or X-Ray report if there is severance of any part of body
5. / *Police report, if involved in road accident
6. / Letter of Confirmation from UTAR confirming that the student was pursuing his/her
studies at the time of the accident

For Death Case

1. / Insurance Claim Form
2. / Photocopy of Student IC & ID
3. / Photocopy of Parents IC
4. / Birth Certificate
5. / Death Certificate
6. / Burial Certificate
7. / *Police Report by parents
8. / *Police Report by other parties that involve in the accident.
9. / UTAR Offer Letter of Admission
10. / UTAR Paid Student Bill - latest
11. / Post-Mortem Report
12. / Letter of Confirmation from UTAR confirming that the student was pursuing his/her
studies at the time of the accident

* Depend on case by case basis, as per requested by insurance company.

Note: The above list of documents may not be exhaustive as additional documents may be required, if necessary, to process the claim.

Territorial Limit:Worldwide

Please note that the policy extension covers the following:
1)Disappearance
2)Exposure
3)Payment of Benefits
4) Amateur Sports
5) Motorcycling Extension
6) Harmful Insect & Snake Bites
7) Strikes, Riots and Civil Commotions
8) Automatic Additions and Deletions
9) Premium Adjustment
10) Loss Notification Clause- 30 Days
11) Premium Warranty- 60 Days
12) Accidental Gas, Inhalation, Suffocation, Drowning & Food Poisoning.

The insurance claim forms may be obtained from theDepartment of Student Affairs (DSA).Students are advised to inform DSA as soon as possible in the case of any accidents and to submit the claim form together with the original receipt to DSA as soon as possible. The claim will be disbursed to the student/family concerned after DSAhas received the cheque from the insurance company. For more information, kindly contact the DSA officers at your respective campuses.

Note: In order for DSA to process the claims, students will need to settle any outstanding payments first.