MINUTES OF PUBLIC CONSULTATION MEETING HELD FOR “ENVIRONMENTAL ASSESSMENT PROCESS”

UNDER

THE SECOND ACCESS TO FINANCE FOR SMALL AND MEDIUM ENTERPRISESLOAN

In order to inform all the stakeholders regarding the Environmental Assessment Process for the loans to be financed under the World Bank’s “Second Turkey Access to Finance for Small and Medium Enterprises Loan” a consultation meeting was held at the address of “T.C. ZiraatBankası A.Ş. HeadquartersConference Hall, Tandoğan, Ankara” at 14:00 hours on 18 February 2010. The meeting was organized jointly by the World Bank, T.C. ZiraatBankası A.Ş., TürkiyeKalkınmaBankası A.Ş. (TKB) andTürkiyeVakıflarBankası T.A.O.The invitation for the meeting was announced to the whole country through the publication of a notice in the nationally circulated edition of Hürriyet newspaper on 15 February 2010 (Annex 1). Various civil society organizations, Professional organizations and financial institutions have been invited to the meeting.The list of participants is provided in Annex 2.

The opening speech of the meeting was delivered by Ms. Burcu KURGUN, Director of Commercial Marketing Department of ZiraatBankası. Then, Mr. Carlos PINERUA, Private Sector Projects Country Coordinator from the World Bank Ankara Office delivered a speech, thanking the project partners for their contributions to the project.Thereafter, Mr. HalilAgah, Senior Rural Development Specialist from the World Bank, made a presentation with focus on the following subjects:

Safeguard Policies

Why do we have SP?

Key roles and responsibilities

Practices

Environmental Assessment Documents

Environmental Assessment Practices

Actors and Roles

Environmental Monitoring Categories

Obligations.

The highlights from the questions raised by participants during the meeting and the answers given to these questions are as follows:

Will the World Bank policies or the national legislation be taken as a basis in the Environmental Assessment Procedures to be followed?

—The World Bank legislation would be taken as a basis if there were no legal arrangements in place in the country. However, Turkey has a dynamic legislation in effect (Environmental Impact Assessment Regulation published in the Official Gazette No. 26939 dated 17 July 2008). Due sensitivity should be exerted to create environmental awareness. For example, whether an SME applying with an EIA report has observed the necessary requirements, and whether it has completed the deficiencies identified in the report must be checked.

What should be the methodology to be followed and the selection criteria to be applied in determining the categories of projects?

—The lists of or prequalification criteria will be taken into account for projects in categories 1, 2 and 3. Here, the principles laid down in the EIA Regulation and project capacities are particularly important.Furthermore, project activities included in the prohibited list of the World Bank will not be financed. The example projects and activities relating to these aspects have been defined in the “selection criteria” posted on the websites of all three banks.

Will the definition of SME be based on the European Union standards or the standards applicable in our country? Who will evaluate the investments prepared by SMEs? Will only the investment projects be financed?

—This project aims at reaching out as many SMEs as possible.It is considered that the definition be formulated primarily on the basis of the standards applicable in our country. Not only investment projects, but also working capital needs will be financed. However, the first two projects will be subject to the World Bank’s “no objection” in any case. Furthermore, the World Bank will review the other projects as well, as part of its supervision activities.

Will any regional priority be observed while disbursing the loan proceeds?

—The Undersecretariat of Treasury has certain requests in this respect. In this direction, there may be certain criteria in favor of regions with priority in development.

Will the sub-unions engaged in agricultural activities be eligible for this finance?

—There are certain conditions for eligibility for the loan, which primarily include the requirement of the borrower to be a legal entity (company) that fits the definition of SME. Furthermore, such a company must be more 50% privately owned. If they satisfy these conditions, there is no obstacle before eligibility.

Will the EIA procedures of our country or the World Bank’s EIA procedures be taken as a basis in the preliminary review for loans?

—The procedures of the Ministry of Environment and Forestry of Turkey will be taken into account.

Will any sectoral priorities be observed during the project implementation?

—There is no sectoral priority, but there will be sectors which we will support.

Have the maturities and interest rates of loans to be disbursed under this Project been established?

—Project appraisalis underway and has not yet been concluded, all stakeholders will be informed shortly after conclusion.

PUBLIC CONSULTANCY MEETING FOR THE SECOND TURKEY ACCESS TO FINANCE FOR SME PROJECT/PARTICIPANT LIS T
No / NAME / ORGANIZATION / TITLE / TELEPHONE / E-Posta
1 / Carlos PİNERUA / World Bank / Sector Coodinator / 312 459 83 00 /
2 / Gürhan ÖZDORA / World Bank / Senior Operations Officer / 312 459 83 57 /
3 / Halil Agah / World Bank / Senior Rural Development Specialist / 0312 4598300 /
4 / Dr Levent ÖZTÜRK / T.C. Ziraat Bankası A.Ş. / Department Head / 312 584 43 73 /
5 / Burcu KURGUN / T.C. Ziraat Bankası A.Ş. / Manager / 312 584 51 06 /
6 / Ayşe BİLEN / T.C. Ziraat Bankası A.Ş. / Project Manager / 312 584 40 04 /
7 / Ekrem HAZAR / T.C. Ziraat Bankası A.Ş. / Manager / 312 584 43 03 /
8 / İbrahim TAYYAR / T.C. Ziraat Bankası A.Ş. / Manager / 312 584 43 92 /
9 / Mecbure Seren Keskin / T.C. Ziraat Bankası A.Ş. / Department Head / 312 584 40 17 /
10 / Fatma SERGİCİ / T.C. Ziraat Bankası A.Ş. / Asst. Specialist / 312 584 40 17 /
11 / Mihran CİVELEK / T.C. Ziraat Bankası A.Ş. / Manager / 312 584 44 67 /
12 / Meral ELVANOĞLU / T.C. Ziraat Bankası A.Ş. / 312 584 44 09 /
13 / Zeynep Gözde İNAN / T.C. Ziraat Bankası A.Ş. / Manager / 312 387 08 18 /
14 / Başak KOÇAK / T.C. Ziraat Bankası A.Ş. / Manager / 312 584 44 65 /
15 / Aysun KARAMAN / T.C. Ziraat Bankası A.Ş. / Manager / 312 584 44 78 /
16 / Emin TURAN / T.C. Ziraat Bankası A.Ş. / Manager / 312 584 50 88 /
17 / Ersin ÇATALBAŞ / T.C. Ziraat Bankası A.Ş. / Controller / 312 584 25 54 /
18 / Recai BİBEROĞLU / Türkiye Kalkınma Bankası / Asst. Manager / 312 418 72 54 /
19 / Ayşegül ÇERÇİ / Türkiye Kalkınma Bankası / Specialist / 312 417 92 00 /
20 / Güliz SAĞLAM / Türkiye Kalkınma Bankası / Asst. Specialist / 312 231 84 00/2512 /
21 / Batuhan ÖZDEMİR / Türkiye Kalkınma Bankası / Asst. Specialist / 312 231 84 00/2519 /
22 / Özgün ÖZENER / Türkiye Kalkınma Bankası / Asst. Specialist / 312 231 84 00/2526 /
23 / Satı BALCI / Türkiye Kalkınma Bankası / Manager / 312 430 00 43 /
24 / Serdar Kabukçuoğlu / Türkiye Kalkınma Bankası / Manager / 0312 4187209 /
25 / Murat Buğan / Türkiye Kalkınma Bankası / Manager / 0312 418 30 72 /
26 / Seyhan Ayanlar / Türkiye Kalkınma Bankası / Asst. Manager / 0312 2294000 /
27 / Ziya Bozkurt / Türkiye Kalkınma Bankası / Senior Specialist / 0312 2294000 /
28 / Ender Dinçer / Türkiye Kalkınma Bankası / Asst. Manager / 0312 4300043 /
29 / Zehra Civan / Türkiye Vakıflar Bankası / Asst. Manager / 0312 455 86 17 /
30 / Muammer Çetin / Türkiye Vakıflar Bankası / Manager / 0312 4558617 /
31 / Bülent Harut / Türkiye Vakıflar Bankası / Engineer / 0312 4558618 /
32 / Serkan Şahin / Türkiye Vakıflar Bankası / Engineer / 0312 4558622 /
33 / Kerem Dönmez / Treasury / Asst. Specialist / 0312 2046455 /
34 / Sevil ATLI / BASUSAD / General Secretary / 312 418 78 87
532 472 94 09 /
35 / M.Cengiz ÖZKAN / Trouw Nutrition TR A.Ş. / Deputy General Director / 312 443 04 90
533 275 13 71 /
36 / Hüseyin SUNGUR / YUM-BİR / General Secretary / 530 402 4776 /
37 / Ayberk ABANOZ / ETBİR / Engineer / 216 478 62 79
505 5756665 /

38 / Can AYDEMİR / Tria Tarım A.Ş. / Consultant / 242 414 52 20
532 236 03 18 /
39 / Mustafa ERDİN / YDA Tarım Gıda A.Ş. ( YDA Holding ) / CFO / 312 459 44 00
533 779 32 05 /
40 / Bahri YILMAZ / TAB / President / 533 311 48 01 /
41 / Elif YÜCEL / SETBİR / 312 428 47 74
42 / M. Nail TÜRKER / Makina İmalatçıları Birliği / Asst. General Secretary / 312 468 37 49
312 468 39 17 /
43 / Rıfkı GÜVENER / OSİAD-Ostim Sanayici ve İşadamları Derneği / Denetim Kurulu Üyesi / 312 354 47 47
532 244 68 26 /

44 / Nursefa KORKMAZ / ASO 1. Organize Sanayi Bölgesi / Asst. Financial Manager / 312 267 00 00
538 416 59 72 /
45 / Mehmet ÖMERBEYOĞLU / KOSGEB / Department Head / 312 595 29 83
535 978 09 58 /
46 / İhsan ÖZENLİ / KOSGEB / Manager / 312 595 27 93 /
47 / Fikret YILMAZ / ATO / KOBİ- Chairman of Comission / 532 236 42 29 /
48 / Timuçin SÖNMEZ / ATO / KOBİ- Member of Commission / 312 219 14 80 /
49 / Erdinç DOĞAN / ATO / KOBİ- Member of Commission / 532 206 43 88 /
50 / Muhammet ŞENİPEK / ATO / KOBİ- Member of Commission / 532 244 22 65 /
51 / Serkan Çakır / TOBB / Specialist / 312 218 24 33 /
52 / Hande Mertyürek / TOBB / Asst. Specialist / 312 218 24 53 /
53 / İlke Tanlay / TOBB / Asst. Specialist / 312 218 23 99 /
54 / Tuğçe Ersan / TOBB / Asst. Specialist / 312 218 24 36 /
55 / S.Cüneyt YEŞİLKAYA / TESK / Consultant / 312 418 32 69 /
56 / Neslihan YOKUŞ / TESK / Asst. Specialist / 312 418 32 69 /
57 / Arda KEZER / TESK / Asst. Specialist / 312 418 25 13 /
58 / Bülent BAYRAM / ASO / Y.K.Ü. / 312 267 06 38 /
59 / Çağla ZEYREK / ASO / Project Specialist / 312 4171200/1209 /
60 / Eralp ABDUŞOĞLU / Anadolubank / Asst. Manager /
61 / Atilla YAVAŞAR / Anadolubank / Manager
62 / Tansu TEKMAN / Garanti Bankası / 212 318 18 89 /
63 / Onur CENGİZ / Kredi Garanti Fonu / Specialist / 312 285 94 94 /
64 / Ahmet TÜFEKÇİ / Süt Üreticileri Merkez Birliği / General Manager / 533 641 38 60 /
65 / Kemal Devrim OĞUZ / Sanayi ve Ticaret Bakanlığı / Manager / 312 219 65 00/2823 /
66 / Deniz ŞAHİN / Sanayi ve Ticaret Bakanlığı / 312 219 65 00/2931 /
67 / Cevat Akgönüllü / Sanayi ve Ticaret Bakanlığı / Section Chief / 0312 2196500/2920 /
68 / Volkan Okut / Sanayi ve Ticaret Bakanlığı / Engineer / 0312 2196500 /
69 / Tevfik Gazali Tuncer / YDA Tarım A.Ş. / 0532 7300021