ECON 122 : PERSONAL FINANCE–DISTANCE EDUCATION
PROF. PATS NEELAKANTAN420 Normal Street,
East Stroudsburg, PA 18301
FOR DETAILS ABOUT THIS COURSE, PLEASE CHECK THE D2L
D2L ADDRESS:
ALL QUERIES MUST BE DIRECTED THROUGH “DISCUSSIONS” LINK IN D2L
SO THAT OTHER STUDENTS CAN PARTICIPATE IN DISCUSSIONS.
Student D2LID Information:
D2L IDs and Passwords for Students are the same ones that are issued to access the computer labs and student email on campus...One ID, One password.
If you are having technical difficulty with D2L or internet connection, YOU SHOULD IMMEDIATELY contact the help desk given below and NOT the instructor. Any delay on your part in this regard WILL NOT BE EXCUSED BY THE INSTRUCTOR.
D2L Help: (570) 422 3058 OR OR
D2L Login Issues: 570-422-3789 or for Office Desktop Computing, E-mail
Resident Hall Internet Support: 570-422-3500
OBJECTIVE: This course cannot promise to make you rich. However, it will provide you with learning opportunities, which combined with your efforts, will help you achieve this and other personal financial goals.
TEXT: “Personal Finance,” by Kapoor, Dlabay, and Hughes, 10th Edition with CONNECT;
For your convenience, the university bookstore has ordered - *Vp Custom Personal Finance With Connect –a value pack with CONNECT, the online homework manager. You must buy the textbook with “CONNECT”.
COURSE OUTLINE: The instructor WILL cover the ENTIRE book.
The following assigned homework, WHICH ARE ALREADY LOADED ON “CONNECT, the online homework manager” MUST BE COMPLETED ONLINE (website given below) before the deadline for specific set of chapters.
Chapter / Financial Planning Problems1 / 1, 2, 3, 4, 6, 7,10, 12, 14
2 / 1, 2, 5, 6, 9
3 / 2, 3, 4, 6, 7, 8
4 / 1, 2, 3, 4, 6, 9, 10
5 / 2, 3, 4, 5,8,9,11
6 / 1, 2, 3
7 / 1, 2, 4, 5, 9
8 / 2, 3, 4, 7, 11, 12
9 / 2, 4, 5, 7, 9
Ch. 10 / 1, 2, 4, 6, 7, 8, 9, 10
Ch. 11 / 1, 2, 3, 5, 6
Ch. 12 / 1, 2, 4, 6, 7, 9
Ch. 13 / 1, 3, 4, 6, 9, 10, 11
Ch. 14 / 1, 2, 3, 6, 8, 9, 10, 12, 13
Ch. 15 / 1, 3, 4, 8, 9, 12, 13
Ch. 16 / 1, 3, 7, 8, 10, 14
Ch. 17 / 1, 2, 4, 5, 6, 7, 8
Ch. 18 / 1, 5
Ch. 19 / None
Extra credit work: At the end of each chapter, there are Financial Planning Activities, Financial Planning Cases and Continuing Cases. These are NOT assigned homework. However, if students complete any of these Financial Planning Activities, Financial Planning Cases and Continuing Cases, they will be treated as extra credit work carrying a maximum of 25 points, which can potentially improve your grade up by one level.
For extra credit work, you don’t have to complete every single chapter; however, you should do most of the chapters. In general, if you complete 4-5 of the above from most of the chapters, you will get full 25 extra credit points.
Extra credit work must be typedin MICROSOFT WORD and submitted ON OR BEFORE the day of EXAM 5, which is the last exam for the course.
Extra credit work MUST BE SUBMITTED IN THE “DROP BOX” in D2L.All extra credit work WILL be tested for PLAGIARISM using a software program in D2L, and copying of any sort will be dealt with very seriously according to university policy.
GRADING POLICY: There will be FIVE examinations as follows:
Exam 1: : Chapters 1 – 4 (80 questions)
Exam 2:: Chapters 1 – 4 (16 questions),
Chapters 5 – 8 (64 questions)
Exam 3: : Chapters 5 – 8 (16 questions)
Chapters 9 – 12 (64 questions)
Exam 4: : Chapters 9 – 12 (16 questions)
Chapters 13 – 16 (64 questions)
Exam 5:: Chapters 13– 16 (16 questions)
Chapters 17 – 19 (64 questions)
The exams are open to you the entire day (1 a.m. early morning– 11.59 p.m.) as given above. Once you start the exam, you must complete it within 100 minutes.
Please note that the online exams will show only ONE question at a time. You must answer it, save it and then move on to the next question. Once you move to the next question, YOU CANNOT MOVE BACK to earlier questions and change your answers. Also, at the end of your exam, you can only see YOUR TOTAL SCORE for that exam. However, two days after the exam you CAN SEE FULL DETAILS ABOUT WHICH QUESTIONS YOU WENT WRONG, AND THE CORRECT RESPONSE.
Personal Finance is all about knowing various options and important details. As such, you MUST thoroughly read the entire chapter, and take careful notes. The exams will test your understanding of your textbook material. The PowerPoint files are given ONLY as a summary of chapter material and NOT as a substitute for textbook.
Examinations carry 80 points each. Mark the exam dates carefully in your calendar or other electronic devices.
If you miss an exam, you get ZERO (and not a make-up!!!). Please don’t waste the instructor’s time asking for make-ups.
Homework submitted online through CONNECT HOMEWORK MANAGER carries100 points. (as long as you do at least 100 of the 109 assigned homework problems correct, you will get full 100 points)
Examinations consist of Multiple-Choice or True-False questions. Sample exams are kept on the D2L for your reference.
Grades will be allotted as per the following scale:
450 - 500 = A
425 – 449 = A-
400 – 424 = B+
375 – 399 = B
350 - 374 = B-
325 – 349 = C+
300 - 324 = C
275 – 299 = C-
250 - 274= D
less than 250 = E
No Incompletes are given. Grades are based on performance only, and not based on student needs.
Very Important:
All students must have a microphone-headset or a webcam to be able to talk to the instructor by clicking
The first time you click the above link, WIMBA set up may take 1-2 minutes.
Though short responses can be typed, if you want to understand the material clearly, you should call the instructor during above online office hours.
For your convenience, the instructor has compiled a set of “Frequently Asked Questions (FAQ)”, which is available in D2L. Every student MUST read this FAQ so that he/she does not ask what is already explained before.
Students MUST write to the instructor through the DISCUSSIONS link in D2L (and not email to office email address) so that other students can participate/benefit from the discussions. The instructor is NOT responsible if you write outside of D2L (including his official email address), except for emergency.
GOOD LUCK