ABUBAKAR SHAKA
5, REDEMPTION CLOSE OFF ILAMOYE STREET,
IJESHA- TEDO, SURULERE.
08033133216, 08052936031,08181287688
E-mail:
shaka.abubakar @covenantuniversity.edu.ng
CAREER OBJECTIVE: To provide leading edge services that will add value to my organization's corporate goals, with undiluted passion for excellence.
PERSONAL DETAILS
1. DATE OF BIRTH: JULY 6th 1972
2. MARITAL STATUS: MARRIED
3. NATIONALITY: NIGERIAN
4. STATE OF ORIGIN: EDO STATE
EDUCATIONAL QUALIFICATION WITH DATES
1. POST SECONDARY INSTITUTION ATTENDED
- Lagos State University, B. Sc Public Administration 2002-2006
- Ambrose Alli University Ekpoma-MBA 2000-2001
- Ambrose Alli University Ekpoma - PGD Management. 1999-2000
- Federal Polytechnic Auchi-HND - Marketing 1989-1991
2. PROFESSIONAL
a) Member, Chartered Institute of Bankers of Nigeria (CIBN)
b) Member, Nigeria Institute of Management (Chartered) (MNIM)
c) Associate Member Certified institute of Cost Management (ACCM)
d) Computer Literate (Lotus Notes, Excel, Word, PowerPoint)
3. EXPERIENCE AND CAREER/EMPLOYER
Period Employer Department
April 2012 to Date Covenant University,Ota. Student Affairs
January 2004 to March 2015 Investment Package Nigeria Ltd Investment/Consultancy
April 2003 to Dec 2003 Lagoon Savings and Loan Ltd Credit and Marketing
Dec. 1992 to March 2003 Peak Merchant Bank Limited Corporate Banking/Operation
Sept. 1991 to Aug. 1992 Shell Petroleum Dev. Co. Ltd Finance/ Accounts
4. POSITION HELD:
o Covenant University,Ota.
Residency Director
o Investment Package Ltd
(Finance and Investment)
Head, Business Development
o Lagoon Savings and Loans Limited
Assistant Manager
o Peak Merchant Bank Limited
Executive Officer.
· Shell Petroleum Dev. Co. Limited
National Youth Service
PEAK MERCHANT BANK LIMITED/LAGOON SAVINGS /INVESTMENT PACKAGE LIMTED
5. CORPORATE BANKING
Assignment
A. Macroeconomics Analysis of business environment on a periodic basis with
particular focus on the banks preferred industry groups, leading up to:
(1) A build up of industry updates on specialized and privileged information on strengths, opportunities. Threats and weaknesses.
(2) Understanding of the industry group’s top players, their business. Asset conversion cycle and overall business and financial risk profiles.
B. Credit Origination process through
· Identification of prospects as a by-product of (A) above and supported
by effective marketing plans and strategies
· Existing customer relationships - Walk-in Applications - Referrals - Other banks etc.
C. CREDIT/FINANCIAL ANALYSIS PARTITIONED INTO:
i. Credit interview and investigation including an assortment of structured/
unstructured questions relevant credit proposals, company's business and industry;
ii. Establishing legal borrowing authorities.
iii. Analysis of qualitative and quantitative factors including evaluation of the company's business plan, financial planning, production system, marketing plan etc.
iv. Visit for the purpose of corroboration.
D. Credit Structuring to be influenced among others by customer's needs and
preferences, primary source(s) of take-out. Collateral, customer’s industry and specific risk complexion. Bank’s credit guidelines on Risk Acceptance Criteria(RAC), Target Market Definition (TMD) etc. Leading up to a clear statement of the facility's
- Purpose - Type
- Tenor - Amount
- Price - Repayment Source(s)
- Amortization Scheduling - Collateral and Documentation
- Special Conditions - Covenants
- Credit Risk Rating
i. Monitoring and enforcing Corporate Banking Group's action steps on classified facilities e.g. substandard. Doubtful and lost.
ii. Comparing risk ratings with actual account performance.
E. Credit Presentation. Approval. Documentation. Legal formalities, Disbursement.Credit Administration and Operations. Portfolio and Account Management. Repayment etc
F. Coordination Analysis and presentation of Energy. Oil and Gas Credit from the
Branches, - Pont-Harcourt. Warri. Eket. Bonny.
Disbursement. Monitoring and Repayment of these credits
G. FINANCIAL ADVISORY SERVICES
i. Management of Discountable instrument i.e. C.P. and B.A.
ii. Advise on new business opportunities and the requirement of the opportunities
H. OPERATIONS DEPARTMENT
i. Rendition of Statutory Reports to Central Bank of Nigeria allocation/ utilization of Foreign Exchange and; Export proceeds.
ii. Current Account relationship management
iii. Coordination of cheques and cash administration.
I. LEASING DEPARTMENT
i. Appraising leasing proposals
ii. Documentation of credits
iii. Credit monitoringS
iv. Loan Recovery/loan workout.
J. RISK MANAGEMENT DEPARTMENT
ASSIGNMENT
A. CREDIT PROPOSALS
i. Examine credit proposals being forwarded to credit committee and ensure that security package is adequate to protect risk assets.
ii. Comment on all credit proposals and pass on to the next approving authority.
B. COLLATERAL COVERAGE AND CONTROL
i. Appraise securities on a periodic basis, for adequacy, marketability and enforceability and general written opinions as appropriate;
ii. Advise on security enforcement
iii. Advises on warehouses to be used for export and import transactions:
iv. Conduct regular unannounced surveillance of warehouses where goods held as security are kept and ensure compliance with tripartite collateral management agreement.
v. Ensuring insurance or warehoused goods and prompt payment of premium
C. LOAN DISBURSEMENT
Control Loan Disbursements By:
i. Properly vetting offering sheet. Disbursement memo and all other documents associated with credit facilities.
ii. Making sure that all conditions precedent to draw down have been fully complied with.
iii. Ensure loans do not exceed higher percentage of total deposits.
D. COMPLIANCE
i. Ensure compliance with the bank's credit policy in key credit towards safeguarding bank's position at all times.
ii. Assess all risk assets in accordance with prudential guidelines.
COVENANT UNIVERSITY, CANAANLAND OTA (RESIDENCY DIRECTOR)
STUDENT AFFAIRS DEPARTMENT
· Ensuring hall staff’s regular presence and stay on their assignment, according to the shift they are assigned to
· Ensuring that all hall staff comply with the rules and regulations guiding residency.
· Ensuring that all hall staff enforce student compliance with residency policies as clearly stated in the student handbook.
· Provision of a comprehensive data of every student in all the halls of residence for reference as and when required.
· Overseeing grass root monitoring of all student, as it relates to their general welfare, challenges; and making referrals as required.
· Adequate monitoring of the roll call details to ensure that student who have not taken official permits are on campus;and those not on campus without official permit are followed up and expedite actions taken on them.
· Ensuring that roll call defaulters are brought to book.
· Overseeing random searching of the halls of residence for contraband items.
· Organizing and supervising fortnight general cleaning exercise in the halls of residence.
· Organizing and overseeing regular visits to hall of residence, cafeterias, butteries, hair barbing & hair dressing salons, and other service providing facilities for student, to inspect the quality and/or quantity of services providing in each of the locations, so that necessary input and recommendation can be made.
· Organizing and overseeing unannounced early morning checks for students’ compliance with the dress code policy, as they step out of their halls of residence.
· Generating weekly reports as it relate to residency.
· Provision of the available numbers of rooms and bed spaces in each hall, to facilitate the processing of room allocation for eligible student.
· Ensuring that all student are out of the residential provisions to attend university general assemblies and related programmers and forwarding defaults’ lists for appropriate penalty.
K. COURSES/ SEMINARS ATTENDED
COURSE TITLE:
1. Specialized Training Programme for Covenant University,Ota. 16/18,Dec,2013
Admin.staff
2 Performance Improvement Course PERDEC ASSOCIATES 1st August 2013
3. Annual First Aid/Leadership Nigerian Red cross Society, 12th Aug.2012
Training and Camping Ogun State
4. Ethics & Accountability
in Public Administration NAPAS LASU,OJO 25th June 2006
5 Advanced Credit Analysis Eagle Consulting, Lagos April, 2001
6. Accounting and Financial Analysis H. Pierson & Associates 8th-26th Sept. 1997
7. Credit Analysis International Merchant Bank Ltd.,
Victoria Island 12th April, 1997
8. Trade Transaction in ECOWAS West African Bankers Association
Sub-Region Opportunities & Challenges (WABA) 1st Nov, 1996
9. Debt Conversion Course Peak Merchant bank Ltd 10th June, 1995
7. Service Excellence/Personal selling Arthur Andersen & Co. Lagos 10th-11 March,1995
8. Total Quality Management Lagos Business School
Victoria Island 7th-8thMarch,1995
9. Comprehensive Banking Course BDO Consulting ltd., Lagos 3rd-7th May, 1993
LEISURE/INTEREST
READING TRAVELLING & TABLE TENNIS
ACADEMIC WORK/PUBLICATIONS/PAPERS PRESENTED
1. MOTIVATIONAL STRATEGY AND ITS IMPACT ON ORGANISATIONAL PRODUCTIVITY AND EMPLOYEE’S PERFORMANCE (BSC RESEARCH PROJECT FEBRUARY 2007)
2. MARKETING PEAK MERCHANT BANK LIMITED SERVICES. THE PERSPECTIVE OF ENERGY UNIT. A PAPER PRESENTED AT THE PEAK MERCHANT BANK LIMITED IN HOUSE TRAINING ON BASIC BANKING COURSE, JANUARY 2001.
3. TOTAL QUALITY SERVICE: A STRATEGY FOR GROWTH IN THE BANKING INDUSTRY, A MASTER OF BUSINESS ADMINISTRATION (MBA) RESEARCH PROJECT, JUNE 2001
4. CREDIT MANAGEMENT IN A DEPRESSED ECONOMY (POST GRADUATE DIPLOMA RESEARCH PROJECT JUNE 2000).
5. CRITICAL ASSESSMENT OF EXTERNAL ENVIRONMENTAL FACTORS AFFECTING PEAK MERCHANT BANK LIMITED AND RELEVANT STRATEGIES TO TAKE CARE OF OPPORTUNITIES IN ORDER TO AVOID THREATS: A TERM PAPER PRESENTED ON STRATEGIC MANAGEMENT - JANUARY 2000 (MBA FINANCE)
6. PROMOTIONAL ACTIVITIES IN A BREWING INDUSTRY (HIGHER NATIONAL DIPLOMA RESEARCH PROJECT, JULY 1991.
REFEREES
GBENGA ABIODUN, FCA.
SKYE BANK, PLC
AJOSE ADEOGUN STREET
VICTORIA ISLAND.
2. CHIEF E.A.SHOMOYE
BANKING AND FINANCE DEPARTMENT
LAGOS STATE UNIVERSITY
OJO.
3. MR. WOLE AFOLABI, FCA
CHARTERED ACCOUNTANT
LAGOS.
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