Consumer Math

Ms. Garcia

Course Description:Consumer Math will focus on everyday applications of basic mathematical principles. We will learn to compute wages given different methods of being paid. We will also practice using the mathematics associate with loans, purchases, insurance and investments. We will explore the various options and decisions involved in savings and charge accounts.

Sequence of Topics:

  1. Gross Pay and Net Income
  2. Record Keeping and Checking Accounts
  3. Savings Accounts and Cash Purchases
  4. Charge Account and Charge Cards
  5. Loans
  6. Vehicle Transportation and Housing Costs
  7. Insurance and Investments
  8. Purchasing, Inventory and Sales

Materials:

  • Notebook: We will be creating a notebook in Office 365. It will also be necessary to have a pencil and paper notebook for skill practice.
  • One-to-One school assigned laptop computer.
  • Textbook: Personal Financial Literacy (Madura, Casey, Roberts)
  • TI-30Scientific Calculator

Rules and Procedures:

Please follow all rules and procedures as outlined by the code of conduct for high school students in accordance with school board policy. I will be adhering strictly to these guidelines when managing my classroom.

Evaluations:

  • Marking period percentage breakdown of material for grade
  • Tests are worth 50% of overall grade
  • Quizzes are worth 30% of overall grade
  • Demonstration of Knowledge (Examples: In-class Assignments, Projects, Take-home Assignments, etc…) are worth 20%
  • The course grade is determined as:
  • 20% for each quarter
  • 10% for Mid-Term
  • 10% for Final Exam
  • Grade Scale:
  • A - 90% - 100%
  • B - 80% - 89%
  • C - 70% - 79%
  • D - 60% - 69%
  • F - 0% - 59%

Academic Integrity:

Copying another student’s work is not a beneficial academic activity. You will need to demonstrate academic ability in the subject matter presented in a testing environment in order to pass this course. The testing environment will be silent, no questions are answered by the teacher, cell phones and other electronic devices are collected and active monitoring will take place. Only school issued cleared calculators may be used during exams. Students who do not follow these rules are considered to be cheating and will be assigned a ZERO for the test/quiz grade and appropriate discipline will be levied.

Unexcused Absence Policy: (Board Policy 5130)

For any day a student is illegally absent (unexcused absence or class cut), the student will be denied the opportunity to make up tests and exams. As a consequence of this policy an unexcused absence on a test or exam day will result in a grade of “ZERO” on the test or exam.

Contact: