Published in the 2016-17 School of Graduate Studies Calendar (

Published in the 2016-17 School of Graduate Studies Calendar (

Published in the2016-17 School of Graduate Studies Calendar(

Financial Support

​​​​​​​​​​​​​​​​​​​Graduate Funding

The University of Toronto gives high priority to graduate financial support. For​ many doctoral-stream students, programs commit to a minimum level of funding at the beginning of each year, for up to five years of study. Students in professional graduate programs typically self-fund their education expenses through a variety of programs including student loans, student line of credit, and employment income. Students may also be eligible for a limited number of graduate awards available through their graduate units and various external agencies. For more information about funding available from specific programs, visit theFinancing Your Graduate Educationsection of the SGS website.

Although financial support cannot be guaranteed for all graduate students in all programs, students are encouraged to contact their​​​ graduate unit or the SGS Graduate Awards Office about financial assistance.

Internal Awards

SGS offers a number of internal awards to meritorious graduate students. During the admissions process, students may automatically be considered and nominated by their home graduate unit for some awards while other awards require an application. For more information on internal awards, visit theInternal Awards​ section of the SGS website.

External and Government-Funded Awards

SGS administers many awards from sources external to the University of Toronto (e.g., federal, provincial, external agencies). Some competitions require that the student’s application be submitted to the graduate unit or to SGS for consideration, while other applications must be sent directly to the awarding institution.

Current award opportunities with detailed information for applicants are described on both theExternal Awards​ andGovernment-Funded Awardssections of the SGS website.

Awards for International Students

In addition to any internal departmental funding that may be available to international students, there are a number of external funding sources listed on the SGS website. International students are encouraged to investigate and apply for all possible funding opportunities provided by their home country. For more information on these awards and other funding opportunities, visit theInternational Student Awards​ section of the SGS website.

Government Student Assistance Program and Financial Aid

The federal and provincial governments provide financial support to qualified students who are Canadian citizens or permanent residents. The loan amount depends on your calculated financial need. Ontario residents may apply online at Visit theEnrolment Services​website for information regarding provincial loans. Student who are eligible for government loans may also qualify for theUniversity of Toronto Advance Planning for Students (UTAPS)grant.

Teaching and Research Assistantships

Some graduate units hire teaching and/or research assistants.

Teaching assistants may spend up to 10 hours per week conducting tutorials, grading undergraduate essays and exams, and acting as a resource for undergraduate students.

Research assistants normally work with a faculty member, assisting with research projects.

For more information, write to the chair of your graduate unit, giving full particulars of your academic training and experience.​

SGS Financial Aid and Counselling ​Programs

Financial counselling is available through SGS to assist students with managing educational expenses, budgeting, and planning. The financial counsellor can provide information and direction on various financial aid programs such as student loans, grants, and other resources available. Graduate students facing sudden and unanticipated financial need may be eligible for SGS emergency financial assistance programs. Financial counselling is confidential, free of charge, and available in person, by email, or phone. Visit theFinancial Aid and Counsellingsection of the SGS website.​

Emergency Grant Program

The Emergency Grant Program assists currently registered, full-time graduate students beyond their first year of study who generally are not part of the funded cohort and who encounter an unanticipated serious financial emergency. This is not considered to be a source of routine or long-term funding.

Emergency Loan Program

The Emergency Loan Program alleviates temporary cash flow problems for registered graduate students who are expecting to receive a payment in the near future. The average loan is approximately $1,000 to $1,500, but may be approved for a larger amount. Loans are interest free until the mutually agreed upon repayment date.

Accessibility Grant Program

The Accessibility Grant Program assists currently registered, full-time graduate students with accommodations necessary to meet unexpected needs arising from the particular demands of their graduate program. Though students are expected to plan for long-term assistance, the grant can assist with short-term essential educational expenses that are not normally covered by the student, the graduate unit, provincial or federal agencies. Students must apply for this grant throughAccessibility Services. ​


Graduate Awards Office
School of Graduate Studies
University of Toronto
63 St. George Street
Toronto, Ontario M5S 2Z9

Telephone: 416-946-0808
Fax: 416-971-2864