PERSONAL FINANCE – Grades 9-12 – Student Learning Objective(SLO)

Content Area and Course(s)Personal Finance Grade Level(s):9-12 Academic Year: 2013-2014

Please use the guidance provided in addition to this template to develop components of the student learning objective and populate each component in the space below.

Baseline and Trend Data

What information is being used to inform the creation of the SLO and establish the amount of growth that should take place?

At this point there is no trend data for this course. Most students only have the basic knowledge of Personal Finance from prior experience of the content from outside of school, economics class or from managing their own personal finances. Trend data on their prior knowledge of income, sales taxes, insurance and employment will come from a pre-test. The pre-test will consist of a project during the first 3 days of the course over each of the following categories:
1.  Financial responsibility / decision making
2.  Income and careers
3.  Planning and money management
4.  Consumerism
5.  Investing
6.  Credit / debt
7.  Risk management and insurance
All of the students were assessed as the results are as follows:
Score Range
(%) / Number of Students receiving that score
49% or below / 4
50 - 60% / 7
61 -70% / 0
71 – 80% / 19
81 – 90% / 4
91 – 100% / 0
Results of the pretest show that students’ strengths were in basic knowledge of the above categories in Personal Finance. Many students lacked the advanced content knowledge of the seven categories. The general trend was students in 9th grade who had the least basic knowledge of Personal Finance received a 50% or below on the pre-assessment. Students with GPA’s of 3.0 – 4.0 or above fell in the 80% and above on the pre-assessment. Students with GPA’s of 1.3 to 2.9 fell mostly in the 60% - 70% range.

Student Population

Which students will be included in this SLO? Include course, grade level, and number of students.

This SLO will apply to my 46 Personal Finance students taking this course in the first semesters during the 2013-2014 school year.
·  I have four students with IEP’s
·  2 - 9th graders
·  0 - 10th graders
·  12 - 11th graders
·  32 - 12th graders

Interval of Instruction

What is the duration of the course that the SLO will cover? Include beginning and end dates.

The students range in grades 9-12 and will last 45 days per quarter, for a total of 90 days. The class meets daily and is 48 minutes long starting August 21st until December 20th.

Standards and Content

What content will the SLO target? To what related standards is the SLO aligned?

The SLO will target Financial Literacy Academic Content Standards, which are comprised of 27 content standards. These content statements are organized into 7 topics:
8.  Financial responsibility / decision making
9.  Income and careers
10.  Planning and money management
11.  Consumerism
12.  Investing
13.  Credit / debt
14.  Risk management and insurance
The curriculum of the course I teach is divided up into 7 units that align with the topics mentioned above. By the time the students complete this course, they should be able to read, analyze, manage, and talk about personal financial conditions that impact their financial well-being.

Assessment(s)

What assessment(s) will be used to measure student growth for this SLO?

Students will be assessed using a department-created end-of-course project based on the Financial Literacy Academic Content Standards. The assessment is comprised of a PowerPoint project that covers each section. Students will have two class periods to complete the project and they will present this project to the class over their research and knowledge gained over all seven sections covered in the course.

Growth Target(s)

Considering all available data and content requirements, what growth target(s) can students be expected to reach?

I expect all students to have growth through hands-on experience and have improved their financial literacy as a result of completing this course successfully. I have set the following growth targets for my students based upon their overall pre-assessment results of the content and skill test combined.
Pre-Assessment Scores / Number of Students / Target Score or Measured Growth % are baseline for each category
49% or below / 4 / 75%
50 - 60% / 7 / 80%
61 -70% / 0 / 85%
71 – 80% / 19 / 90%
81 – 90% / 4 / 95%
91 – 100% / 0 / 95% - 100%

Rationale for Growth Target(s)

What is your rationale for setting the above target(s) for student growth within the interval of instruction?

This SLO not only aligns with the state’s new focus on improving students’ financial literacy but also with our district’s goal of ensuring that all students graduate college and career ready. Part of being college and career ready is being able to independently manage your finances and make financial decisions.
Students who lack prior knowledge of the content will be expected to demonstrate the most growth in order to meet course-level expectations to ensure they are prepared to manage their finances effectively. Students who already have a strong financial background will be expected to exceed basic expectations for the course.