TARIFFS

of Commercial Bank «Trade Finance Bank»

(Limited liability company)

on settlement and cash services for individuals

Effective since 21 July 2014

General provisions:

This catalog presents the list of main services, provided by “TFB” Bank (hereinafter referred to as – the Bank) and commission tariffs for performance of these services. The Bank can change the amount of commission per each specific operation or establish a special settlement procedure in case of a separate agreement between the Bank and the Client.

Commission amounts for services rendered may be amended or supplemented on Clients’ prior notice 7 calendar days before the date of their coming into force by placing the information in customer service area or оn the web-site www.tfb.ru, if other is not stipulated by the Agreement.

Listed tariffs rates apply only to standard bank and commercial operations, and do not include special (individual) commissions, applied when additional expenditures and/or unforeseen circumstances arise.

The Bank doesn’t bear responsibility for delays and mistakes, arising as a result of not clear, incomplete or inadequate clients’ instructions. Taxes, duties and fees, payments for telecommunication services and postage, bank correspondents’ commission and other unforeseen expenditure, if any are chargeable separately at actual costs.

Operation time (time of conducting bank operations and other transactions) – from10.00 till 15.00, without lunch time. Extended operation time – from15.00 till 17.00. (on Friday and working days before holidays – from 15.00 till 15.45). Only transactions to which there is a direct reference in the Tariffs are made during extended operation time (if any).

For all transactions, when recalculation of commissions and expenditures from US dollars to other currencies is necessary a cross rate is applied. It’s calculated on the basis of official rates, fixed by the Central Bank of Russia as on the recalculation date.

Bank commissions for servicing and performing transactions on accounts in foreign currency are collected from the current client’s foreign currency account. When cash resources are not available in foreign currency, commission is charged from the client’s current account in rubles at the US dollar exchange rates against Russian ruble, fixed by the central bank of Russia as on the date of transaction.

International payment transactions in the form of documentary letters of credit are subject to “Uniform Customs and Practice for Documentary Letters of Credit” (2007 version), International Chamber of Commerce publication № 600.

International settlement transactions in the form of collection of payments are subject to “Uniform rules for Collections” (1995 version), International Chamber of Commerce publication № 522.

The Bank assumes liabilities to fulfill clients’ orders and establish commission amounts in Tariffs at its discretion. The Bank reserves the right to change the fixed rates for each specific transaction and set a special settlements procedure in case of a separate agreement with the Client.

Settlement and cash services for individuals

in Russian currency and in foreign currency

№№ / Name of operation (service) / Payment amount (commission) / Notes
1. / Opening and closing an account in Russian currency and foreign currency / Free of charge
2.
2.1. / Authentication of signature and seal on the “signature and seal card” by the Bank’s authorized person when signing a current account agreement
(except item 2.1.)
Authentication of signature and seal on the “signature and seal card” by the Bank’s authorized person when signing a deposit agreement / RUR 100 per each signature
Free of charge / Including VAT
3. / Drawing up a payment document – application for transaction, payment order, payment document of PD-4 form and etc.. (upon the Client’s request) / RUR 150 per document / Including VAT
4.
4.1.
4.2.
4.3. / Providing a statement about current account or deposit (upon the Client’s request)
Providing a statement in English about current account, special card account or deposit upon the Client’s written request.
Providing a copy of a Bank account agreement, deposit agreement
(upon the Client’s request)
Issue of certificates, letters, copies of documents, copies of confirmation of payment (upon the Client’s request) / RUR 200 per statement
RUR 500
RUR 100
RUR 50 per sheet
5. / Money transfer from accounts, opened in the Bank for the benefit of budgets of various levels and state non-budgetary funds / Free of charge
6. / Money transfer within the Bank, also on the basis of Client’s requirement for periodical money transferring from the account. / Free of charge / Internal bank transfer means a transfer to an account opened in a subsidiary office of the Bank including repayment of loans provided by the Bank.
7. / Carrying out noncash settlement operations from accounts, opened in the Bank, within a trading day:
- transfers in Russian currency by bank orders within a “Client-Bank” system
- transfers in Russian currency by bank orders within a “Client-Bank” system to Forex Club International Limited
- transfers in Russian currency by bank orders in hard copy
- transfers in US dollars
- transfers in EURO
- crediting in any currency / RUR 25
0,5% of the transfer amount, RUR 50 min., RUR 3500 max.
1,5% of the transfer amount, RUR 100 min., RUR 2 000 max.
1% of the transfer amount, USD 30 min., USD 200 max
1% of the transfer amount, EUR 15 min., EUR150 max.
Free of charge / Noncash settlement operations within the Bank are made free of charge,
with the exception of transactions, specified in item 26.
8. / Carrying out noncash settlements operations from accounts, opened in the Bank, during the period exceeding the operation time (trading day), as well as adjusted to account replenishment, made during the current trading day. / 0,1% of the transfer amount,
RUR 1500 max. / Charged in addition to commission, specified in item 7.
9. / Amendment/specification of terms of transfer while carrying out noncash settlements or its cancelation upon the Client’s request. / USD 50
10. / Commission for current account service in case of failure of operations with it within one year. / In the amount of current account balance, but not more than RUR 200 / To be collected monthly after a fixed (one year) period is expired.
11. / Commission for special card account service in case of failure of transactions with it within one year. / In the amount of special card account, not to exceed RUR 100 / To be collected monthly after a fixed (one year) period is expired.
12. / Connecting the Client to services in the “Client-Bank” system / RUR 500
13. / Providing the Client with a EDS generation and key storage device (USB-device «iBank2Key») to work in the system of remote access iBank2. / RUR 1,200 per one device / To be collected after the Client and the Bank have signed the Act of release and acceptance of the device.
14. / Servicing the Client in the “Client-Bank” system / RUR 100 per month
15. / Cash account replenishment to perform current transactions:
- banknotes
- coins:
till 300 rubles
from 301 rubles / Free of charge
Free of charge
5% from the amount, RUR 100 min.
16. / Recalculation of cash resources and banknotes authentication upon the Client’s written request. / 0,2 % of the amount
17.
17.1.
17.2.
17.3.
17.4.
17.5.
17.6. / Payment of cash, received in favour of individuals by noncash transfer. (except items 17.1., 17.2., 17.3., 17.4.,17.5.):
- in Russian rubles
Up to RUR 300000,00
From RUR 300000,01 to RUR 2000000,00
From RUR 2000000,01
- in US dollars
Up to USD 10000,00
From USD 10000,01 to 70000,00 USD
From 70000,01 USD
-in EURO
Up to EUR 10000,00
From EUR 10000,01 to EUR 60000,00
From EUR 60000,01
Cash withdrawal from fixed deposit accounts, placed there by wire transfer, due to early determination of the agreement in case monetary funds are placed on the account not less than 31 calendar days :
- in Russian rubles
- in US dollars
- in EURO
Cash withdrawal from fixed deposit accounts, placed there by wire transfer, due to early determination of the agreement in case monetary funds are placed on the account less than 31 calendar days:
- in Russian rubles
- in US dollars
- in EURO
Payment of cash, received in favor of individuals by noncash transfer in the form of interest income on fixed deposits, allocated in the Bank:
- in Russian rubles
- in US dollars
- in EURO
Payment of cash, received by noncash transfers in favor of individuals on their accounts opened in the Bank, from the sale
of immovable property and automobiles belonging to them on the right of ownership and proved by original documents, provided to the Bank for review.
Withdrawal of cash from personal account opened in the Bank in case these funds are credited to the account as a result of conversion from another account of the individual opened in the Bank if monetary funds are credited to the sales account in cash:
- in Russian rubles
- in US dollars
- in EURO
Withdrawal of cash from current account, received by noncash transfers in favour of individuals as a salary, social payments (wages and equal payments: financial aid, vacation pay, benefits, pensions and so on) in the framework of employment relationship with “TFB” Bank. / 1% of outpayment
3% of outpayment
5% of outpayment
1% of outpayment
3% of outpayment
5% of outpayment
1% of outpayment
3% of outpayment
5% of outpayment
Free of charge
0,5% of outpayment
0,5% of outpayment
0,5% of outpayment
0,5% of outpayment
0,5% of outpayment
Free of charge
Free of charge
Free of charge
1% of outpayment
0,5% of outpayment
0,5% of outpayment
0,5% of outpayment
Free of charge / When crediting cash funds to the account commission for withdrawal is not charged.
When determine the commission amount, payments of cash funds are summed up for the last 30 calendar days, including the current payment day.
Only in case of cash withdrawal via cash desks of “TFB” Bank.
Only in case of cash withdrawal via cash desks of “TFB” Bank.
Only in case of cash withdrawal via cash desks of “TFB” Bank.
Only in case of cash withdrawal via cash desks of “TFB” Bank.
Only in case of cash withdrawal via cash desks of “TFB” Bank.
18. / Commission for cash withdrawal by means of bank cards, issued by other banks, at cash points of the Bank:
- in Russian rubles
Up to RUR 500000,00
From RUR 500000,01 to RUR 2 000000,00
From RUR 2 000000,01
- in US dollars
Up to USD 20000,00
From USD 20000,01 to USD 70000,00
From USD 70000,01
- in EURO
Up to EUR 20000,00
From EUR 20000,01 to EUR 60000,00
From EUR 60000,01 / 1% of withdrawal amount
3% of withdrawal amount
5% of withdrawal amount
1% of withdrawal amount
3% of withdrawal amount
5% of withdrawal amount
1% of withdrawal amount
3% of withdrawal amount
5% of withdrawal amount
19. / Acceptance and check of the bill of credit / 0,1% of the amount,
RUR 1 000 min., RUR 10 000 max.
20. / Letter of Credit payment / Free of charge
21. / Opening of a letter of credit in real estate transactions (form АH) / 0,1% of the amount, RUR 1 000 min., RUR10000 max. / Only on those transactions, where the Bank acts as an issuing bank and a nominated bank.
22. / Payment of cash, credited to the client’s current account as a result of cashing of a letter of credit in a real estate transaction. / Free of charge / Only on those transactions, where the Bank acts as an issuing bank and a nominated bank.
23. / Transfer of foreign currency in cash without opening a current account:
23.1. / Transfer of foreign currency in cash without opening a current account:
- in Russian currency
- in foreign currency
- by system «BTF-SOUZ»:
To Armenia:
- in Russian rubles
- in US dollars
- in EURO
to Tadjikistan:
- in Russian rubles
- in US dollars/EURO
to Uzbekistan:
-in US dollars/EURO
to Kyrgyzstan:
- in Russian rubles
- in US dollars/EURO
to Transdniestria:
- in Russian rubles
- in US dollars/EURO
to Moldova:
- in Russian rubles
- in US dollars/EURO
to Georgia:
- in US dollars/EURO
to Azerbaijan:
- in US dollars/EURO
to Israel:
- in US dollars/EURO
to Greece:
- in US dollars/EURO
to Great Britain:
- in US dollars/EURO
to the Netherlands:
- in EURO
to Belgium:
- in EURO
to Spain:
- in EURO
to Italy:
- in EURO
to Romania:
- in EURO
to Germany:
- in EURO
to Turkey:
- in US dollars/EURO
- via “CONTACT” system:
- via “MIGOM” system
- via “WESTERN UNION” system
- via «BLIZKO» system
- for the clients of “Equites Club” program
for payment of the membership fee to “BTF-Club” account
- under the program “Prostor” to the account of “PRO Loyalty” LLC to make payments for package products of “PRO Loyalty” LLC
- in favor of ANO Training center «Triton-Master» / 1,5% of the amount of transfer (RUR 50 min.)
2% of the amount of transfer (USD 30 min)
1,5% of the amount of transfer (RUR 20 min)
1,0% of the amount of transfer (USD 2 min)
1,5% of the amount of transfer (EUR 2 min.)
1,5% of the amount of transfer (RUR 20 min)
1,5% of the amount of transfer (USD/EUR 2 min.)
1,5% of the amount of transfer (USD/EUR 2 min.)
1,5% of the amount of transfer (RUR 20 min.)
1,5% of the amount of transfer (USD/EUR 2 min.))
1,8% of the amount of transfer (RUR 20 min.)