Lubbock Area Association of Health Underwriters

MAY NEWSLETTER

RECRUITING

Membership Application for any member looking to recruit someone new.

please call that person right now (before you forget) that might be a good fit with us at LAAHU and invite them to come Thursday….YOU COULD BE ONE OF OUR RECRUITING PRIZE WINNERS…..THANKS FOR HELPING!

EDUCATION

Looking for a great Designation Program? Check out NAHU's Designation Programs for great opportunities to enhance your career. If you are interested, please contact Monica Loya ()for more information.

FEDERAL LEGISLATION

MORE NEXT MONTH

Please title these as “Federal Legislative Issues”

Thanks,

George

1.Weekly Operation Shouts

Over the past few weeks NAHU members have shown their considerable grassroots strength in sending letters to Congress both opposing a government-run public plan option and supporting the Healthy Workforce Act. Members have personally sent more than 18,000 messages to Congress and have motivated more than 1,100 clients to respond to our grassroots call to action.

NAHU will continue to create a new Operation Shout each week for the immediate future. These Operation Shouts will be posted on the website, linked to in the Washington Update and e-mailed to the entire membership each week. Along with our weekly call to action for our members, we will also provide a separate letter that members can forward along to their clients, family and friends to encourage them to reach out to their representatives. The more people we have sending these messages to Congress, the stronger we are!

2. Comprehensive Health Reform Efforts

• An aggressive timetable for comprehensive health care reform has been stated by

President Obama calling for a bill to be passed by this summer.

• The timetable has also been echoed by Senators Kennedy and Baucus, who have

been working with stakeholders for months on their legislation.

• Their bill will likely be released in late May/early June.

• It is expected that they will both introduce their own measure, which will

be combined later in Committee or when the measures reach the Senate

floor.

• Senate Republicans are holding internal strategy meetings on comprehensive

reform as well as ways to cooperate on a bipartisan basis.

• In the House, chairs and subcommittee chairs of the three committees of

jurisdiction have vowed no turf wars on the bill and say they will have a bill

passed out of all three committees by the August recess.

• The six Democrats from the committees working on the House Reform

Legislation are:

• Energy & Commerce: Waxman (CA) and Pallone (NJ)

• Ways & Means: Rangel (NY) and Stark (CA)

• Education and Labor: Miller (CA) and Andrews (NJ)

• House Republicans are less organized, with several alternatives being developed.

3. Reconciliation and Health Reform in the Federal Budget

• On April 24, news broke that the White House and congressional leaders agreed

to include reconciliation in the budget resolution for health care with a deadline

attached.

• This decision means that the budget only activates the reconciliation

process if there is no bill that the two parties have agreed on by October

15.

• The Reconciliation Process – only if a bill is not agreed on by October 15

• Reconciliation instructions limit debate to 20 hours as well as the

opportunity to offer amendments in the Senate – no filibusters.

• Allows legislation to pass with a simple majority, 51 votes, rather than the

filibuster-proof majority of 60 votes required under regular order.

• Reconciliation process has to abide by the “Byrd Rule” – any legislation

considered under the budget reconciliation process should principally

affect federal revenues.

• Allows any senator to challenge the acceptability of any provision

of a reconciliation bill based on whether or not its effect on

government revenues is “merely incidental.”

• There are many ambiguities with the rule: Are market reforms

“merely incidental” to government revenues? Wellness incentives?

Etc.

• Many opportunities for the GOP to gum up the works

procedurally.

• The Senate Parliamentarian rules on what is germane and what is not.

4. Health Care Reform Hearings

• House Education and Labor Committee – April 23

• Janet Trautwein testified on the employer-based system

• Senate Health, Education, Labor and Pensions (HELP) Committee -- March 18

• Janet testified on Market Reforms and a government-run public plan

option

• All committees of jurisdiction are holding similar hearings on an almost weekly

basis.

• NAHU is submitting written comments to relevant hearings when we are not

called to testify in person.

• Testimony is included in each week’s Washington Update and posted on the website.

5.Comprehensive Health Reform Topics:

• Government-run public plan option is a line-in-the sand issue for NAHU,

insurers, the business community, GOP, etc.

• Individual Mandate (extremely likely) – enforcement, phase-in and exemptions

under discussion.

• Individual and small-group market changes (extremely likely) – guarantee issue,

restrictions on underwriting, preexisting conditions and premium standardization.

Minimum loss ratio specifications are also very possible.

• National Connector or Exchange – Many questions still remain on this topic:

Connector as a purchasing pool, like MA? Virtual connector/Travelocity model?

Public plan option to compete with the private market? Mechanism for

administering subsidies?

• Employer Mandate – The economic impact of an employer mandate is key.

• Long-term care – Would low-income options beyond private coverage be offered?

• Health care cost containment – ideas such as wellness programs, prevention,

health IT and comparative effectiveness.

• Large-group market/ERISA – least likely to change with reform.

TEXAS AREA HEALTH UNDERWRITERS (TAHU):

Lubbock Area Association of Health Underwriters

TAHU news Report by Glen Fonner

May 2009

The April 2nd chapter meeting with Dr Randy Hickle of Grace Medical Group was an outstanding presentation titled “The Employer’s Dilemma”. All LAAHU members were invited to participate in a model health risk assessment and samples were taken the week prior to the presentation. A very comprehensive health assessments was provided free of charge to the members that participated. This was the most comprehensive and informative program on healthy life style I’ve seen.

George Keeling and Coleen Pruitt attended the National Cap Conference and report a very productive time; unfortunately there are no pictures. Details to follow.

If you are in town, come attend our chapter meetings!

Below is a schedule of upcoming events:

April 30, 2009TAHU Annual Convention

May 2, 2009Fairmont Hotel

Dallas, Texas

May 7, 2009Board Meeting

May 7, 2009Chapter Meeting

Bob Rogers

Texas Non-Subscription (Course # pending)

June 4, 2009Board Meeting

Chapter MeetingInstallation of 2009 – 2010 officers

LAAHU

LUBBOCK AREA ASSOCIATION OF HEALTH UNDERWRITERS

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PLEASE COME TO THE MEETING SO WE CAN VOTE ON THE POSITIONS BELOW

FOR 2009-2010

LAAHU 2009 – 2010 Chapter Leadership Roster

President:Becky Allaire,

President Elect:Danny

1st VP:Rick

Secretary:Melanie

Treasurer:Tim

Immediate Past President:Glen

Community Service:Julie

Membership:Lynn Alexanderlynn.alexander@

Education & CE:Monica

Programs & Speakers:Della

Awards:Kim

Newsletter:Reed

Technology & Website:Cheryl

Legislature:George

Media:John

Advisor:Colleen

ATTENDEES AND CE FOR APRIL MEETINGS:

The Health Underwriters Symposium had a great turn out for CE. In addition to several of our regular membership in attendance, we had many guests as well:

Mike Avery / Odessa Chapter

James Overby

Scott South

Mike Hill

Kristi Gillispie / Amarillo Chapter

Darlene Gill

Johnna Jenkins

Sharon McCain

Zachary Galbraith

BobAnn Gamel

Heather Reynolds

Barbara Meade-Findeisen

Joe Jansen

Neil Horn / Amarillo Chapter

Alan Rex

John Tanner

Scott Burnecke / Dallas Chapter

Tim Jander

Kristin Adams

Wes Bryan

Brock Glessner

Taryn Starling

Jacqueline Fenton

Barrett Jackson

Caryn Clemmons

We also had a few SHRM members in attendance as well:

KJ Chailland

Lisa Vargas

Pepper Grey

Overall, we had over 70 people in attendance and provided 49 hours of CE for our courses to our agent community because of very successful Symposium.

Monica Loya
Account Manager ~ The Scioli Group

SEE YOU AT THE MEETING THURSDAY the 7THAT 11:30AM

(don’t forget to RSVP Moncia!)