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DENIAL OF REQUEST FOR TENANCY

[Date]

[Recipient Name]

[Street Address]

[City, ST ZIP Code]

Dear:______

Your request for tenancy has been denied for the following reason(s) below:

____ Application incomplete____ Suit, repossession, foreclosure

____ Excessive financial obligations____ No credit on file

____ Insufficient credit references____ Insufficient credit on file

____ Insufficient length of employment ____ Insufficient income

____ Too short a period of residence____ Previous eviction(s)

____ Unable to verify residence____ Bankruptcy

____ Unable to verify credit references____ Irregular employment

____ Unable to verify employment____ Delinquent credit references

____ Unable to verify income____ Felony

____ Other ______

OPTIONAL: Disclosure of use of information obtained from outside source was obtained from: ______

Sincerely,

[Your Name]

Under the Fair Credit Reporting Act, you have the right to make a written request, within 60 days of receipt of this notice, for disclosure of the nature of the adverse information. The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract), because all or part of the applicant’s income derives from any public assistance program or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the Federal Trade Commission, Equal Opportunity, Washington, DC20580.

American rental Property owners landlord association