OUR FEES:

(All fees include a 5% early payment discount. To take advantage of it you MUST pay our invoice within 7 days of receiving your settlement). For Example: Our STANDARD fee for the recovery of PPI on a MBNA credit card (without FOS involvement) is 30%, discounted to 25% for those who pay our invoice within 7 days of getting their refund.

PPI (Payment Protection Insurance) & PBA (Packaged Bank Account) or Mis-sold Life & Endowment Policies or Mis-sold Loans: (FEES FROM 25%)

IF a productwas MIS-SOLD to you we aim to RECOVER ALL THE PREMIUMS / FEES YOU PAID WITH INTEREST. Our fees for these recoveries are as follows:

IN CASES WHERE THE FIRM UPHOLDS YOUR COMPLAINT INTERNALLY (WITHIN 8 WEEKS OF THE COMPLAINT BEING FILED) AND AGREES TO A REFUNDWITHOUT THE NEED FOR US TO ESCALATE THE COMPLAINT TO THE FINANCIAL OMBUDSMAN SERVICE- OUR FEE IS 25%OF WHATEVER WE RECOVER. SOME PPI CLAIMS WILL, IN THE FIRST INSTANCE BE REJECTED BY THE LENDER / BROKER AND WE WILL THEN ESCALATE YOUR COMPLAINT TO THE FOS. IF WE DO HAVE TO ESCALATE YOUR COMPLAINT TO THE FINANCIAL OMBUDSMAN SERVICE OR THE FINANCIAL SERVICES COMPENSATION SCHEME, OUR FEE WILL BE30% OF WHATEVER WE RECOVER FOR YOU. DUE TO THE HUGE NUMBER OF THESE COMPLAINTS THE FOS AND FSCS ARE DEALING WITH, PLEASE BE AWARE IT DOES TAKE A LONG TIME TO GET AFINAL DETERMINATION CURRENTLY 12+ MONTHS IN MANY CASES! ALL PPI CLAIMS WHERE THE POLICY WAS SOLD AN ENTITY THAT IS NOT COVERED BY THE FOS, AND THE CLAIM HAS TO BE PURSUED AGAINST THE UNDERWRITERS, OUR FEE WILL BE 35%.

All fees are subject to VAT.

EXAMPLE:

Our Fee Without FOS or FSCS Involvement
Total refund / Full fee 30% / MINUS Early payment discount / +VAT / Plus Data search fees / Total invoice from JMP Partnership / YOU Receive
£2500 / £750 / -£125 / £125 / £25 / £775 / £1725
£10,000 / £3000 / £500 / £500 / £25 / £3025 / £6975
Our Fee if your case has to go to the FOS or FSCS
Total refund / 35% / MINUS Early payment discount / +VAT / Plus Data search fees / Total invoice from JMP Partnership / YOU Receive
£2500 / £875 / -£125 / £125 / £25 / £900 / £1600
£10,000 / £3500 / £500 / £500 / £25 / £3525 / £6475

Fees for clients who have been or are in an IVA(Individual Voluntary Arrangement)or DRO(Debt Relief Order) or who have been discharged from bankruptcy, or clients whose cases have been previously investigatedare charged at 40% (+vat) if paid within 7 days of you receiving your refund, 45% thereafter.

Note: if you are an undischarged bankrupt, we can’t act for you without the permission of the Official Receiver / Trustee in Bankruptcy and you must get that before instructing us. Ifyou are a discharged bankrupt we can act for you but in many cases some or all of the funds may be paid direct to the Insolvency Service or be offset by the lender against any balances that remain unpaid. If all the refunds go to the Official Receiver / Trustee in bankruptcy or are offset, you will receive an invoice from us for £250 plus VAT. Please speak to us about this if you are affected by bankruptcy, IVA or DRO or any of these accounts have previously been investigated.

Accounts in ‘DEFAULT’In some circumstances, if you have defaulted on your contractual commitments to the lender, they MAY hold some or all of the compensation that you are due against the debt you owe to them. If you are concerned about this please speak to us.

Data search fees: If you don’t have ANY account numbers, we will carry out ‘data searches’ to get all the data we need to raise your complaints. For each firm we do a search with there is a fee of £25(plus VAT). We’ll recover these ‘data fees’ on your first invoice. If we are not successful in getting you any money back, there will be nothing for you to pay whatsoever. Data search fees will appear onyour first invoice as ‘DATA FEES’.

By signing this contract you agree to pay a fee to JMP Partnership for our claims management service as follows.

I UNDERSTAND THAT BY SIGNING THIS AGREEMENT I AM AUTHORISING JMP PARTNERSHIP TO START WORK TO RECOVER MONEY FOR ME/US. I UNDERSTAND THAT I WILL OWE A % OF THAT RECOVERY TO JMP PARTNERSHIP AS DESCRIBED ABOVE IN ADDITION TO ANY DATA OR OTHER FEES JMP PARTNERSHIP HAS PAID ON MY BEHALF. I / WE AGREE TO PAY THAT FEE TO JMP PARTNERSHIP WITHIN 7 DAYS OF THE PAYMENT OR REFUND BEING MADE BY THE FINANCIAL INSTITUTIONTO ME/US IF I/WE WISH TO TAKE ADVANTAGE OF THE EARLY PAYMENT DISCOUNT. I UNDERSTAND I HAVE A RIGHT TO CANCEL THIS AGREEMENT WITHIN 14 DAYS AND NO FEES WILL BE PAYABLE TO JMP PARTNERSHIP (EXCEPT FOR ANY ‘DATA SEARCH FEES’ - £25 EACH). THEREAFTER SHOULD I DECIDE TO CANCEL THIS INSTRUCTION I WILL OWE JMP PARTNERSHIP FOR THE WORK THEY HAVE DONE TO DATE. THE CANCELLATION FEE WILL BE NO LESS THAN £250 UP TO A MAXIMUM OF OUR FULL STANDARD FEE IF CANCELLATION HAPPENS AFTER A FINAL DECISION HAS BEEN RECEIVED OR FINANCIAL OMBUDSMAN SERVICE PAPERWORK PREPARED. NOTE: THE CANCELLATION FEE WILL BECOME PAYABLE IF YOU FAIL TO RESPOND TO US WITHIN 28 DAYS, SUCH AS FAILING TO RETURN PAPERWORK OR PROVIDE INFORMATION REQUESTED. PLEASE ENSURE ANY PAPERWORK WE SEND YOU TO SIGN, SUCH AS FOS PAPERWORK, IS DEALT WITH PROMPTLY AS FAILURE TO SEND IT CAN RESULT IN CLAIMS BECOMING TIME BARRED AND A CANCELLATION FEE BECOMING PAYABLE.

THE PARTIES AGREE THAT ANY CLAIMS BROUGHT AS A RESULT OF A BREACH OR DISPUTE RELATING TO THIS CONTRACT WILL BE HEARD IN THE COURTS OF ENGLAND & WALES SPECIFICALLY IN THE FIRST INSTANCE TO MINIMISE COSTS, THE COUNTY COURT NEWPORT ISLE OF WIGHT, UNLESS ALL PARTIES AGREE OTHERWISE.

SIGNED……………...... …………………………… SIGNED…………………...... …………………..

PRINT NAME…………………………………….. PRINT NAME…………………………………

DATED………………DATED………………..