Habitat for Humanity of EastPolkCountyRev. 3/08
APPLICATION FOR HOUSING
Applicant’s Name______Social Security #______
Co-Applicant’s Name______Social Security #______
Present Home Address (NOT A P.O. BOX): ______
City, Zip:______How long?______Home Phone (863)______
If less than 1 year, list previous address:______
Date of Birth:______Age:_____Co-App’s DOB______Age:______
Marital Status (Check one)
______Married, living with spouse Date Married:______
______Married, living apart from my spouse
______Divorced Date Divorce Final:______
______Single ______Widowed
Are you currently/or have you ever been in the military? Yes No
Please be advised that if you are married but not living your spouse, the law in the State of Florida requires that your spouse sign any mortgage documents. Your spouse is entitled to 50% property including your home and land. Applicant should provide a photocopy of their divorce certificate.
Dependents: (Those who live with applicant)
Name D.O.B. Male/Female
Authorization and Release
I understand that by completing this application, I am authorizing Habitat for Humanity to evaluate my actual need for a Habitat home, my ability to repay the no-interest loan and other expenses of home ownership and my willingness to be a partner family. I understand that the evaluation will include personal visits, a credit check and verification of employment and other income. I have answered all questions on the application truthfully; I understand that if I have not answered the questions truthfully, my application may be denied and that even if I have been selected to receive a Habitat home, I may be disqualified from the program. The original or a copy of this application will be retained by Habitat for Humanity of East Polk County even if the application is not approved.
Applicant’s Signature______Date______
Co-Applicant’s Signature______Date______
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Present Housing Conditions
Do you rent______or own ______your present residence (check one)
Number of bedrooms (circle one) 1 2 3 4 5 Number of bathrooms 1 2 3
Your present residence also has (check all that apply) a kitchen ____, separate dining room ___, living
room___, family room or den___, laundry room ___, other: ______
Do you own a kitchen stove ___, refrigerator ___, freezer ___, washer ___, dryer ___
Do you own other property?______if yes, please describe: ______
How much is your monthly rent? ______Are utilities included? Water____, Electricity, ____ Gas ___
How much is your monthly mortgage______Unpaid balance ______
Is there a lien against your property other than the mortgage? Explain:______
______
Current landlord’s name: ______
Address: ______
City, State, Zip: ______
Phone: (863) ______
Describe the condition of your present residence and neighborhood: ______
______
______
______
Use the rest of this page to explain why you should be considered for Habitat housing:
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Applicant’s Employment Information
Employer’s Name: ______Months/Years on Job:______
Business Street Address: ______
City/State/Zip:______
Phone: (863)______Extension:______
Type of Business:______
Your Position:______
Full Time____ or Part Time____ How many hours/week_____ Wage/Month:______
2nd Employer’s Name: ______Months/Years on job:_____
Business Street Address: ______
City/State/Zip: ______
Phone: (863) ______Extension:______
Type of Business: ______
Your Position: ______
Full Time____ or part time____ How many hours/week_____Wage/Month:______
Co-Applicant’s Employment Information
Employer’s Name: ______Months/Years on Job:______
Business Street Address: ______
City/State/Zip:______
Phone: (863)______Extension:______
Type of Business:______
Your Position:______
Full Time____ or part time____ How many hours/week_____Wage/Month:______
Please list other sources and monthly amounts of household income:
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THE FOLLOWING SECTIONS APPLY TO BOTH APPLICANT AND CO-APPLICANT
Assets
Checking and Savings Accounts:
Name bank or credit union:______
Address:______
City, State, Zip:______
Account #:______Average balance $______
Name bank or credit union:______
Address:______
City, State, Zip:______
Account #:______Average balance $______
Do you own a car(s)? Yes______No______If yes, how many?______
#1 Car-Make and Year ______
#2 Car-Make and Year ______
Creditors
List all creditors with whom you and/or your co-applicant have an active account.
- Credit Cards (Visa, Mastercard, Discover, Sears, Wards, etc.)
Credit Card Name:______
Address:______
Account #:______Phone #:______
Monthly amount paid :$______Balance:$______
Credit Card Name:______
Address:______
Account #:______Phone #:______
Monthly amount paid :$______Balance:$______
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Credit Card Name:______
Address:______
Account #:______Phone #:______
Monthly amount paid :$______Balance:$______
Auto Loan Company Name:______
Address______
Account #:______Phone #:______
Monthly amount paid :$______Balance:$______
2nd Auto Loan Company Name______
Address______
Account #:______Phone #:______
Monthly amount paid :$______Balance:$______
Medical Accounts
1)Name______
Address______
Account #:______Phone #:______
Monthly amount paid :$______Balance:$______
2)Name______
Address______
Account #:______Phone #:______
Monthly amount paid :$______Balance:$______
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Store accounts (appliances, furniture, electronics, etc.)
1)Name______
Address______
Account #:______Phone #:______
Monthly amount paid :$______Balance:$______
2)Name______
Address______
Account #:______Phone #:______
Monthly amount paid :$______Balance:$______
Other Accounts You Pay Monthly
Name______
Address______
Account #:______Phone #:______
Monthly amount paid :$______Balance:$______
Please circle the following which best describes your credit status:
- all bills paid regularly each month
- some bills are overdue
- some accounts are in collection; repossession
- bankruptcy in last three years with more than $2000 in outstanding debts
Page 6 of 8
Income and Expense Summary
ApplicantCo-ApplicantOther*
Monthly Gross Income______
AFDC______
Food Stamps______
SS/SSI______
Disability______
Child support (court ordered)______
Other______
INCOME TOTALS______
*Name of household members over 18 who receive income______
Household Monthly Expenses
Rent______
Utilities (electric, water, gas)______
Telephone (circle one) line phone, cell______
TV (circle one) cable, satellite______
Car payment______
Insurance______
Child Care______
Medical bills______
Store loan (furniture, appliances, electronics)______
Student loans______
Child support payments______
Average credit card payment______
Average foods costs______
HOUSEHOLD EXPENSE TOTAL______
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I/we will maintain my/our credit report status and score,have not had any foreclosures, repossessions or defaults in the three years prior to applying and will continue to maintain this status.
Yes____ No____
I/ we are citizens of the United States of Americaor legal immigrant and have been residents of PolkCounty for at least one year prior to the date of this application.
Yes____ No____
I/we have read and agree to comply with Habitat for Humanity’s “Sweat Equity Policy”. We are able and willing to invest the required number of hours specified as pre-construction labor on some other candidate’s house and then also participate in the construction of our own house. We agree to keep an accurate record of our hours and to be present when volunteers work on our house unless excused by the Site Foreman.
Yes____ No____
I/we understand that under no circumstances will Habitat for Humanity compensate (pay) for volunteer hours. I/we agree to comply with Habitat for Humanity’s down payment schedule, understanding that a minimum $500 is due prior to the construction start of our house and the balance due before the Closing Date. We also agree to make our mortgage payments on time and regularly and pay a twentydollar late fee for mortgage payments made after the tenth day of the month.
Yes____ No____
I/we understand and agree to attend the required Homeowners’ Class offered by the Keystone Challenge and complete all Dave Ramsey classes offered by HFHEPC prior to the Closing Date on our house and will produce a certificate of attendance when requested.
Yes____ No____
I/we agree to maintain our Habitat house and lot in proper order and reflect positively on our neighborhood as Habitat for Humanity Homeowner-Partners to the benefit of Habitat for Humanity of East Polk County.
Yes____ No____
I/we agree not to solicit donations for our house without the explicit permission of the Executive Director of Habitat for Humanity of East Polk County.
Yes____ No____
We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or natural origin.
Applicant’s Signature: ______Date: ______
Co-Applicant’s Signature: ______Date: ______
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