Notice toEmployees: RequirementsoftheAffordableCareAct
AsofJanuary1,2014,theAffordableCareAct(ACA)requiresyoutohavehealthinsurancefor yourselfandyourdependents.Somepeopleareexemptfromthisrequirement.Tolearnhowtoapply foranexemptionseeQuestionsandAnswersontheIndividualSharedResponsibilityProvision, nothavehealthinsuranceandyouarenot exempt,youmaybesubjecttoapenalty(see
.gov/what-if-someone-doesnt-have-health-coverage-in-2014).
EnrollmentinthehealthinsuranceplanofferedbyMissionCISDsatisfiestherequirementtohave healthinsurance.TheHumanaInsuranceEnrollmentGuideexplainswhoiseligibletoenrollinthe districthealthinsurance.
Enrollment inanother plan,suchasthroughaspouse,parent,orassociation,alsosatisfiesthe requirementtohavehealthinsuranceiftheplanprovidesminimumessentialcoverage.
Asanalternativetothedistricthealthinsuranceplan,youmayenrollininsurancethroughtheHealth InsuranceMarketplace.InTexas, theMarketplaceisafederalgovernmentprogramthatwilloffer"one stopshopping"tofindandcompareprivatehealthinsuranceoptions.Mostindividualsareeligibleto enrollininsurancethroughtheMarketplace.TheMarketplacewillbeginenrollmentinOctober2013for coveragebeginninginJanuary2014.ForinformationontheMarketplace,seew1'-'w.healthcare.gov.
Youmaybeeligibleforapremiumtaxcreditorotherassistancetowardinsuranceobtainedthrough theMarketplace,depending onyourhouseholdincome.More informationonthepremiumtaxcredit andothercostsharingprovisionsisavailableat notcontributetopremiumcostsifyouenrollininsurancethroughtheMarketplace.Also,youwilllose thebenefitofpayingthepremiumwithpre-taxincomeifyoupurchaseinsurancethroughthe Marketplace.
YouareencouragedtoenrollinthedistricthealthInsuranceplanduringSeptember2013open enrollment,ifyouareeligible.Youwillnotbe abletoenrollindistricthealthinsuranceplaninJanuary
2014toavoidtheACApenaltyunlessyouexperienceaspecialenrollmentevent.Ifyouenrollin
September2013,thedistrict'ssection125plan(cafeteriaplan)doesnotpermityoutodropinsurance beforetheendoftheplanyear.
Additionalinformation.Ifyouhavequestionsorconcernsaboutthehealthinsuranceplanoffered throughthedistrict,pleasecontact:SylviaCruzat: 956-323-5545.QuestionsabouttheMarketplace andhowtheAffordableCareActimpactsyouasanindividualshouldbeaddressedto
BasicInformation aboutHealthCareOfferedBytheDistrict
(Tobecompletedbythedistrict)
IfyoudecidetoshopforcoverageintheMarketplace,belowistheemployerinformationyouwillenter atHealthCare.govtofindoutifyouareeligibleforapremiumtaxcredit.
Thisinformationisnumbered tocorrespondtotheMarketplaceapplication.
3.EmployernameMissionConsolidatedIndependentSchoolDistrict / 4.EmployerIdentificationNumber
(EIN)74-6001742
5.EmployerAddress
1201BryceDrive / 6. Employerphone number
956-323-5500
7.City
Mission / 8.State
Texas / 9.Zipcode
78572
10.Whocanwecontactabout employeehealthcoverage atthis job?
SylviaCruz
11.Phonenumber(ifdifferentfromabove)
956-323-5545 / 12.Emailaddress
ThedistrictcurrentlyoffershealthcoveragethroughHumanaInsurancetoalleligibleemployeesand theireligibledependents.EligibilityisdescribedIn theHumana EnrollmentGuide.Thecoverageoffered byHumanaInsurancemeetstheminimumvaluestandardandthecostofthiscoveragetoyouis intendedtobeaffordable.