TRINITAS HOSPITAL*

A comprehensive benefits program to suit your needs and those of your family today and in the future …

GROUP IV: SERVICE, CLERICAL & OTHER SELECTED POSITIONS

BENEFITS

Benefits for the unexpected:

Medical Insurance

Sick Time/Income Protection Plan (IPP)

Basic Life Insurance

Accidental Death & Dismemberment Insurance

Optional Life Insurance

Short Term Disability

Optional Long Term Disability

Long Term Care Insurance

Workers Compensation

Employee Assistance Program

Benefits that fit your lifestyle:

Dental Insurance

Child Care Centers

DESCRIPTION OF BENEFIT

Preferred Provider Organization with 3 tiers of benefits providing both in-network and out-of network benefits.

Salary Income Protection for a long term illness that is based on years of service:

2-3 yrs. – 5 days 10-14 yrs. – 40 days

4-6 yrs. – 15 days 15-24 yrs. – 50 days

7-9 yrs. – 25 days 25-29 yrs. – 75 days

30+ years – 90 days

1 times annual salary up to $450,000.00.

1 times annual salary up to $450,000.00.

Voluntary Term Life Insurance Program.

You can purchase amounts from 1 to 5 times your annual base salary.

2/3 of salary to statutory maximum.

60% of salary, maximum of $10,000 per month.

Voluntary Long Term Care Program.

70% of salary to statutory maximum.

Up to 3 visits of confidential, professional counseling and referral service.

Choice between the Dental Health Maintenance Organization (DHMO) or the Dental Preferred Provider Organization (PPO).

Special employee discounts negotiated with St. Mary’s Child Care Center, KinderCare at Kenilworth and Clark and Rainbow Academy in Cranford.

WHO IS ELIGIBLE

Full & part time employees with budgeted scheduled hours of 20 or more per week and their eligible dependents.

Full time employees only.

Full & part time employees with budgeted scheduled hours of 20 or more per week.

Full & part time employees with budgeted

scheduled hours of 20 or more per week.

Full & part time employees with budgeted scheduled hours of 20 or more per week.

All employees

Full & part time employees with budgeted scheduled hours of 20 or more per week.

Full & Part time employees with budgeted

scheduled hours of 20 or more per week

and their eligible dependents.

All employees

Full & part time employees with budgeted scheduled hours of 20 or more per week and their eligible dependents.

Full time employees only and their eligible dependents.

All employees including their family members.

ELIGIBILITY DATE

1st of the month following 3 months of employment.

2 years of employment.

1st of the month following 3 months of employment.

1st of the month following 3 months of

employment.

1st of the month following 3 months of employment.

Date of hire

1st of the month following 3 months of employment.

1st of the month following 3 months of

employment.

Date of hire

Date of hire

1st of the month following 3 months of

employment.

Date of hire

EMPLOYEE CONTRIBUTIONS

Cost per pay period

FT PT

Single $10.00 $30.00

Emp. +1 dep. $20.00 $55.00

Emp. + 2 dep. $30.00 $80.00

Free

Free

Free

Voluntary employee contributions are based on age and amount of insurance purchased.

Free

Voluntary employee contributions are based

on age and amount of insurance purchased.

Voluntary employee contributions are based

on age and amount of insurance purchased.

Free

Free

Cost per pay period

Single $2.50

Employee + 1 dependent $5.00

Employee + 2 dependents $7.50

Contact St. Mary’s, KinderCare and Rainbow Academy for rates.

(Over)

TRINITAS HOSPITAL*

GROUP IV: SERVICE, CLERICAL & OTHER SELECTED POSITIONS December 19, 2004

BENEFIT

Benefits that fit your lifestyle:

College Savings Program

Flexible Spending Accounts

Credit Union

Direct Deposit

Benefits for your “R & R”:

Paid time Off (PTO)

Holidays

Benefits for your future:

401(k) Savings and Retirement Plan

403(B) Tax Shelter Annuity Plan

Tuition Reimbursement

DESCRIPTION OF BENEFIT

Flexible college savings program that helps make saving for a child’s higher education easier.

Voluntary payroll contributions are taken before Federal Income and Social Security taxes. Dependent Care Flexible Spending Account: Contributions can range from $500 to $5,000 annually. Health Care Flexible Spending Account:: Contributions can range from $300 to $2,000 annually.

Voluntary payroll deduction.

Pay is deposited to your checking or savings account with any bank.

Paid time that is taken off from work.

18 days upon hire; 20 days after 1 year;

25 days after 4 years and 30 days after 7 years of employment for employees hired on or after February 1, 2003. Prorated for part time employees and new hires. All PTO time must be used by the last pay period of the payroll year.

6 paid per year. Prorated for part time

employees.

Defined contribution plan with Fidelity.

Non highly compensated employees can contribute up to 15% of salary or up to the annual IRS dollar limit, whichever is less.

Highly compensated employees can contribute up to 6%.

New hires employed on or after April 1, 2003, vest at the rate of 20% per year, after satisfying their eligibility period.

Employee contributes up to 20% of salary or up to IRS maximum whichever is less.

100% of tuition expenses up to $2,000 per calendar year, contingent upon obtaining a grade of “C” or better.

WHO IS ELIGIBLE

All employees.

Full & part time employees with budgeted scheduled hours of 20 or more per week.

All employees.

All employees.

Full & part time employees with budgeted scheduled hours of 20 or more per week.

Full & part time employees with budgeted scheduled hours of 20 or more per week.

Full & part time employees with budgeted scheduled hours of 20 or more per week.

Full & part time employees with budgeted scheduled hours of 20 or more per week.

Full time employees only.

ELIGIBILITY DATE

1ST of the month following 3 months of employment.

1st of the month following 3 months of employment.

Date of hire

Date of hire

After three (3) months of employment.

Date of hire

1 year of employment and 21 years of age.

1st of the month following 3 months of employment.

1st of the month following 3 months of employment.

EMPLOYEE CONTRIBUTIONS

Voluntary employee contributions only.

Voluntary employee contributions only.

Free

Free

Free

Free

Voluntary employee contributions;

Trinitas matches $.50 of each dollar,

up to 6%.

Voluntary employee contributions only.

Free

*This fact sheet is a summary. In the event of a conflict by or among this fact sheet and the summary plan description and//or actual benefit plan document, then the actual plan document will control.