2010 IOUSA Movie Questions and Answers
- Budget deficit: What was the U.S. budget deficit in 2008? What about 2009? How much of an increase was there between the 2 years?
- 2008 = $459 billion
- 2009 = $1.4 trillion
- Increase = $1 trillion
- How much will this borrowing for 2009 cost every American?
- 2009 = $4,500
- 2015 = $154,000
- National debt (amount we owe as a nation): What was the U.S. national debt in September, 2008? What was the national debt in March 2010? What is it today?
- 2008 = $9.6 trillion
- 2010 = $12.6 trillion
- 2015 = $18 trillion
- How much will this borrowing cost every American?
- 2010 = $41,000
- 2015 = $56,000
- How much is the “unfunded promises and liabilities” U.S. national debt projected to be? How much will these promises cost every man, woman and child in the U.S.?
- Projected = $93 trillion
- Cost for every man, woman and child = $796,500
- How much of the government debt is owned by the public?
- 2015 = $18trillion
- A. What is the estimated Gross National Product (GDP) for 2010? What is the 2010 percentage of all public debt to GDP?
- 2010 = $14.6 trillion; 2015 = $17 trillion
- 2010 = 61%; 2015 = 104.3%
GDP = The total market value of all final goods and services produced in a country in a given year, equal to the total consumer investment and government spending, plus the value of exports minus the value of imports.
- Goods – items made for the purpose of selling to consumers (people who buy goods)
- Services – acts that are paid for by consumers (car mechanic, teacher)
- Export – items moved out of the country for trading purposes
- Imports – items brought into the country for trading purposes
- B. What is the difference between discretionary spending and mandatory spending? How much is each as a percentage of our federal budget?
Mandatory – required by law/can’t cut these programs without passing a law to change the program: 62% (2010)
Discretionary – what is deemed necessary by Congress/easier to change spending laws for discretionary spending: 38% (2010)
- What are the top 3 single expenditures (service costs) for the United States government for the 2010 budget?
a)Medicare/Medicaid (Medicare = free healthcare for seniors 65+; Medicaid = free healthcare for poor) = $920 billion
b)Social Security (government support for retirement) = $858 billion
c)Defense/Military spending = $595 billion
- How much is the interest(amount charged for borrowed money) on the national debt for 2010?
- 2010 = $207 billion2015 = $237 billion
- What is the total spending for the federal government for 2010?
- 2015 = $3.5 trillion
- What are the top 3 sources of revenue (money from taxes) for the federal government? (where does the money come from?)
a)Personal income tax –1.4 trillion (taxes on citizens’ wages)
b)Payroll income tax – 1 trillion (social security taxes)
c)Corporate taxes – 342 billion (taxes on businesses)
- What are the differences between revenue (money from taxes) and expenditures (money spent) for 2010?
- $1.4 trillion
- Why does Congress like to “spend money”?
- To get votes for re-election
- In order to reform the budget there are two recommended programs? Explain how each of the two listed below can help alleviate the budget crisis.
- Pay-go: (pay as you go) find a way to pay for each tax cut proposal and/or find a way to pay for each increase in mandatory spending.
- Spending caps: reduce the amount of money to be used for discretionary spending.
- What are some long term impacts if current mandatory programs (such as Social Security, Medicare, Medicaid and Interest on the Debt) are left as is?
- No money left for discretionary spending
- Bankruptcy (can no longer pay for programs)
- Keep spending and raising the debt
- What debt to GDP ratio is needed to get into the European Union? Does the United States meet this? What is the projected debt to GDP ratio for 2040?
- Needed = 60%
- 2015 = 104% (we could not get into the European Union right now – over the 60%)
- Projected 2040 - 303%
- Since 2001 how much money has been appropriated to fight wars in Iraq and Afghanistan?
- $1.5 Trillion
- Explain 2 ways to reduce military spending. (don’t write about this – defense has already been cut)
- Reduce military spending to pre-war spending
- Defense Department reforms (review weapon systems, make procurement programs more efficient and make military compensation and benefits more affordable).
- What are four of the nation’s fastest growing and largest“mandatory spending policies”?
- Social Security
- Medicaid
- Medicare
- paying interest on the debt
- When Social Security was implemented in 1935 what was the average age of life expectancy in the United States?
- 1935 life expectancy = 62 (retirement age was 65)
- 2015 life expectancy = 78 (retirement age is still 65 – can begin collecting at 62, but with significantly less benefits)
- How does this affect the program? = bankrupts it; promises more than it can afford to pay out
- Describe at least two solutions to fix social security.
- graduallyincrease the retirement age over the next 10-15 years (make people work longer)
- increase payroll taxes (taxes on wages, the amount of money people make)
- Those who make more could pay more into social security
- reduce growth in benefits for those who make more money
- reduce COLA (Cost of LivingAllowancefor wages and benefits)
- What are the biggest problems with health care today?
- It is expensive
- Costs continue to rise
- Most expensive in the world (US spends more per person on healthcare than any other country)
- Describe at least two solutions to fixing health care costs?
- Reduce the rate of growth in health care
- Examples
- Stop using fee for service (doctors getting paid for performing a specific service; perhaps some services are not essential)
- Improve information systems
- Increase physician and hospital accountability
- Malpractice reform
- Limit amounts that can be received
- Consider better end-of-life care
- Promote prevention and wellness
- Implement Medicare reform
- Establish a federal budget for healthcare
- Raise premiums (copays) for Medicare Parts B and D
- Gradually raise eligibility age
- What is the “greatest fiscal problem” facing our Nation?
- Unfunded Medicare costs (healthcare for seniors)
- Name 3 ways to reform our federal tax system.
- Reconsider or cancel Bush tax cuts
- Create a consumption tax (pay tax on items (goods) we use or consume – gas, oil, food, clothing, etc.)
- Modernize tax system
- Currently made up of 10,000 different sections
- Why is the job to get our nations finances fixed so tough to do from a political perspective?
- Politicians don’t want to address the problem for fear of not being re-elected. They will have to make difficult choices that the citizens may not like, such as raise taxes or cut services.
- Why do you think the producers of the video depict Alexander Hamilton’s picture in the background so often?
- He was a genius who fixed the first budget crisis, and he made the difficult choices needed to benefit our country.
2010 IOUSA Movie Questions