MS 2030 (1)
[Vehicles, whether used for transportation or recreation,are considered an asset for Medicaid eligibility purposes. Vehicles include, but are not limited to, cars, trucks, vans, motorcycles, motor homes, campers, boats, ATVs, etc. A vehicle is countable or excluded in the Medicaid eligibility determination depending upon how it is used by the applicant/recipient, community spouse, or dependent child.
A. Excluded Vehicles
Vehicles, including some recreational vehicles,may be excludedas a resource if used by a member of the household for one of the reasons listed below. Worker Portal will exclude only one vehicle per person per reason.
1.It is usedto obtain medical treatment;
2.It is specially equipped for the disabled;
3.It is used by the community spouse;
4.It is used for employment or self-employment; or
5.It is usedas an owner occupied home.
NOTE: Whenever a vehicle is excluded to obtain medical treatment, the individual is ineligible for nonemergency medical transportation services.
B. Countable Vehicles:
Vehicles which do not meet the criteria in section A above are counted in the Medicaid eligibility determination.
1. Worker Portal excludes $4500 from the combined equity value of vehicles which are primarily used for transportation, such as cars, trucks, and vans.
Example: William verifies that he owns a 2010 Camry valued at $5,000 and a 2002 Chevy truck valued at $2,000. He owns both vehicles outright and has no debt. Neither vehicle can be excluded,since William does not use the vehicles for any of the reasons listed in section A above. Worker Portal will exclude $4,500 from the $7,000 total equity value of both vehicles andcount $2,500 when determining William’s Medicaid eligibility.
2.The total equity value of recreational vehicles, including but not limited to, boats, four wheelers, Jet Skis, motor homes, campers, etc., is a countable resource unless the recreational vehicle can be excluded for one of the reasons listed in section A above.There is no exclusion for recreational vehicles.
Example: Jessica owns a camper valued at $75,000. It cannot be excluded since she does not use it for any of the reasons listed in section A above. Jessica verifies that she still owes $70,000 on the camper. Worker Portal will count the total equity value of $5,000 when determining Jessica’s Medicaid eligibility.
C. The following may be used when verifying the value of a vehicle:
- TheVehicle’s Registration;
2.Avis, which is accessed through the DCBS External Agency Search located on KOG;
3.Program 68, Vehicle Reg-Avis, which is accessed through KYIMS located on the KAMES Mainframe; or
4.The National Automobile Dealers Association (NADA) located at
Note: If the client states the vehicle is not worth the value verified by NADA or Vehicles Reg-Avis, a written statementfrom a mechanic, wrecker services, or used car dealer verifying the value can be accepted. The written statement must be on the business letterhead.
D. Purchase of a Vehicle Once Institutionalized
At the time of admission, if an institutionalized individual does not own a vehicle, and wishes to use his/her resources to purchase a vehicle, this vehicle cannot be excluded unless:
1.One of the criteria listed above in section “A” is met;
2.It is verified by a statement from the nursing facility the recipient resides in, that the vehicle being purchased is specially equipped for the recipient’s use;
Example: Bob is in LTC. He has $20,000 in excess resources which he uses to purchase a van; however, he is physically limited to stretcher transportation. This vehicle cannot be excluded as it is not equipped to meet Bob’s needs.
3.The vehicle purchased is in the recipient’s name. If the vehicle is not in the recipient’s name, it is a transfer of resources. Refer to MS 2050.]