The Perils of Failing to Plan

As you read through these quotes, remember the rags to riches and back again story of MC Hammer. Regardless of our income level, it is essential that we manage our money and plan for our future. Failing to do so can have serious consequences. Remember also, the three (3) rules of thumb for financial planning:

1.  Spend within your means

2.  Put some money away for later

3.  Keep an eye on your money


"Don't wait. The time will never be just right." ~ Napoleon Hill
"Luck is what happens when preparation meets opportunity." ~Seneca (4-65)
"Prepare the umbrella before it rains." ~Malay Proverb
"It is better to be prepared for an opportunity and not have one than to have an opportunity and not be prepared." ~Whitney M. Young, Jr.
"There are no secrets to success. It is the result of preparation, hard work, and learning from failure." ~Colin Powell
"Failing to prepare is like preparing to fail." ~John R. Wooden
"Man's mind stretched to a new idea never goes back to its original dimensions." ~Oliver Wendell Holmes, Jr.
"The best preparation for tomorrow is to do today's work superbly well. " ~Sir William Osler
"There are no secrets to success. It is the result of preparation, hard work, and learning from failure." ~Colin Powell
"The time to repair the roof is when the sun is shining." ~John F. Kennedy
"Give me six hours to chop down a tree, and I will spend the first four sharpening the ax." ~Abraham Lincoln
"Talent is cheaper than table salt. What separates the talented individual from the successful one is a lot of hard work." ~ Stephen King
"Striving for success without hard work is like trying to harvest where you haven't planted." ~ David Bly
"Recipe for success: Study while others are sleeping; work while others are loafing; prepare while others are playing; and dream while others are wishing." ~ William A. Ward
"I'm not telling you it is going to be easy — I'm telling you it's going to be worth it" ~ Art Williams
"When I was young I observed that nine out of ten things I did were failures, so I did ten times more work." ~ Bernard Shaw