STRUCTURING, DOCUMENTING AND
DECIPHERING VERTICAL SUBDIVISIONS
- Why Use A Vertical Subdivision
- Applicable statutes may make the formation of condominium units difficult or impossible prior to completion of construction – See UCIOA §2-101; Florida Statutes §718.04(4)(e); Oregon Statutes §100.115
- There may be ways to get around these restrictions by creating an initial condominium plat without the building and amending it.
- Many states do permit the formation of a condominium before construction is complete.
- UCIOA has an opt-out provision which has been adopted in some states.
- The statutory requirements for a condominium may be less flexible than required for a mixed-use development.
- Consumer protection provisions can be cumbersome when applied to commercial condominium.
- A vertical subdivision does not require the formation of a separate legal entity to serve as the association.
- Vertical subdivision may permit more flexibility beyond the current physical configuration.
- Examples of Vertical Subdivision
- Hotel / For-Sale Residential Condo / Rental Housing
- Market / Transit Center / Corporate Office / For-Sale Residential Condo / Rental Housing
- Hotel / Office
- Retail / Office / For-Sale Residential Condo
- Community Center / Public Housing
- Anything else that your client can imagine
- Ways to Subdivide Parcel
- By elevation
- By plat – presumes state and locality permit three-dimensional plat
- Registered Land Survey – a unique Minnesota creation (see Exhibit A)
- Air Rights Lease
- Combination of traditional and three-dimensional plat
- Financing Consideration for Subdivision
- Do parcels need separate ownership / financing?
- Are certain types of financing incompatible with other sources?
- Low-income housing tax credits and new markets tax credits
- Commercial property and HUD financing – 221(d) typically limits the amount of commercial space and commercial income
- Tax increment financing requirements
- Can subdividing parcels maximize available sources?
- Underwriting considerations
- Grants for nontaxable activities
- Construction Issues
- Construction Method
- Single contract with assignments
- Multiple contracts with construction manager
- Design / Build
- Considerations
- Integration – the documents need to make sure that the entire building is constructed without gaps
- Timing – owners need to determine how delay in one component impacts other components
- Cost allocation and change orders
- Liens
- Termination – the developer of lower floors cannot unilaterally terminate its construction contract without impacting other components
- Operational Considerations
- Permitted Uses
- Noise
- Odors
- Traffic
- Hours
- Utility Needs
- Submetering
- Allocation of costs if not submetered
- Restrictions on use
- Fire and Building Code
- Ingress and egress
- Setback
- Zoning provisions may not fit well with vertical subdivision
- Parking
- Shared uses and governmental requirements
- Operational control
- Allocation of cost
- Allocation of income
- Property Tax Considerations
- Insurance
- Builder Risk
- Property
- Liability
- Content of Reciprocal Maintenance, Use and Easement Agreement
- Definitions (a sample of some terms)
- Access Facilities (stairs, elevators, walkways, plazas)
- Building
- Capital Budget
- Common Utility Facilities
- Elevators A-H
- Fair Market Value
- Final Plans
- Garage(s)
- Hotel Brand
- Hotel Guests
- Hotel Intellectual Property
- Insurance Requirements
- Legal Requirements
- Loading Dock
- Lower Roof
- Mortgagee
- Operating Budget
- Pool and Fitness Center
- Public Space
- Rules
- Security Access System
- Security Monitoring System
- Shared Costs
- Stairways A-G
- Support Facilities
- Telecommunications Equipment
- Trash Chute
- Unavoidable Delays
- Upper Roof
- Utility Facilities
- General Provisions
- Run with the land – be aware of any statutory limitations and applicable exemptions
- Exemption from MCIOA
- Uses
- Permitted uses
- Prohibited uses
- Use of garage
- Change of use – redesign
- Signage
- Easements
- Support
- Encroachments and abutments
- Access (hallways, stairways, elevators) (see Exhibit B)
- Entrances
- Utility facilities
- Trash storage and removal
- Exhaust vents, HVAC
- Roof access / mechanical equipment
- Telecommunications
- Recreational facilities
- Drainage
- Temporary construction easements
- Fire protection
- Security system
- Signage (see Exhibit C)
- Utilities
- Types
- Electricity
- Natural gas
- Water
- Other
- Allocation of use
- Construction Operation, Maintenance and Repair
- Construction of Building
- Alterations
- Separate components
- Common areas
- Maintenance and Repair
- Separate components
- Common areas (roof, structural support, sidewalks, landscaping)
- HVAC
- Exterior appearance – potential conflicting standards
- Cost allocation
- Insurance
- Single policy
- Multiple policies
- Structural shell
- Individual components
- Lender requirements
- Required endorsements
- Terrorism
- Waiver of claims
- Fire or Other Casualty
- Duty to restore shell
- Duty to restore individual parcels
- Catastrophic damage
- Condemnation
- Default
- Violation of agreement
- Violation of rules
- Remedies
- Rights to cure
- Liens
- Practical Advice
- Get involved early
- Understand the physical layout
- Understand the operation of the components and how they relate
fb.us.8749542.011
Exhibit A
Registered Land Survey
Exhibit B
Access
Exhibit C
Signage
fb.us.8749542.011