REAL CASE HISTORY account SAVINGS $437.00 a year
ALLSTATE vs. ONECALLUSA.COM / Bob Korvas Agency
This was no contest we beat ALLSTATE. We also improved the coverage in multiple areas.
ALLSTATE listed 18 items not included. Fire Department charges, Sewer backup, Identity theft, + 15 others!!!
ALLSTATE $2845.00 vs. ONECALLUSA: $2408.00
Allstate Insurance ONECALLUSA. com
Captive Direct agency Bob Korvas Agency INDEPENDENT
Their current HOMEOWNERS policy *Our recommended / suggested program
Home in Illinois coverage/limits coverage/limits
Dwelling amount $290,000 $480,000
Liability $500,000 $500,000
*REPLACEMENT COST LIMITED to 20%CAP *NO CAP LIMIT!!! Replacement is Guaranteed
Even with this extra 20% the home could Not be built!
*HOMEOWNERS policy
- We added an extra blanket limit coverage NO CAP on Dwelling v. only 120% at ALLSTATE.
(ALLSTATE among the first to add 'CAP' limit at 20% above the dwelling amount. Restricts your chance to rebuild your home. Other companies include: State Farm, American Family, Farmers, Country Cos. etc.)
3-AUTOS
2011 Buick Enclave - 2005 Buick LaCross - 1997 Pontiac Bonneville
ALLSTATE VS. Our IMPROVED package of coverage
Liability $100,000/300,000/50,000 $250,000/500,000/$250,000
Un and Under-insured $100,000/300,000 $250,000/500,000(person/occurrence)
Comprehensive $250 and Collision $500 deductible for 2 newer cares
NOT ON ALLSTATE's policy: *Car Rental $1200 Emergency Road/Towing services $100 each time
*ADDITONAL coverage they did not have before...
$1 MILLION LIABILITY UMBRELLA is on top of the other home and Auto limits
*EXTRA COVERAGE NOT FOUND on the clients ALLSTATE package:
Refer to the separate endorsement document for ALL the details
8111 N Milwaukee Avenue
Niles, Ill 60714-2803
office 847/470-8830 facs 847/966-9444
What we do. Our comparison process includes an interview with the prospective client(s) along with a review of existing policy information that you provided to us. We then shop all of our A+ and A, EXCELLENT rated insurance companies for the best program and value. It's not a complete detail of, nor substitute for an actual policy contract. Insured's should always read the entire insurance policy contract. All of the policy information given to us by the clients is kept on file. We used those and the clients interview to create the policy package. (April 2015 Kemper)