Client Advisory Letter Template — Aviva Contract in Place with Brokerage and Client Insured with Aviva
[Insured name]
[Insured policy #]
Introducing Overland Water Protection
A new product has come on the market to protect your property and belongings from Overland Water Damage. As your insurance broker, we recommend you contact us today to discuss adding this coverage to your policy/policies and we will provide a quote.
Here is some information about the product:
It covers damage caused by water that suddenly accumulates and enters your property during weather events such as heavy rains, spring run-off, or overflowing lakes and rivers.
And the timing couldn’t be better for this product.According to Environment Canada, over the past 60 years it’s been getting warmer and wetter.
- Canadians now experience an additional 20 days of rain each year.
- Severe water events that used to happen every 40 years can now be expected to happen every six years.
In addition to sewer backup coverage, the Overland Water endorsement is key in providing complete water protection for your property.
We appreciate your business — it’s our privilege to protect what matters to you.
If you have any questions about your insurance policy or need additional coverage, please contact us at [email, phone, etc.].
[Insurance Brokerage Name]
Client Advisory Letter Template —Aviva Contract in Place with Brokerage and Client Not Insured with Aviva
[Insured name]
[Insured policy #]
[Insert Brokerage Tagline Here]
Upon review of your ______2015 property insurance renewal with [Insurance Company Name],
we are obligated to inform you that other insurance companies we represent are now offering new coverage called Overland Water Protection. This coverage is brand new in Canada and has not been available on any personal property policies until now. This endorsement covers damage caused by water that suddenly accumulates and enters your property during weather-related events such as heavy rains, spring run-off, or overflowing lakes and rivers.
According to Environment Canada, over the past 60 years it's been getting warmer and wetter.
- Canadians now experience an additional 20 days of rain each year.
- Severe water events that used to happen every 40 years can now be expected to happen every six years.
Overland Water goes hand in hand with the water coverage in your base policy and sewer backup coverage.
Both Overland Water Protection and Sewer Backup coverages are optional. If Overland Water Protection coverage was available to you and not purchased, Alberta Disaster Relief MAY NOT be made available to you in the future should you suffer an uninsured loss.
As your current insurer does not offer Overland Water Protection, please indicate what option you would like to take below, and sign and return this letter to us. By signing, you acknowledge that you have read this letter and we have advised you that coverage may be available with other insurance companies.
Please investigate changing my insurance carrier effective the renewal date.
Please keep me with the current carrier despite not being able to add Overland Water Protection
coverage.
Unless we receive a response, your coverages and insurance carrier will remain unchanged. Please contact our office if you would like to discuss Overland Water Protection or Sewer Backup coverage in further detail. We will do our best to help you understand the new coverages available with other markets and the limitations within your current policy. We will also discuss coverage options that may be available to you.
Regards,
[Insurance Brokerage Name]
Client Signature ______Date______/ ____ / ______
month day year
Client Advisory Letter Template — No Aviva Contract in Place with Brokerage and Client Not Insured with Aviva
[Insured name]
[Insured policy #]
[Insert Brokerage Tagline Here]
Upon review of your ______2015 property insurance renewal with [Insurance Company Name],
we are obligated to inform you that other insurance companies we do not represent are now offering new coverage called Overland Water Protection. This coverage is brand new in Canada and has not been available on any personal property policies until now. This endorsement covers damage caused by water that suddenly accumulates and enters your property during weather-related events such as heavy rains, spring run-off, or overflowing lakes and rivers.
Overland Water goes hand in hand with the water coverage in your base policy and sewer backup coverage.
Both Overland Water Protection and Sewer Backup coverages are optional. If Overland Water Protection coverage was available to you and not purchased, Alberta Disaster Relief MAY NOT be made available to you in the future should you suffer an uninsured loss.
As your current insurer does not offer Overland Water Protection and our brokerage does not offer policies through an insurer that does, we want to take this opportunity to advise you that this coverage is available in the Alberta marketplace. Please sign and return this letter to us. By signing, you acknowledge that you have read this letter and we have advised you that coverage may be available with other insurance companies.
Please investigate changing my insurance carrier effective the renewal date.
Please keep me with the current carrier despite not being able to add Overland Water Protection
coverage.
Unless we receive a response, your coverages and insurance carrier will remain unchanged. Please contact our office if you would like to discuss Overland Water Protection or Sewer Backup coverage in further detail. We will do our best to help you understand the new coverages available with other markets and the limitations within your current policy. We will also discuss coverage options that may be available to you.
Regards,
[Insurance Brokerage Name]
Client Signature ______Date______/ ____ / ______
month day year