Chicago Title and Trust Company and Its Subsidiaries

Chicago Title Insurance Company • Ticor Title Insurance Company • Security Union Title Insurance Company

Application for Appointment as Approved Attorney

(Please complete this application in as much detail as possible in order to assist us in maintaining our referral and mailing lists.)

1)Identification

Name: ______

Firm Name: ______Relationship to Firm: ______

Business Address: ______

Home Address: ______

Phone/ Business: ______/______/______Home: ______/______/______

Fax: ______/______/______E-Mail ______

Social Security No.:______/______/______State Bar No: ______

Driver's License No.: ______State:______

Birth Date: ______

2)Employment Record

Dates

Employer/Firm: Relationship or Position: From - To:______

______

______

3)Legal Standing

a)State(s) in which I am admitted to practice:Year Admitted:______

______

______

b)Federal Court(s) before which I am admitted to practice:Year Admitted:

______

______

______

Application for Appointment as Approved Attorney

4)Current Practice

a)______The number of years I have actively practiced law.

b)______%The percentage of my time spent practicing law.

______%The percentage of my practice involving real estate and title law.

______%The percentage of my practice involving the examination (and searching) of Real Estate Titles.

c)In my Real Estate and Title Law Practice, I regularly do the following:

_____Draw Deeds and Mortgages

_____Examine Real Estate Title from the Public Record

_____Examine Abstracts of Title

_____Close Real Estate Transactions

d)_____Approximate number of Titles I examine annually.

_____Approximate number of Transactions I close annually.

e)Other Title Insurance Companies for which I am now an Approved Attorney:

______

______

f)My status as an Approved Attorney Has/Has Never (circle one) been canceled by a Title Insurer. (Provide details of any cancellation.)

______

______

g)Any Claims?  Yes  No If yes, what type?  Malpractice  Title  Closing

5)Insurance Coverage

a)I Do/Do Not (circle one) carry an Attorney's Professional Liability Policy/Attorney's Professional Liability Policy with E&O Coverage/E&O Policy (circle type of policy if carried).

b)The details of my policy are as follows (see attached policy declaration page):

Issued by: ______

Policy No.:______Amount: $______

Expiration Date: ______Deductible: $______

c)I Do/Do Not (circle one) currently carry a fidelity bond in addition to an attorney's professional liability policy or E&O policy.

The details of my bond are as follows:

Issued by: ______

Policy No.: ______Amount: $______

Expiration Date: ______Deductible: $______

Application for Appointment as Approved Attorney

6)Other Employment and Ownership Interests

In addition to practicing law, I have an ownership interest in or am employed by:

( ) Abstracting Company:______

 ownership  employed

( ) Title Insurance Agency:______

 ownership  employed

( ) Real Estate Sales: ______

 ownership  employed

( ) Real Estate Mortgage Lender: ______

 ownership  employed

( ) Building or Construction Company: ______

 ownership  employed

( ) Real Estate Developer: ______

 ownership  employed

7)Clients

a)I Do/Do Not (circle one) have any clients that are real estate developers, brokers, mortgage bankers, or that are affiliated with any of these types of companies. Such clients include:

______

______

______

______

b)I regularly examine title or close real estate transactions for the following clients (or others):

NameAddressPhone

______/_____/______

______/_____/______

______/_____/______

______/_____/______

You May/May Not (circle one) contact these clients for references.

Application for Appointment as Approved Attorney

8)References

You may contact the following persons or firms for references:

NameAddressPhone

______/_____/______

______/_____/______

______/_____/______

9)Background and Credit Check Authorization

All applicants must sign the Acknowledgment and Authorization on p. FCRA - 2.

10)Signature

I UNDERSTAND that false, misleading, or omitted information in my application, resume, interviews, and/or specifically on this form, may disqualify me from our existing association. Also, I UNDERSTAND that false, misleading, or omitted information in my application, resume, interviews, and/or on this form may result in the immediate termination of said association without notice.

I UNDERSTAND the above and certify that the information stated herein by me is true, correct, and complete.

DATED THIS ______DAY OF ______(MONTH), ______(YEAR)

______

(Attorney Signature)

* * *

Action Taken (Underwriter Use Only)

Date ______

Approved Classification______

Disapproved______

By ______

(Rev. 6/99) 1

Fair Credit Reporting Act Information

The following pages contains information about the Fair Credit Reporting Act and its requirements concerning “consumer reports” (credit reports) or “investigative consumer reports” (background checks) on individuals involved in an application for approved attorney status.

Procedures for Each Individual to Follow

1.Review pp. FCRA - 1-5. These pages include:

  • Notice Regarding Applicant Background Investigation (p. FCRA - 1)

Read this Notice before signing the Applicant Acknowledgment and Authorization. The Notice describes the kind of reports and information the Company may seek concerning an individual. The Notice also provides a partial explanation of each individual’s rights under the FCRA. For example, at points (1), (2), and (3), the Notice lists information the individual can require the Company to provide concerning the investigative process. A more complete explanation is provided in the Summary of Your Rights Under the Fair Credit Reporting Act.

  • Applicant Acknowledgment and Authorization (p. FCRA - 2)

This form must be signed by the individual.

  • Summary of Your Rights Under the Fair Credit Reporting Act (pp. FCRA - 3-5)

The Summary briefly describes the individual’s rights under the act and provides a list of federal agencies to contact for further information

2.Sign the Applicant Acknowledgment and Authorization on page FCRA - 2 and return the original signed form to the person coordinating the application process for the applicant.

(Rev. 6/99) 1

NOTICE REGARDING APPLICANT BACKGROUND INVESTIGATION

IMPORTANT—PLEASE READ CAREFULLY BEFORE SIGNING ACKNOWLEDGMENT

You have applied for appointment as an approved attorney with Chicago Title Insurance Company (the Company). In evaluating your application, the Company may, upon execution of this authorization, investigate the information contained in your application and other relevant background information to determine whether you are a suitable candidate for such appointments since the Company believes that it has a legitimate business need for such information in connection with a business transaction initiated by yourself. Thus, you may be the subject of a “consumer report “or “investigative consumer report” (which may also include public record searches of your criminal, civil, or educational history, as well as other related matters) requested by the Company from an outside agency.

A “consumer report” may contain information obtained from an outside agency on your credit worthiness, credit standing, credit capacity, character, general reputation, personal characteristics, and mode of living which will be used to establish your eligibility for appointment. An “investigative consumer report” may contain information about your character, general reputation, personal characteristics, and mode of living and is obtained through personal interviews with neighbors, friends, associates, acquaintances, or others who may have knowledge concerning any such items of information.

If you authorize a “consumer report”/ “investigative consumer report”, you have certain rights which are explained in the attached Summary of Your Rights Under the Fair Credit Reporting Act. Should you decline to authorize a background investigation, your application will be deemed withdrawn.

You have the right, upon written request made within a reasonable time after receipt of this notice, to obtain information from the Company:

(1)As to whether an “investigative consumer report” has been requested;

(2)If an “investigative consumer report” has been requested, written disclosure of the nature and scope of the investigation requested, and;

(3)The name and address of the outside agency to whom requests for any of these reports has been made.

In the event that information from the report is utilized in whole or in part in making an adverse decision with regard to your potential appointment, before making the adverse decision, we will provide you with a copy of the “consumer report” and a description in writing of your rights under the Fair Credit Reporting Act.

APPLICANT ACKNOWLEDGMENT AND AUTHORIZATION

I acknowledge receipt of the NOTICE REGARDING APPLICANT BACKGROUND INVESTIGATION and the SUMMARY OF YOUR RIGHTS UNDER THE FAIR CREDIT REPORTING ACT and certify that I have read and understand both of these forms.

I authorize Chicago Title Insurance Company (the Company) to obtain a “consumer report” and/or “investigative consumer report” or other background information used in connection with consideration of my application for appointment as an approved attorney or at any time in the future in connection with the review of my status as an approved attorney. I release the Company and its partners, stockholders, officers, directors, agents, employees and affiliates from any and all liability for damages of whatever kind which may arise from or relate to any “consumer report” and/or “investigative consumer report” or other background information requested, obtained or used by the Company in connection with my application for such appointment or in connection with any future review of my status as an approved attorney.

Printed Name:______Social Security Number: ______

Signature: ______Date: ______

A SUMMARY OF YOUR RIGHTS UNDER THE FAIR CREDIT REPORTING ACT

The federal Fair Credit Reporting Act (FCRA) is designed to promote accuracy, fairness, and privacy of information in the files of every Consumer Reporting Agency (CRA). Most CRAs are credit bureaus that gather and sell information about you—such as if you pay your bills on time and or have filed bankruptcy—to creditors, employers, landlords, and other businesses. You can find the complete text of the FCRA, 15U.S.C. §§16811681u, at the Federal Trade Commission’s web site (http.//). The FCRA gives you specific rights, as outlined below. You may have additional rights under state law. You may contact a state or local consumer protection agency or a state attorney general to learn those rights.

  • You must be told if information in your file has been used against you. Anyone who uses information from a CRA to take action against you—such as denying an application for credit, insurance, or employment—must tell you, and give you the name, address, and phone number of the CRA that provided the “consumer report.”
  • You can find out what is in your file. At your request, a CRA must give you the information in your file, and a list of everyone who has requested it recently. There is no charge for the report if a person has taken action against you because of information supplied by the CRA, if you request the report within 60 days of receiving notice of the action. You also are entitled to one free report every twelve months upon request if you certify that (1) you are unemployed and plan to seek employment within 60 days, (2) you are on welfare, or (3) your report is inaccurate due to fraud. Otherwise, a CRA may charge you up to eight dollars.
  • You can dispute inaccurate information with the CRA. If you tell a CRA that your file contains inaccurate information, the CRA must investigate the items (usually within 30 days) by presenting to its information source all relevant evidence you submit, unless your dispute is frivolous. The source must review your evidence and report its findings to the CRA. (The source also must advise national CRAs—to which it has provided the data—of any error.) The CRA must give you a written report of the investigation, and a copy of your report if the investigation results in any change. If the CRA’s investigation does not resolve the dispute, you may add a brief statement to your file. The CRA must normally include a summary of your statement in future reports. If an item is deleted or a dispute statement is filed, you may ask that anyone who has recently received your report be notified of the change.
  • Inaccurate information must be corrected or deleted. A CRA must remove or correct inaccurate or unverified information from its files, usually within 30 days after you dispute it. However, the CRA is not required to remove accurate data from your file unless it is outdated (as described below) or cannot be verified. If your dispute results in any change to your report, the CRA cannot reinsert into your file a disputed item unless the information source verifies its accuracy and completeness. In addition, the CRA must give you a written notice telling you it has reinserted the item. The notice must include the name, address and phone number of the information source.
  • You can dispute inaccurate items with the source of the information. If you tell anyone—such as a creditor who reports to a CRA—that you dispute an item, they may not then report the information to a CRA without including a notice of your dispute. In addition, once you’ve notified the source of the error in writing, it may not continue to report the information if it is, in fact, an error.
  • Outdated information may not be reported. In most cases, a CRA may not report negative information that is more than seven years old; ten years for bankruptcies.
  • Access to your file is limited. A CRA may provide information about you only to people with a need recognized by the FCRA—usually to consider an application with a creditor, insurer, employer, landlord, or other business.
  • Your consent is required for reports that are provided to employers, or reports that contain medical information. A CRA may not give out information about you to your employer, or prospective employer, without your written consent. A CRA may not report medical information about you to creditors, insurers, or employers without your permission.
  • You may choose to exclude your name from CRA lists for unsolicited credit and insurance offers. Creditors and insurers may use file information as the basis for sending you unsolicited offers of credit or insurance. Such offers must include a toll-free phone number for you to call if you want your name and address removed from future lists. If you call, you must be kept off the lists for two years. If you request, complete, and return the CRA form provided for this purpose, you must be taken off the lists indefinitely.
  • You may seek damages from violators. If a CRA, a user or (in some cases) a provider of CRA data, violates the FCRA, you may sue them in state or federal court.

The FCRA gives several different federal agencies authority to enforce the FCRA:

FOR QUESTIONS OR CONCERNS REGARDING / PLEASE CONTACT
CRAs, creditors and others not listed below / Federal Trade Commission
Consumer Response Center-FCRA
Washington, DC 20580 * 202-326-3761
National banks, federal branches/agencies of foreign banks (the word “National” or the initials “N.A.” appear in or after bank’s name) / Office of the Comptroller of the Currency
Compliance Management, Mail Stop 66
Washington, DC 20219 * 800-613-6743
Federal Reserve System member banks (except national banks and federal branches/agencies of foreign banks) / Federal Reserve Board
Division of Consumer & Community Affairs
Washington, DC 20551 * 202-452-3693
Savings associations and federally chartered savings banks (the word “Federal” or the initials “F.S.B.” appear in federal institution’s name) / Office of Thrift Supervision
Consumer Programs
Washington, DC 20552 * 800-842-6929
FOR QUESTIONS OR CONCERNS REGARDING / PLEASE CONTACT
Federal credit unions (the words “Federal Credit Union” appear in institution’s name) / National Credit Union Administration
1775 Duke Street
Alexandria, VA 22314 * 703-518-6360
State-chartered banks that are not members of the Federal Reserve System / Federal Deposit Insurance Corporation
Division of Compliance & Consumer Affairs
Washington, DC 20429 * 800-934-FDIC
Air, surface, or rail common carriers regulated by former Civil Aeronautics Board or Interstate Commerce Commission / Department of Transportation
Office of Financial Management
Washington, DC 20590 * 202-366-1306
Activities subject to the Packers and Stockyards Act, 1921 / Department of Agriculture
Office of Deputy Administrator-GIPSA
Washington, DC 20250 * 202-720-7051

Fair Credit Reporting Act Information FCRA - 1