Checkif this isanamendedplan,andlistbelowthesectionsoftheplanthathavebeenchanged.

Official Form113

Chapter13 Plan12/17

ToDebtors:Thisform sets outoptionsthatmaybe appropriateinsomecases,butthepresenceof anoptionontheform doesnotindicatethattheoptionis appropriateinyourcircumstances orthat it ispermissibleinyourjudicial district.Plansthatdonotcomplywithlocal rulesandjudicial rulingsmaynot be confirmable.

In thefollowingnoticetocreditors, you must checkeachboxthat applies.

ToCreditors: Yourrightsmaybe affected bythis plan.Yourclaim maybe reduced, modified, oreliminated.

Youshouldreadthisplancarefullyanddiscussitwithyourattorney if youhaveone inthisbankruptcycase. If youdonothaveanattorney,youmaywish toconsult one.

Ifyouopposetheplan’s treatment ofyourclaimorany provisionof thisplan,youoryourattorneymust fileanobjectiontoconfirmationatleast 7 daysbeforethedateset forthehearingonconfirmation,unlessotherwiseorderedbytheBankruptcyCourt.TheBankruptcyCourtmayconfirmthisplanwithout furthernoticeif noobjectiontoconfirmationis filed. SeeBankruptcy Rule3015. Inaddition, youmay needto file atimelyproofof claimin orderto bepaidunderanyplan.

Thefollowingmattersmay beof particularimportance.Debtorsmustcheckoneboxoneachlinetostatewhetherornot theplanincludeseachof thefollowingitems.Ifanitem ischeckedas“NotIncluded” orif bothboxesarechecked, theprovision willbe ineffectiveif setout laterin theplan.

1.1 / Alimit ontheamount ofa securedclaim,setoutinSection3.2, whichmayresult ina partialpayment ornopaymentatall tothesecuredcreditor / Included / Notincluded
1.2 / Avoidance of a judicial lienornonpossessory,nonpurchase-moneysecurityinterest,set out inSection3.4 / Included / Notincluded
1.3 / Nonstandardprovisions,setoutinPart 8 / Included / Notincluded

2.1Debtor(s) will makeregularpaymentstothetrusteeasfollows:

$

[and$

perper

for for

months

months.]Insertadditionallines ifneeded.

Iffewerthan60monthsof paymentsarespecified,additionalmonthlypaymentswillbemadetotheextentnecessary tomakethepayments tocreditors specifiedinthis plan.

2.2Regularpaymentstothetrusteewillbemadefrom futureincome inthefollowing manner:

Checkall that apply.

Debtor(s)will make paymentspursuant to apayrolldeductionorder.

Debtor(s)will make paymentsdirectlytothetrustee.

Other(specifymethodofpayment):.

2.3Incometaxrefunds.

Checkone.

Debtor(s)willretainany incometaxrefundsreceivedduringtheplanterm.

Debtor(s)willsupplythetrusteewith acopy of eachincometaxreturnfiledduringtheplantermwithin14daysof filingthe returnandwillturnover tothetrusteeall incometaxrefundsreceivedduringtheplanterm.

Debtor(s)willtreat incometaxrefundsasfollows:

2.4Additional payments.

Checkone.

None. If “None” is checked, therest of§2.4neednot becompletedorreproduced.

Debtor(s)will make additionalpayment(s)tothetrusteefromothersources, asspecifiedbelow.Describethesource, estimatedamount,anddateof eachanticipatedpayment.

2.5Thetotalamount of estimated paymentstothetrusteeprovidedforin§§2.1and2.4is$.

3.1Maintenanceof paymentsandcure ofdefault, if any.

Checkone.

None. If “None” is checked, therest of§3.1neednot becompletedorreproduced.

Thedebtor(s)will maintainthecurrentcontractual installment paymentsonthesecuredclaims listedbelow,withanychangesrequiredbytheapplicablecontractandnoticed inconformitywithanyapplicablerules.Thesepaymentswillbedisbursedeitherbythetrusteeordirectlybythedebtor(s),as specifiedbelow. Anyexistingarrearageon a listedclaimwillbepaid infullthroughdisbursementsbythetrustee,withinterest, ifany, at theratestated.Unlessotherwiseorderedby thecourt, theamountslistedon a proof of claim filedbeforethefilingdeadlineunderBankruptcyRule3002(c)controloveranycontraryamounts listedbelowas tothecurrent installmentpaymentandarrearage.In theabsenceof acontrarytimelyfiledproofof claim, theamounts statedbelowarecontrolling.Ifrelief fromtheautomaticstayisorderedasto any itemof collaterallisted inthisparagraph,then, unlessotherwiseorderedbythecourt,all paymentsunderthisparagraphastothat collateralwill cease,andall securedclaimsbasedonthatcollateral willnolongerbetreatedbytheplan.Thefinalcolumnincludesonlypaymentsdisbursedbythetrusteeratherthanbythedebtor(s).

Nameof creditor / Collateral / Currentinstallmentpayment
(including escrow) / Amountofarrearage (ifany) / Interestrateonarrearage
(if applicable) / Monthly planpaymentonarrearage / Estimatedtotalpaymentsbytrustee
$ / $ / % / $ / $
Disbursedby:
Trustee
Debtor(s)

$

Disbursedby:

Trustee

Debtor(s)

$%$$

Insert additional claimsasneeded.

3.2Requestforvaluationof security,payment of fullysecuredclaims, andmodification ofundersecuredclaims.Check one.

None. If“None”is checked, therest of § 3.2neednot becompletedorreproduced.

The remainderofthisparagraphwill be effectiveonly if theapplicable box inPart 1of thisplanischecked.

Thedebtor(s)request that thecourtdeterminethevalueofthesecuredclaimslistedbelow.Foreachnon-governmental secured claimlistedbelow,thedebtor(s)statethatthevalueof thesecuredclaimshouldbeassetoutinthecolumnheadedAmountof secured claim. Forsecuredclaims of governmentalunits,unlessotherwiseorderedbythecourt, thevalueofasecuredclaimlisted ina proof ofclaimfiled inaccordancewiththeBankruptcyRulescontrolsoveranycontraryamount listed below.Foreachlistedclaim, thevalueofthesecuredclaimwillbepaidinfullwithinterest at theratestated below.

Theportionofanyallowedclaim thatexceedstheamount of thesecuredclaimwillbetreatedasanunsecuredclaimunderPart5of thisplan.If theamountofacreditor’ssecuredclaimis listedbelowashavingnovalue, thecreditor’sallowedclaimwillbetreatedin its entiretyasanunsecuredclaimunderPart5 of thisplan. Unlessotherwiseorderedbythecourt, theamountof thecreditor’s total claimlistedontheproofof claim controlsoveranycontraryamountslistedinthisparagraph.

Theholderof any claimlistedbelowashavingvalue inthecolumnheadedAmountof securedclaimwillretainthelienonthepropertyinterestofthedebtor(s)ortheestate(s)until theearlierof:

(a)payment of theunderlyingdebt determinedundernonbankruptcylaw,or

(b)dischargeof theunderlyingdebt under11U.S.C.§1328, atwhichtimethelienwill terminateandbereleasedbythecreditor.

$$$

$%$$

$$$

$%$$

Insert additional claimsasneeded.

3.3Securedclaimsexcluded from11U.S.C. § 506.

Checkone.

None. If “None” is checked, therest of § 3.3neednot becompletedorreproduced.

Theclaims listedbelowwereeither:

(1)incurredwithin910daysbeforethepetitiondateandsecuredby apurchasemoneysecurityinterestinamotorvehicleacquiredforthepersonaluseof thedebtor(s), or

(2)incurredwithin 1 yearof thepetitiondateandsecuredby a purchasemoneysecurityinterest in anyotherthingof value.

Theseclaims willbepaidin fullundertheplanwithinterestat theratestatedbelow.Thesepaymentswillbedisbursedeitherbythetrusteeordirectly bythedebtor(s),as specifiedbelow. Unlessotherwiseorderedbythecourt, the claimamountstatedon aproofofclaimfiledbeforethefilingdeadlineunderBankruptcyRule3002(c)controlsoveranycontraryamount listed below. Intheabsenceofacontrarytimelyfiledproofofclaim, theamountsstatedbelowarecontrolling.Thefinal columnincludesonlypaymentsdisbursedbythetrusteeratherthanbythedebtor(s).

$

_%

$$Disbursedby:

Trustee

Debtor(s)

Insertadditional claims asneeded.

$

_____%

$$Disbursedby:

Trustee

Debtor(s)

3.4Lienavoidance.

Checkone.
None. If “None” is checked, therest of § 3.4neednot becompletedorreproduced.
The remainderofthisparagraphwill be effectiveonly if theapplicable box inPart 1of thisplanischecked.
Thejudicialliensornonpossessory,nonpurchasemoneysecurityinterests securingtheclaimslistedbelowimpairexemptions to whichthedebtor(s)wouldhavebeenentitledunder11U.S.C. § 522(b). Unless otherwiseorderedbythecourt,a judicial lienorsecurity interestsecuring aclaimlistedbelowwillbeavoided totheextentthatitimpairssuchexemptionsuponentryoftheorderconfirmingtheplan. Theamountof thejudicial lienorsecurityinterest that isavoidedwillbetreatedasanunsecuredclaiminPart5to the extentallowed.Theamount, if any,of thejudicial lienorsecurity interest thatisnotavoidedwillbepaid infull as asecuredclaimundertheplan. See11U.S.C.
§ 522(f)andBankruptcyRule4003(d).Ifmore than one lien isto be avoided,provide the information separatelyforeach lien.






Insert additional claimsasneeded.

3.5Surrenderof collateral.

Checkone.
None. If “None” is checked, therest of § 3.5neednot becompletedorreproduced.
Thedebtor(s)elect tosurrender to eachcreditorlistedbelowthecollateral thatsecuresthecreditor’s claim.Thedebtor(s)request thatuponconfirmationof thisplanthestay under11U.S.C.§ 362(a)beterminatedasto thecollateralonlyandthat thestayunder § 1301 beterminatedin allrespects. Anyallowedunsecuredclaimresultingfromthedispositionof thecollateralwillbetreatedinPart5 below.
Name of creditor / Collateral
Insert additional claimsasneeded.
Part 4:Treatment of Fees andPriority Claims
4.1 General
Trustee’s feesandall allowedpriorityclaims, includingdomestic supportobligationsotherthanthosetreated in §4.5, willbepaidinfullwithoutpostpetitioninterest.
4.2 Trustee’sfees
Trustee’sfees aregovernedbystatuteandmaychangeduringthecourseof thecase butare estimated to be%of planpayments; andduringtheplanterm, theyareestimatedtototal $ .
4.3 Attorney’sfees
Thebalanceof thefees owed to theattorneyforthedebtor(s)isestimated to be$.

4.4Priorityclaimsotherthan attorney’sfeesandthosetreatedin§4.5.

Checkone.
None. If“None”is checked, therest of § 4.4neednot becompletedorreproduced.
Thedebtor(s)estimatethetotalamount of otherpriorityclaims tobe.

4.5Domesticsupportobligationsassignedorowedtoagovernmentalunitandpaidlessthanfullamount.

Checkone.
None. If“None”is checked, therest of § 4.5neednot becompletedorreproduced.
Theallowedpriorityclaimslistedbelowarebasedon a domesticsupport obligationthat hasbeenassigned toorisowed to agovernmental unitandwillbepaidless thanthefullamountof the claimunder11U.S.C.§1322(a)(4). Thisplanprovisionrequiresthat paymentsin§ 2.1befor aterm of 60months; see 11U.S.C.§1322(a)(4).
Nameof creditor / Amountofclaim tobepaid
$
$
Insertadditional claims asneeded.
Part 5:Treatment of NonpriorityUnsecuredClai / ms

5.1Nonpriorityunsecuredclaimsnotseparatelyclassified.

Allowednonpriorityunsecuredclaimsthat arenot separatelyclassifiedwillbepaid,prorata. If morethanoneoptionis checked, theoptionprovidingthelargestpayment will beeffective.Checkall that apply.

Thesumof $_.

%of thetotal amountof theseclaims,anestimatedpayment of $.

Thefundsremainingafterdisbursementshavebeenmade toall othercreditorsprovidedfor inthisplan.

If theestateof thedebtor(s)wereliquidatedunderchapter7, nonpriorityunsecuredclaimswouldbepaidapproximately $.Regardlessof theoptions checkedabove,paymentsonallowednonpriorityunsecuredclaimswillbemade in at least thisamount.

5.2Maintenanceof paymentsandcure of anydefault onnonpriorityunsecuredclaims.Checkone.

None. If “None” is checked, therest of § 5.2neednot becompletedorreproduced.

Thedebtor(s)will maintainthecontractual installmentpaymentsandcureanydefaultinpayments ontheunsecuredclaimslisted belowonwhichthelast payment is dueafterthefinalplanpayment. Thesepaymentswillbedisbursedeitherbythetrusteeordirectlybythedebtor(s),as specified below.Theclaimforthearrearageamount willbepaid infullasspecifiedbelowanddisbursedbythetrustee.Thefinal columnincludesonlypaymentsdisbursedbythetrusteeratherthanbythedebtor(s).

$

Disbursedby:

Trustee

Debtor(s)

$$

$

Disbursedby:

Trustee

Debtor(s)

$$

Insert additional claimsasneeded.

5.3Otherseparatelyclassifiednonpriorityunsecuredclaims.Checkone.

None. If“None”is checked, therest of § 5.3neednot becompletedorreproduced.

Thenonpriorityunsecuredallowedclaimslistedbelowareseparatelyclassifiedandwillbetreatedas follows

Nameof creditor
------ / Basis forseparate classification / Amountto be paid / Interestrate / Estimatedtotal
andtreatment / ontheclaim / (if applicable) / amountof
payments
$ / % / $
$ / % / $
Insertadditional claims asneeded.

6.1Theexecutorycontractsandunexpiredleaseslistedbelowareassumedandwill be treatedasspecified.Allotherexecutorycontractsandunexpiredleasesarerejected.Checkone.

None. If“None”is checked, therest of § 6.1neednot becompletedorreproduced.

Assumeditems.Currentinstallment paymentswillbedisbursedeitherbythetrusteeordirectlybythedebtor(s),asspecifiedbelow,subjectto anycontrarycourt orderorrule. Arrearagepaymentswillbedisbursedbythetrustee.Thefinal columnincludesonly paymentsdisbursedby thetrusteeratherthanbythedebtor(s).

$

Disbursedby:

Trustee

Debtor(s)

$$

$

Disbursedby:

Trustee

Debtor(s)

$$

Insert additional contractsorleasesasneeded.

7.1Propertyof theestatewillvestinthedebtor(s)upon

Check theapplicablebox:

planconfirmation.

entryofdischarge.

other:.

8.1Check“None” orListNonstandardPlanProvisions

None. If“None”is checked, therest of Part 8 neednotbecompletedorreproduced.

UnderBankruptcyRule3015(c),nonstandardprovisionsmustbeset forthbelow. A nonstandardprovisionisaprovisionnototherwiseincluded intheOfficial Form ordeviatingfrom it.Nonstandardprovisions set outelsewhere inthisplanareineffective.

The followingplanprovisions willbe effectiveonly ifthereis a check inthebox“Included”in§1.3.

_

_

_

_

_

9.1 Signatures of Debtor(s)andDebtor(s)’Attorney

If theDebtor(s)donot haveanattorney, theDebtor(s)must signbelow; otherwisetheDebtor(s)signaturesareoptional. TheattorneyfortheDebtor(s), if any,must sign below.



Signatureof Debtor 1Signatureof Debtor 2

Executedon

Executedon

MM / DD / YYYYMM / DD / YYYY

Date

Signatureof AttorneyforDebtor(s)MM / DD / YYYY

Byfilingthisdocument, theDebtor(s),ifnot represented byanattorney,ortheAttorneyforDebtor(s)alsocertify(ies)thatthewordingandorderof theprovisionsinthisChapter13planareidenticaltothosecontainedinOfficialForm 113,otherthananynonstandardprovisionsincludedinPart8.

Exhibit:TotalAmountofEstimatedTrusteePayments

The following are the estimated paymentsthatthe plan requiresthe trustee to disburse.Ifthere isany difference between the amountssetoutbelowand the actualplan terms, the plan terms control.

a.Maintenanceandcurepayments onsecuredclaims(Part3, Section3.1total)$

b.Modifiedsecuredclaims(Part3, Section3.2total)$

c.Securedclaimsexcluded from11U.S.C. § 506(Part3, Section3.3total)$

d.Judicial liensorsecurityinterestspartiallyavoided(Part 3, Section3.4total)$

e.Feesandpriorityclaims(Part4total)$

f.Nonpriorityunsecuredclaims(Part5, Section5.1,higheststatedamount)$

g.Maintenanceandcurepayments onunsecuredclaims(Part 5, Section5.2total)$

h.Separatelyclassifiedunsecuredclaims(Part5, Section5.3total)$

i.Trusteepayments onexecutorycontractsandunexpiredleases(Part6, Section6.1total)$

j.Nonstandardpayments(Part8, total)+$

Total oflinesa throughj