[SURNAME] Family Financial Binder
Last Updated: September 11, 2018
[SURNAME]
FAMILY
FINANCIAL
BINDER
Contents
Personal Information
Family
Friends & Co-Workers
Professional Services
Personal Financial Accounts
Credit & Debit Card Accounts
Monthly Household Cash Flow & Expenses
Debts & Liabilities
Retirement & Assets
Insurance Policies
Checklist of Important Documents
Online Account Information
Insurance Claim Inventory
Personal Information
In this section, record the personal information of the head-of-household/breadwinner of the family.
Name: ______
Maiden Name:______
SSN: ______
Birth Date: ______
Place of Birth:______
Spouse’s Name:______
Maiden Name:______
Spouse’s SSN:______
Place of Birth:______
Family
In this section, record important identifying information for up to 10 children and other family members.
Name: ______
Relationship:______
SSN: ______
Birth Date: ______
Place of Birth:______
Name: ______
Relationship:______
SSN: ______
Birth Date: ______
Place of Birth:______
Name: ______
Relationship:______
SSN: ______
Birth Date: ______
Place of Birth:______
Name: ______
Relationship:______
SSN: ______
Birth Date: ______
Place of Birth:______
Friends & Co-Workers
In this section, record the information you have on important people to youthat would need to be contacted in an emergency. Note: In case of the loss of electronic access to contact information, it’s recommended that you keep a hard copy here in the binder. Don’t forget Pastors, Bosses, Coaches, Etc…
Name:______
Gender:______
Address:______
Home Phone:______
Cell Phone:______
Work Phone:______
Email:______
Birth Date:______
Relationship:______
Name:______
Gender:______
Address:______
Home Phone:______
Cell Phone:______
Work Phone:______
Email:______
Birth Date:______
Relationship:______
Name:______
Gender:______
Address:______
Home Phone:______
Cell Phone:______
Work Phone:______
Email:______
Birth Date:______
Relationship:______
Name:______
Gender:______
Address:______
Home Phone:______
Cell Phone:______
Work Phone:______
Email:______
Birth Date:______
Relationship:______
ProfessionalServices
In this section, gather and record as much information on the individual/business professional services that you and your family rely on. (Customize to remove/include professionals relevant to your family!)
Accountant
Name:______
Address:______
Phone:______
Email:______
Attorney
Name/Law Firm:______
Address:______
Phone:______
Email:______
Automobile Repair
Name:______
Address:______
Phone:______
Email:______
Executor of Will
Name:______
Address:______
Phone:______
Email:______
Finance Advisor
Name/Company:______
Address:______
Phone:______
Email:______
Handyman
Name:______
Address:______
Phone:______
Email:______
Insurance Agent 1
Name & Agency:______
Address:______
Phone:______
Email:______
Insurance Agent 2
Name & Agency:______
Address:______
Phone:______
Email:______
Lawncare
Name:______
Address:______
Phone:______
Email:______
Medical Specialist 1 (Oncologist, Pain Therapist, Etc…)
Name & Specialty:______
Address:______
Phone:______
Email:______
Medical Specialist 2 (Oncologist, Pain Therapist, Etc…)
Name & Specialty:______
Address:______
Phone:______
Email:______
Plumber
Name:______
Address:______
Phone:______
Email:______
Primary Care Physician
Name:______
Address:______
Phone:______
Email:______
Stockbroker
Name/Company:______
Address:______
Phone:______
Email:______
Veterinarian
Name/Company:______
Address:______
Phone:______
Email:______
Personal Financial Accounts
In this section, record financial and personal account information directly from statements you receive. Accounts include bank, credit union, retirement, brokerage and others you use to hold currency.
Account Type:______
Account #:______
Name/Address:______
Name(s) on Acct:______
Password or PIN:______
Account Type:______
Account #:______
Name/Address:______
Name(s) on Acct:______
Password or PIN:______
Account Type:______
Account #:______
Name/Address:______
Name(s) on Acct:______
Password or PIN:______
Account Type:______
Account #:______
Name/Address:______
Name(s) on Acct:______
Password or PIN:______
Account Type:______
Account #:______
Name/Address:______
Name(s) on Acct:______
Password or PIN:______
Account Type:______
Account #:______
Name/Address:______
Name(s) on Acct:______
Password or PIN:______
Account Type:______
Account #:______
Name/Address:______
Name(s) on Acct:______
Password or PIN:______
Credit & Debit Card Accounts
In this section, record information on the credit and debit card accounts that you have open in your name.
Issuer:______
Card Number:______
Name on Card:______
Expiration:______
Debit PIN:______
Phone # on Back:______
Issuer:______
Card Number:______
Name on Card:______
Expiration:______
Debit PIN:______
Phone # on Back:______
Issuer:______
Card Number:______
Name on Card:______
Expiration:______
Debit PIN:______
Phone # on Back:______
Issuer:______
Card Number:______
Name on Card:______
Expiration:______
Debit PIN:______
Phone # on Back:______
Issuer:______
Card Number:______
Name on Card:______
Expiration:______
Debit PIN:______
Phone # on Back:______
Issuer:______
Card Number:______
Name on Card:______
Expiration:______
Debit PIN:______
Phone # on Back:______
Monthly Household Cash Flow & Expenses
In this section, the goal is to record the cash flow in your home for any given month. Not every month is the same, but to the best of your ability estimate as closely as you can the money coming into and leaving your household’s bank account(s). Start with recording income from steady sources, then add up all of your expenses and subtract it from your income to determine if you can cash flow a “normal” month without going deeper into debt.
Income (List all Regular & Dependable Sources of Income):
Paycheck/Salary:______
Side/Odd Jobs:______
Second Job:______
Other( ):______
Other ( ):______
Sum of All Income:______
Expenses (List all Payments for Bills & Expenses):
Housing:______
Groceries:______
Credit Cards:______
Utilities:______
Phone:______
Internet:______
Student Loans:______
Misc. Loans:______
Automobile:______
Other ( ):______
Other ( ):______
Other ( ):______
Other ( ):______
Other ( ):______
Other ( ):______
Sum of All Expenses:______
Now that you have all of your income totaled and all of your expenses totaled, it's time to get a snapshot of your ability to move forward financially month-to-month.
Simply subtract the sum of your expenses from the sum of your income to see if you are underwater.
Sum of all Income: ______- Sum of all Expenses: ______= ______
Debts & Liabilities
In this section, record all debts and liabilities that you owe to any person, business or legal entity that can legally be collected. If you want to record other less official debts here as well, you can do that too (for example, you borrowed a tool or a book from Joe or Susie that you don’t want to forget.)
Lender Name / Phone / Address / Payment / Balance / Payoff DateRetirement & Assets
In this section, record all appreciating assets (vehicles do not appreciate, but sometimes homes do) that you have for retirement. Assets include, but aren’t limited to Checking/Savings, CD’s, Money Markets, IRA’s, Roth IRA’s, TSP’s, 401K’s, 403B’s, Treasury Bonds, Homes, Mutual Funds, Index Funds, Annuities, Pensions and more. Record the account number, what type of account it is, the company that is holding the asset, the latest balance and whether or not the asset is vested (you have accrued the rights to the asset over time).
Account Number / Account Type / Holding Company / Balance / Vested?Insurance Policies
In this section, record information for all of the insurance policies that you carry on you and your family. Here is a short list (not all-inclusive) of insurance types to help you include everything you carry: Medical, Dental, Life, Vision, Disability & Accident, Automobile (including Motorcycle, ATV, Boat, RV, Etc…), Homeowners, Umbrella Liability, Long-Term Care & Identity Theft. The intent of this section is to be able to easily find more information about each policy, rather than include exhaustive details per policy.
Type of Insurance / Company / Policyholder Name / PolicyGroup #s / Phone NumberChecklist of Important Documents
In this section,use the checklist provided to ensure that you know the location and existence of the documents listed. It’s recommended to not put the originals in here, but perhaps make a copy of them and store them here if you're comfortable with the security or secrecy of this binder. If you choose not to store copies of the documents in this binder, make notes on where the original documents are located, so you or your family doesn't have a hard time finding them in an emergency situation.
Adoption Papers ______
Birth Certificates______
Burial/Funeral Arrangements______
Child Support Documentation______
Court Orders / Records______
Citizenship Papers______
Death Certificates______
Divorce Decree______
Education Degrees/Diplomas______
Health Care Power of Attorney / Living Will______
Household Inventory______
Home Ownership Titles or Property Deeds______
Investments (Stocks, Bonds, Certificates…)______
Marriage Certificate______
Military Service Records& Benefits______
Pension Benefit Documentation______
VA Claim No.______
GI Insurance No.______
Safe Deposit Box Info______
Other Property Titles/Deeds______
Social Security Cards______
Tax Records______
Vehicle Titles______
Wills/Trusts______
Other:______
Other:______
Other:______
Online Account Information
In this section, record the website, username, password, any other notes or the security questions and answers to reset your password that are needed to allow access into websites where bills are paid, money is managed and any other day-to-day functionality is needed. Don’t worry too much about the full login URL, they change so just record the main website name and use Google or another search engine to locate the most current login page.
Website:______
Username:______
Password/Hint:______
Notes/Security Q&A:______
Website:______
Username:______
Password/Hint:______
Notes/Security Q&A:______
Website:______
Username:______
Password/Hint:______
Notes/Security Q&A:______
Website:______
Username:______
Password/Hint:______
Notes/Security Q&A:______
Website:______
Username:______
Password/Hint:______
Notes/Security Q&A:______
Website:______
Username:______
Password/Hint:______
Notes/Security Q&A:______
Website:______
Username:______
Password/Hint:______
Notes/Security Q&A:______
Website:______
Username:______
Password/Hint:______
Notes/Security Q&A:______
Insurance Claim Inventory
In this section, record items that you have purchased and their relative value to help prepare for a potential future insurance claim. Be reasonable and honest about how much you paid, how much it’s worth, what condition it’s in and when you purchased it. Use Google or another search engine to help find the current market value of your valuables. Duplicate the 2nd page as many times as you need to record as much as you feel you need to. Examples include electronics, jewelry, firearms, appliances, furniture and antiques...
Item / Purchase Date / Purchase Amount / Current Value / Model & Serial # / Cost to Replace / Photo(s) in Binder?Item / Purchase Date / Purchase Amount / Current Value / Model & Serial # / Cost to Replace / Photo(s) in Binder?
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