Shop and save

Get cash back when you shop at our comprehensive network of Discovery Card partners. This depends on your Vitality status; your VitalityDrive™ status or both and the amount you spend at a partner store in your billing cycle.

Discovery Card partner stores

Cash back at Discovery Card partner stores (excluding Pick n Pay and Tiger Wheel & Tyre)

Years on Vitality / Blue / Bronze / Silver / Gold / Diamond
Less than three / 10% / 10% / 10% / 10% / N/A
Three to five / 10% / 11% / 12% / 13% / 15%
More than five / 10% / 12% / 14% / 15% / 20%

Cash back based on your VitalityDrive™ status

VitalityDrive™ members with a Discovery Card have access to retail partner discounts of up to 15% (excluding Pick n Pay and Tiger Wheel & Tyre).

VitalityDrive™status / Base / Neutral / Engaged / Advanced
Cash back / 0% / 5% / 7.5% / 15%

Cash back at Pick n Pay

Vitality status / Cash back
Blue / 5%
Bronze / 6%
Silver / 7%
Gold / 8%
Diamond / 10%

Cash back at Tiger Wheel & Tyre

You’ll get cash back on your purchases at Tiger Wheel & Tyre based on your VitalityDrive™ status:

VitalityDrive™status / Base / Neutral / Engaged / Advanced
Cash back / 8% / 10% / 12% / 15%

Keep in mind

Your maximum discountable spend at partner stores is limited to 30 % of your total DiscoveryCard spend in that statement period, with your total cash back calculated on a limit of R10 000 spend at all DiscoveryCard partner stores.

You cannot get cash back for payment of in-store accounts or when you make third party payments (for example a telephone account) at partner stores and at Pick n Pay express stores, Pick n Pay pharmacies, Pick n Pay liquor and Pick n Pay clothing stores with your DiscoveryCard. However, these transactions do count towards your total monthly DiscoveryCard spend.

The following DiscoveryCard transactions do not count towards your total monthly spend:

§  Cash withdrawals

§  Traveller’s cheque purchases

§  Electronic funds transfers

§  Budget facility transfers

§  Fuel or fuel-related transactions on the Discovery Motor card

§  Foreign transactions

§  Transfers between straight and the Medical Savings Booster

Also note that DiscoveryCard cash back does not apply at duty free partner stores.