Bryant Garrett

5427 Fair Forest Drive, Houston, TX *77088*Contact#713-817-6932 *

SUMMARY

Professional Financial Services Analyst with an extensive background helping to analyze the credit risk, profitability, compliance and performance of an organization's mortgage products and financial investments.

PROFESSIONAL EXPERIENCE:

Collateral Management Analyst,Selene Finance, LP, Houston, TX 10/15 –

  • Manage and perform compliance review all collateral documents for safekeeping and delivery to various investors.
  • Process residential paid loan releases, which includes mortgage releases, lien releases, UCC releases, guaranty agreement releases, partial releases, assignments and any other documents requiring release.
  • Submit various collateral related documents to the appropriate jurisdictions or perfect lien position.

Post-Closing Specialist II,Amegy Mortgage Company, Houston, TX 08/13 – 10/15

  • Performed quality and compliance audits for closed mortgage loans for Amegy Bank’s residential, construction and private banking clients.
  • Ship collateral to various investors. Resolve all post-closing issues with Title companies and investors.
  • Prepared FHA loan to be insured and create case binders.

Post Closing/Shipping Supervisor,Allied Mortgage Corporation, Houston, TX 08/09 – 07/13

  • Supervise a team a three post-closing specialists in shipping collateral and executed loan documents to various investors via the mail or electronically by uploading to a website.Facilitate staff trainings, coaching, counseling, enforcing policies and procedures established by management.
  • Request Original Notes from the Warehouse Bank/Accounting to be sent to the Investor.
  • Cleared all open exceptions with loans prior to delivery to investors. All other administrative duties assigned by department manager. Able to maintain effective service levels and accuracy.

Securities Analyst II,Wells Fargo N.A.,Houston, TX (Contract) 03/08 – 07/09

  • Ensured compliance of security documents and loan servicing guides as it appears to loans within the series Master Serviced by Wells Fargo Corporate Trust Services. Reviewed various loan servicing agreement to ensure proper servicing for defaulted loans.
  • Analyzed and approved loan level loss claims submitted by various loan servicers due to defaulted assets.
  • Monitored the status of delinquent loans monthly to ensure adequate loss mitigation or timely liquidation of foreclosures, REO, etc. to reduce loss amounts to the trust.

Data Analyst,C-BASS Loan Asset Management and Securitization, LLC, Houston, TX 11/03 – 10/07

  • Acquire data from primary or secondary data sources to perform data integrity reviews and compliance audits daily on newly acquired and aged Real Estate Loan Assets to create Collateralized Debt Obligations.
  • Identify, analyze, and interpret trends or patterns in complex data sets for reporting. Assist on special projects that include deliveries to FNMA/FHLMC, grading re-performing loans for Securitization purposes, and miscellaneous deal projects affiliated with due diligence end results.
  • Responsible for improving data quality and presenting conclusions gained from analyzing data using statistical tools like Microsoft Excel. Obtained higher bond ratings from Moody, Fitch, Standards and Poor's on CDOs. Achieved desired levels of financial and business performance expected from stakeholders.

Education

Graduate Certificate,Appiled Project Management, 2017-2018 Walden University – Minneapolis, MN

Bachelor of Science, BusinessAdministration (Management), 2015 -Bellevue University - Bellevue, NE

Associate in Applied Science, Corporate Finance & Banking, 2013 - Houston Community College - Houston, TX

Technical Skills

Business, financial, personnel, and project management, Organizational development, Customer service, Data analysis, Payroll operations, Residential Mortgage and Consumer Loan servicing, Accounting, Encompass 360, Computer Literate, proficient in Word, Excel, Windows 2010, PowerPoint, and Access. Windows NT, Microsoft Outlook, Jack Henry, LSAMS, UCC-Direct, Illien On-Line. Lexis Nexis, Black Knight,SharePoint

Type 40 WPM.

Bryant L. Garrett